HomeWashingtonPacific CountyIlwaco
Ilwaco, Washington: commercial real estate data.
Ilwaco is a Census city of 1,365 people across 2.05 square miles of land, in Pacific County. Median household income is $98,200, 65.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ilwaco
What Ilwaco is
- Census place typecity
- Land area2.05 sq mi
- Water area3.73 sq mi
- Population per square mile of land666 plus or minus 202
- County holding the largest share of its areaPacific County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ilwaco
How many people live in Ilwaco
- Population1,365 plus or minus 414
- Median age48.9 plus or minus 12.1
- Population under 18236 plus or minus 80
- Share under 1817.3 percent
- Population 65 and over355 plus or minus 128
- Share 65 and over26.0 percent
- Households502 plus or minus 109
- Family households326 plus or minus 91
- Share of households that are families64.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ilwaco
Income and work in Ilwaco
- Median household income$98,200
- Per capita income$46,282
- Civilian labor force804 plus or minus 325
- Employed804 plus or minus 325
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,034 plus or minus 308
- Adults 25 and over with a high school diploma or higher90.1 percent plus or minus 36.0
- Adults 25 and over with a bachelor degree or higher31.3 percent plus or minus 15.1
- Adults 25 and over with a graduate degree10.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ilwaco
Housing in Ilwaco
- Housing units671
- Occupied units502 plus or minus 109
- Vacant units169 plus or minus 63
- Vacancy rate25.2 percent plus or minus 8.3
- Owner occupied330 plus or minus 96
- Renter occupied172 plus or minus 66
- Ownership rate65.7 percent
- Median owner-occupied home value$370,300 plus or minus $94,809
- Median gross rent, monthly$1,170
- Annual rent as a share of median income14.3 percent plus or minus 3.7
- Single family units492 plus or minus 114
- Share single family73.3 percent
- Units in buildings of two or more91 plus or minus 53
- Share in buildings of two or more13.6 percent plus or minus 7.5
- Mobile homes63 plus or minus 30
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ilwaco
How Ilwaco gets to work
- Workers 16 and over who commute770 plus or minus 322
- Commuting under 15 minutes511 plus or minus 211
- Share commuting under 15 minutes66.4 percent plus or minus 39.0
- Commuting 30 minutes or more140 plus or minus 65
- Share commuting 30 minutes or more18.2 percent
- Drove alone56.5 percent plus or minus 30.8
- Carpooled13.6 percent plus or minus 9.6
- Public transport0.6 percent plus or minus 1.3
- Walked21.4 percent plus or minus 19.0
- Worked from home4.8 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ilwaco
SBA loans in Ilwaco (7(a))
- Approvals3
- Gross approval$3,277,500
- Average approval$1,092,500
- Median approval$787,500
- Largest approval$1,915,000
- Jobs supported16
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Ilwaco, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ilwaco
Flood risk in Ilwaco
- NFIP communityCity of Ilwaco
- NFIP community number530127
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/18/15
The City of Ilwaco participates in the National Flood Insurance Program as community 530127 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pacific County, not Ilwaco
Pacific County context, not Ilwaco figures
- Establishments in Pacific County558
- Covered employment, Pacific County6,498
- Average annual pay, Pacific County$50,311
- Housing units permitted, Pacific County94
Every figure in this section is published for Pacific County as a whole and is not a measurement of Ilwaco.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ilwaco questions, answered from the record.
How many people live in Ilwaco, Washington?
1,365, in 502 households. Ilwaco city covers 2.05 square miles of land, which is 666 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ilwaco in?
Pacific County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ilwaco?
$98,200. The median owner-occupied home is valued at $370,300. Median gross rent is $1,170 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ilwaco businesses?
3 7(a) approvals totaling $3.3 m since FY2020, across 3 lenders, median approval $787,500. These count approvals to borrowers whose address is in Ilwaco, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ilwaco borrowers get paid back?
No rate is published for Ilwaco. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ilwaco in the National Flood Insurance Program?
Yes. Ilwaco appears in the FEMA Community Status Book as Ilwaco, city of, community 530127, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ilwaco figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pacific County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ilwaco.
Is zoning published for Ilwaco?
No. Nothing on this page presents parcel level zoning.
Nearby