HomeWashingtonPierce CountyBonney Lake
Bonney Lake, Washington: commercial real estate data.
Bonney Lake is a Census city of 22,090 people across 8.22 square miles of land, in Pierce County. Median household income is $136,845, 78.8 percent of occupied homes are owned, and the SBA record carries 69 7(a) approvals to borrowers here worth $25.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bonney Lake
What Bonney Lake is
- Census place typecity
- Land area8.22 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,688
- County holding the largest share of its areaPierce County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonney Lake
How many people live in Bonney Lake
- Population22,090
- Median age36.9
- Population under 186,314
- Share under 1828.6 percent
- Population 65 and over2,436
- Share 65 and over11.0 percent
- Households7,499
- Family households5,996
- Share of households that are families80.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonney Lake
Income and work in Bonney Lake
- Median household income$136,845
- Per capita income$51,573
- Civilian labor force11,674
- Employed11,252
- Unemployed422 plus or minus 165
- Unemployment rate3.6 percent plus or minus 1.4
- Adults 25 and over13,967
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher30.2 percent
- Adults 25 and over with a graduate degree9.5 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonney Lake
Housing in Bonney Lake
- Housing units7,739
- Occupied units7,499
- Vacant units240 plus or minus 145
- Vacancy rate3.1 percent plus or minus 1.9
- Owner occupied5,910
- Renter occupied1,589
- Ownership rate78.8 percent
- Median owner-occupied home value$607,900
- Median gross rent, monthly$2,256
- Annual rent as a share of median income19.8 percent
- Single family units6,691
- Share single family86.5 percent
- Units in buildings of two or more739 plus or minus 205
- Share in buildings of two or more9.5 percent plus or minus 2.6
- Mobile homes258 plus or minus 124
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonney Lake
How Bonney Lake gets to work
- Workers 16 and over who commute9,294
- Commuting under 15 minutes1,582 plus or minus 332
- Share commuting under 15 minutes17.0 percent plus or minus 3.4
- Commuting 30 minutes or more4,821
- Share commuting 30 minutes or more51.9 percent
- Drove alone69.0 percent
- Carpooled11.3 percent plus or minus 3.0
- Public transport0.9 percent plus or minus 0.6
- Walked2.4 percent plus or minus 1.4
- Worked from home15.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonney Lake
SBA loans in Bonney Lake (7(a))
- Approvals69
- Gross approval$25,160,900
- Average approval$364,651
- Median approval$100,000
- Ninetieth percentile approval$742,760
- Largest approval$5,000,000
- Jobs supported516
- Jobs per approval7.5
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more7.2 percent
- Share to franchises13.0 percent
- Distinct lenders29
- Distinct industries by NAICS40
Counted by borrower city: approvals to borrowers whose address is in Bonney Lake, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bonney Lake
SBA loans in Bonney Lake (504)
- Approvals11
- Gross approval$17,531,000
- Average approval$1,593,727
- Median approval$1,505,000
- Largest approval$4,077,000
- Jobs supported160
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Bonney Lake, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bonney Lake
Flood risk in Bonney Lake
- NFIP communityCity of Bonney Lake
- NFIP community number530274
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/07/17
The City of Bonney Lake participates in the National Flood Insurance Program as community 530274 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pierce County, not Bonney Lake
Pierce County context, not Bonney Lake figures
- Establishments in Pierce County20,051
- Covered employment, Pierce County333,492
- Average annual pay, Pierce County$70,395
- Housing units permitted, Pierce County3,207
Every figure in this section is published for Pierce County as a whole and is not a measurement of Bonney Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bonney Lake questions, answered from the record.
How many people live in Bonney Lake, Washington?
22,090, in 7,499 households. Bonney Lake city covers 8.22 square miles of land, which is 2,688 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bonney Lake in?
Pierce County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bonney Lake?
$136,845. The median owner-occupied home is valued at $607,900. Median gross rent is $2,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bonney Lake businesses?
69 7(a) approvals totaling $25.2 m since FY2020, across 29 lenders, median approval $100,000, plus 11 504 approvals worth $17.5 m since FY2010. These count approvals to borrowers whose address is in Bonney Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bonney Lake borrowers get paid back?
No rate is published for Bonney Lake. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bonney Lake in the National Flood Insurance Program?
Yes. Bonney Lake appears in the FEMA Community Status Book as Bonney Lake, city of, community 530274, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bonney Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pierce County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bonney Lake.
Is zoning published for Bonney Lake?
No. Nothing on this page presents parcel level zoning.