HomeWashingtonSnohomish CountyMill Creek city
Mill Creek city, Washington: commercial real estate data.
Mill Creek city is a Census city of 20,956 people across 4.64 square miles of land, in Snohomish County. Median household income is $124,364, 59.0 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $19.3 m.
76 sourced place values · tier FULL · 8 sections
Mill Creek
What Mill Creek is
- Census place typecity
- Land area4.64 sq mi
- Water area0.01 sq mi
- Population per square mile of land4,513
- County holding the largest share of its areaSnohomish County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
How many people live in Mill Creek
- Population20,956
- Median age39.3
- Population under 184,446
- Share under 1821.2 percent
- Population 65 and over3,141
- Share 65 and over15.0 percent
- Households8,682
- Family households5,462
- Share of households that are families62.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
Income and work in Mill Creek
- Median household income$124,364
- Per capita income$68,073
- Civilian labor force11,674
- Employed11,151
- Unemployed523 plus or minus 240
- Unemployment rate4.5 percent plus or minus 2.0
- Adults 25 and over14,881
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher56.0 percent
- Adults 25 and over with a graduate degree22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
Housing in Mill Creek
- Housing units9,224
- Occupied units8,682
- Vacant units542 plus or minus 252
- Vacancy rate5.9 percent plus or minus 2.7
- Owner occupied5,124
- Renter occupied3,558
- Ownership rate59.0 percent
- Median owner-occupied home value$903,800
- Median gross rent, monthly$2,249
- Annual rent as a share of median income21.7 percent
- Single family units5,446
- Share single family59.0 percent
- Units in buildings of two or more3,775
- Share in buildings of two or more40.9 percent
- Mobile homes3 plus or minus 7
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
How Mill Creek gets to work
- Workers 16 and over who commute7,842
- Commuting under 15 minutes1,119 plus or minus 325
- Share commuting under 15 minutes14.3 percent plus or minus 4.0
- Commuting 30 minutes or more3,904
- Share commuting 30 minutes or more49.8 percent
- Drove alone56.9 percent
- Carpooled7.4 percent plus or minus 2.7
- Public transport4.4 percent plus or minus 1.9
- Walked0.3 percent plus or minus 0.3
- Worked from home29.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mill Creek
SBA 7(a) lending to Mill Creek borrowers
- Approvals34
- Gross approval$19,338,400
- Average approval$568,776
- Median approval$230,500
- Ninetieth percentile approval$1,297,000
- Largest approval$4,865,000
- Jobs supported342
- Jobs per approval10.1
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises29.4 percent
- Distinct lenders22
- Distinct industries by NAICS19
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mill Creek
SBA 504 lending to Mill Creek borrowers
- Approvals7
- Gross approval$13,244,000
- Average approval$1,892,000
- Median approval$1,723,000
- Largest approval$4,944,000
- Jobs supported219
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Snohomish County, not Mill Creek
Snohomish County context, not Mill Creek figures
These are Snohomish County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mill Creek measurements.
- Establishments in Snohomish County20,258
- Employment at those establishments, Snohomish County283,649
- Covered employment, Snohomish County297,617
- Average annual pay, Snohomish County$79,940
- Average weekly wage, Snohomish County$1,537
- Housing units permitted, Snohomish County4,149
- Of those, single family, Snohomish County2,406
- County product, 2024, Snohomish County$61,969,883,000
- County product change over the prior year, Snohomish County4.7 percent
- Average income of an arriving household, Snohomish County$108,142
Every figure in this section is published for Snohomish County as a whole and is not a measurement of Mill Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mill Creek questions, answered from the record.
How many people live in Mill Creek, Washington?
20,956, in 8,682 households. Mill Creek city covers 4.64 square miles of land, which is 4,513 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mill Creek in?
Snohomish County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mill Creek?
$124,364. The median owner-occupied home is valued at $903,800. Median gross rent is $2,249 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mill Creek businesses?
34 7(a) approvals totalling $19.3 m, across 22 lenders, median approval $230,500, plus 7 504 approvals worth $13.2 m. These count approvals to borrowers whose address is in Mill Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mill Creek borrowers get paid back?
No rate is published for Mill Creek. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mill Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Snohomish County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mill Creek.
Is zoning published for Mill Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.