HomeWashingtonOkanogan CountyWinthrop
Winthrop, Washington: commercial real estate data.
Winthrop is a Census town of 423 people across 0.96 square miles of land, in Okanogan County. Median household income is $66,908, 54.1 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winthrop
What Winthrop is
- Census place typetown
- Land area0.96 sq mi
- Water area0 sq mi
- Population per square mile of land439 plus or minus 150
- County holding the largest share of its areaOkanogan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
How many people live in Winthrop
- Population423 plus or minus 144
- Median age35.1 plus or minus 8.4
- Population under 18128 plus or minus 58
- Share under 1830.3 percent plus or minus 8.9
- Population 65 and over55 plus or minus 32
- Share 65 and over13.0 percent plus or minus 6.0
- Households185 plus or minus 55
- Family households102 plus or minus 40
- Share of households that are families55.1 percent plus or minus 14.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
Income and work in Winthrop
- Median household income$66,908 plus or minus $19,507
- Per capita income$49,622 plus or minus $16,834
- Civilian labor force208 plus or minus 77
- Employed206 plus or minus 76
- Unemployed2 plus or minus 4
- Unemployment rate1.0 percent plus or minus 1.9
- Adults 25 and over287 plus or minus 83
- Adults 25 and over with a high school diploma or higher92.3 percent plus or minus 37.4
- Adults 25 and over with a bachelor degree or higher35.5 percent plus or minus 10.1
- Adults 25 and over with a graduate degree15.0 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
Housing in Winthrop
- Housing units257 plus or minus 67
- Occupied units185 plus or minus 55
- Vacant units72 plus or minus 38
- Vacancy rate28.0 percent plus or minus 12.9
- Owner occupied100 plus or minus 41
- Renter occupied85 plus or minus 40
- Ownership rate54.1 percent plus or minus 15.3
- Median owner-occupied home value$475,000
- Median gross rent, monthly$1,128
- Annual rent as a share of median income20.2 percent plus or minus 6.2
- Single family units194 plus or minus 56
- Share single family75.5 percent
- Units in buildings of two or more22 plus or minus 23
- Share in buildings of two or more8.6 percent plus or minus 8.8
- Mobile homes41 plus or minus 27
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
How Winthrop gets to work
- Workers 16 and over who commute170 plus or minus 75
- Commuting under 15 minutes127 plus or minus 63
- Share commuting under 15 minutes74.7 percent plus or minus 17.3
- Commuting 30 minutes or more20 plus or minus 24
- Share commuting 30 minutes or more11.8 percent plus or minus 12.9
- Drove alone83.5 percent
- Carpooled11.4 percent plus or minus 12.1
- Public transport0.0 percent
- Walked1.1 percent plus or minus 2.8
- Worked from home3.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
SBA loans in Winthrop (7(a))
- Approvals8
- Gross approval$5,761,400
- Average approval$720,175
- Median approval$677,550
- Largest approval$1,495,000
- Jobs supported52
- Jobs per approval6.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term246 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Winthrop, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winthrop
SBA loans in Winthrop (504)
- Approvals3
- Gross approval$1,448,000
- Average approval$482,667
- Median approval$357,000
- Largest approval$976,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Winthrop, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winthrop
Flood risk in Winthrop
- NFIP communityTown of Winthrop
- NFIP community number530125
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/77
The Town of Winthrop participates in the National Flood Insurance Program as community 530125 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Okanogan County, not Winthrop
Okanogan County context, not Winthrop figures
- Establishments in Okanogan County1,202
- Covered employment, Okanogan County17,034
- Average annual pay, Okanogan County$48,554
- Housing units permitted, Okanogan County246
Every figure in this section is published for Okanogan County as a whole and is not a measurement of Winthrop.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winthrop questions, answered from the record.
How many people live in Winthrop, Washington?
423, in 185 households. Winthrop town covers 0.96 square miles of land, which is 439 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winthrop in?
Okanogan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winthrop?
$66,908. The median owner-occupied home is valued at $475,000. Median gross rent is $1,128 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winthrop businesses?
8 7(a) approvals totaling $5.8 m since FY2020, across 5 lenders, median approval $677,550, plus 3 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Winthrop, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winthrop borrowers get paid back?
No rate is published for Winthrop. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winthrop in the National Flood Insurance Program?
Yes. Winthrop appears in the FEMA Community Status Book as Winthrop, town of, community 530125, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winthrop figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Okanogan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winthrop.
Is zoning published for Winthrop?
No. Nothing on this page presents parcel level zoning.
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