HomeWashingtonPend Oreille County
Pend Oreille County, Washington: commercial real estate data.
Pend Oreille County, Washington had an estimated 14,332 residents on July 1, 2024, up 6.9 percent since the 2020 census base of 13,401, across 1,400 square miles. County output reached $767.7 m in 2024, 258 establishments operate here, and the SBA record carries 19 7(a) approvals worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pend Oreille County
How many people live in Pend Oreille County
- Population, American Community Survey 2020-202414,050
- Households5,949
- Average household size2.36
- Median household income$67,436
- Median age49.8
- Median gross rent$855 per month
- Median owner-occupied home value$367,900
- Home value to household income5.5 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over10,390
- Population under 182,715
- Share under 1819.3 percent
- Population 65 and over3,841
- Share 65 and over27.3 percent
- Working age population, 18 to 647,494
- Civilian labor force5,642
- Unemployment rate6.1 percent
- Labor force participation, adults 18 and over49.8 percent
- Rank by population among Washington counties33rd of 39
- Rank by population among US county-equivalents, Puerto Rico included2220th of 3,222
Pend Oreille County is the 33rd largest of 39 Washington counties by population. A median home costs 5.5 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 27.3 percent against 19.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Pend Oreille County
Is Pend Oreille County's population growing?
- Population, July 1, 202414,332
- Census 2020 base population13,401
- Population change since the 2020 census base6.95 percent
- Population change, 2023 to 2024-30
- Births, 2024105
- Deaths, 2024233
- Natural change, 2024-128
- Net domestic migration, 202496
- Net international migration, 20243
- Total net migration, 202499
- Cumulative net domestic migration, 2021 to 20241,284
- Rank by growth among US county-equivalents313th of 3,144
The county has grown 6.95 percent since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Pend Oreille County
Where are people moving to Pend Oreille County from?
- Tax returns filed by households arriving574
- People arriving, from those returns1,163
- Tax returns filed by households leaving494
- Net household movement80
- Adjusted gross income arriving$40.6 m
- Net adjusted gross income movement$6.5 m
- Average income of an arriving household$70,667
- Average income of a leaving household$68,887
- Largest single originSpokane County (208 households)
- Largest single destinationSpokane County (170 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Spokane County | 208 | 406 | $13.2 m |
| Bonner County | 43 | 90 | $2.2 m |
| Kootenai County | 24 | 59 | $1.7 m |
| Snohomish County | 24 | 58 | $2.0 m |
Households arriving report $1,780 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Spokane County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Pend Oreille County
What is the Pend Oreille County economy?
- County GDP, 2024$767.7 m
- County GDP, 2023$711.8 m
- GDP change, 2023 to 20247.9 percent
- GDP change over five years47.7 percent
- Rank by GDP among the Washington areas BEA publishes33rd of 39
- Rank by GDP among the US county areas BEA publishes2057th of 3,127
- GDP per resident$54,642
Output grew 7.9 percent in the latest year and 47.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Pend Oreille County
Employment by industry in Pend Oreille County
- Covered employment, annual average3,194
- Establishments reporting344
- Average annual pay$63,126
- Average weekly wage$1,214
- Retail trade, employment242
- Retail trade, average annual pay$32,505
- Accommodation and food services, employment236
- Accommodation and food services, average annual pay$20,919
- Construction, employment153
- Construction, average annual pay$52,987
- Administrative and support and waste management services, employment112
- Administrative and support and waste management services, average annual pay$112,955
- Professional, scientific and technical services, employment110
- Manufacturing, employment65
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 242 | 27 | $32,505 |
| Accommodation and food services | 236 | 25 | $20,919 |
| Construction | 153 | 61 | $52,987 |
| Administrative and support and waste management services | 112 | 18 | $112,955 |
| Professional, scientific and technical services | 110 | 34 | $115,873 |
| Manufacturing | 65 | 11 | $66,517 |
| Other services, except public administration | 47 | 24 | $25,198 |
| Real estate and rental and leasing | 45 | 12 | $45,987 |
Retail trade is the largest private sector at 242 jobs, 7.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Pend Oreille County
How many businesses are in Pend Oreille County?
- Establishments, all industries258
- Employment at those establishments1,655
- Annual payroll$81.6 m
- Establishments per 1,000 residents18.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Pend Oreille County
Building permits in Pend Oreille County
- Housing units authorized by permit, 202455
- Declared construction value permitted$18.2 m
- Single family units authorized55
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$331,471
- Units authorized per 1,000 households9.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Pend Oreille County
SBA loans in Pend Oreille County (7(a) and 504)
- 7(a) approvals recorded19
- 7(a) gross approval dollars$4.0 m
- Average 7(a) approval$210,532
- Median 7(a) approval$83,500
- Largest single approval$725,500
- Jobs reported supported, 7(a)79
- Jobs per approval4.2
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.8 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter16
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countLogging (5)
- Most active lenderGlacier Bank (7)
- 504 approvals recorded1
- 504 gross approval dollars$290,000
- Average 504 approval$290,000
- Median 504 approval$290,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved17.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pend Oreille County
SBA loan default and charge-off rates in Pend Oreille County
Do SBA loans in Pend Oreille County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure12
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pend Oreille County
SBA lending by place in Pend Oreille County
- Borrower cities with recorded lending4
- Newport, approvals16
- Elk, approvals1
- Greenacres, approvals1
- Ione, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Newport | 16 | $2,835,600 |
| Elk | 1 | $557,000 |
| Greenacres | 1 | $457,500 |
| Ione | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pend Oreille County
How large is Pend Oreille County?
- Land area1,400 sq mi
- Rank by land area among Washington counties25th of 39
- Width, east to west27.4 mi
- Height, north to south65.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land10
- Establishments per square mile0.18
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Pend Oreille County
Flood risk in Pend Oreille County
- Participation of the county's own NFIP community Pend Oreille County, unincorporated areasParticipating, community 530131
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Pend Oreille County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Pend Oreille County (community 530131), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Pend Oreille County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Pend Oreille County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Pend Oreille County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,050
- Households5,949
- Average household size2.36
- Median household income$67,436
- Median age49.8
Common questions
Pend Oreille County questions, answered from the record.
How many people live in Pend Oreille County, Washington?
The Census Bureau estimates 14,332 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,050, in 5,949 households, ranking 33rd of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Pend Oreille County's population growing?
The population has grown 6.95 percent since the 2020 census base of 13,401, to 14,332 on July 1, 2024. In 2024 there were 105 births against 233 deaths, with net migration of 99. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Pend Oreille County?
$67,436. The median owner-occupied home is valued at $367,900, which is 5.5 times income, and median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Pend Oreille County?
258 establishments, employing 1,655 people with an annual payroll of $81.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Pend Oreille County?
Retail trade is the largest private sector at 242 jobs, 7.6 percent of covered employment. Covered employment averages 3,194 jobs at an average annual pay of $63,126, or $1,214 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Pend Oreille County?
19 7(a) approvals totaling $4.0 m since FY2020, across 9 lenders, with a median approval of $83,500, plus 1 504 approvals worth $290,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Pend Oreille County?
55 housing units were authorized by permit in 2024, with a declared construction value of $18.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Pend Oreille County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Pend Oreille County come from?
The largest single origin is Spokane County, with 208 households. Arriving households report an average income of $70,667 against $68,887 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Pend Oreille County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Pend Oreille County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Pend Oreille County
Cities and places in Pend Oreille.
5 Census places lie wholly or partly in Pend Oreille County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Newport | city | 2,181 | 16 | Wholly in this county |
| Ione | town | 409 | 1 | Wholly in this county |
| Metaline Falls | town | 361 | None recorded | Wholly in this county |
| Metaline | town | 150 | None recorded | Wholly in this county |
| Cusick | town | 133 | None recorded | Wholly in this county |
A further 2 of the county's 19 SBA 7(a) approvals are to borrowers in cities that match no Census place in Pend Oreille County, the largest being Elk (1), Greenacres (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby