HomeWashingtonSnohomish CountyMill Creek
Mill Creek, Washington: commercial real estate data.
Mill Creek is a Census city of 20,956 people across 4.64 square miles of land, in Snohomish County. Median household income is $124,364, 59.0 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $19.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mill Creek
What Mill Creek is
- Census place typecity
- Land area4.64 sq mi
- Water area0.01 sq mi
- Population per square mile of land4,513
- County holding the largest share of its areaSnohomish County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
How many people live in Mill Creek
- Population20,956
- Median age39.3
- Population under 184,446
- Share under 1821.2 percent
- Population 65 and over3,141
- Share 65 and over15.0 percent
- Households8,682
- Family households5,462
- Share of households that are families62.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
Income and work in Mill Creek
- Median household income$124,364
- Per capita income$68,073
- Civilian labor force11,674
- Employed11,151
- Unemployed523 plus or minus 240
- Unemployment rate4.5 percent plus or minus 2.0
- Adults 25 and over14,881
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher56.0 percent
- Adults 25 and over with a graduate degree22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
Housing in Mill Creek
- Housing units9,224
- Occupied units8,682
- Vacant units542 plus or minus 252
- Vacancy rate5.9 percent plus or minus 2.7
- Owner occupied5,124
- Renter occupied3,558
- Ownership rate59.0 percent
- Median owner-occupied home value$903,800
- Median gross rent, monthly$2,249
- Annual rent as a share of median income21.7 percent
- Single family units5,446
- Share single family59.0 percent
- Units in buildings of two or more3,775
- Share in buildings of two or more40.9 percent
- Mobile homes3 plus or minus 7
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
How Mill Creek gets to work
- Workers 16 and over who commute7,842
- Commuting under 15 minutes1,119 plus or minus 325
- Share commuting under 15 minutes14.3 percent plus or minus 4.0
- Commuting 30 minutes or more3,904
- Share commuting 30 minutes or more49.8 percent
- Drove alone56.9 percent
- Carpooled7.4 percent plus or minus 2.7
- Public transport4.4 percent plus or minus 1.9
- Walked0.3 percent plus or minus 0.3
- Worked from home29.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
SBA loans in Mill Creek (7(a))
- Approvals34
- Gross approval$19,338,400
- Average approval$568,776
- Median approval$215,250
- Ninetieth percentile approval$1,208,860
- Largest approval$4,865,000
- Jobs supported342
- Jobs per approval10.1
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises29.4 percent
- Distinct lenders22
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Mill Creek, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mill Creek
SBA loans in Mill Creek (504)
- Approvals7
- Gross approval$13,244,000
- Average approval$1,892,000
- Median approval$1,723,000
- Largest approval$4,944,000
- Jobs supported219
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Mill Creek, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mill Creek
Flood risk in Mill Creek
- NFIP communityCity of Mill Creek
- NFIP community number530330
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/20
The City of Mill Creek participates in the National Flood Insurance Program as community 530330 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Snohomish County, not Mill Creek
Snohomish County context, not Mill Creek figures
- Establishments in Snohomish County20,258
- Covered employment, Snohomish County297,617
- Average annual pay, Snohomish County$79,940
- Housing units permitted, Snohomish County4,149
Every figure in this section is published for Snohomish County as a whole and is not a measurement of Mill Creek.
All Snohomish County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mill Creek questions, answered from the record.
How many people live in Mill Creek, Washington?
20,956, in 8,682 households. Mill Creek city covers 4.64 square miles of land, which is 4,513 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mill Creek in?
Snohomish County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mill Creek?
$124,364. The median owner-occupied home is valued at $903,800. Median gross rent is $2,249 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mill Creek businesses?
34 7(a) approvals totaling $19.3 m since FY2020, across 22 lenders, median approval $215,250, plus 7 504 approvals worth $13.2 m since FY2010. These count approvals to borrowers whose address is in Mill Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mill Creek borrowers get paid back?
No rate is published for Mill Creek. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mill Creek in the National Flood Insurance Program?
Yes. Mill Creek appears in the FEMA Community Status Book as Mill Creek, city of, community 530330, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mill Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Snohomish County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mill Creek.
Is zoning published for Mill Creek?
No. Nothing on this page presents parcel level zoning.