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Monroe, Washington: commercial real estate data.

Monroe is a Census city of 19,755 people across 6.37 square miles of land, in Snohomish County. Median household income is $110,461, 71.5 percent of occupied homes are owned, and the SBA record carries 101 7(a) approvals to borrowers here worth $42.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Monroe

What Monroe is

  • Census place typecity
  • Land area6.37 sq mi
  • Water area0.06 sq mi
  • Population per square mile of land3,099
  • County holding the largest share of its areaSnohomish County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monroe

How many people live in Monroe

  • Population19,755
  • Median age35.7
  • Population under 184,234
  • Share under 1821.4 percent
  • Population 65 and over2,069
  • Share 65 and over10.5 percent
  • Households6,280
  • Family households4,765
  • Share of households that are families75.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monroe

Income and work in Monroe

  • Median household income$110,461
  • Per capita income$43,626
  • Civilian labor force9,677
  • Employed9,127
  • Unemployed550 plus or minus 213
  • Unemployment rate5.7 percent plus or minus 2.2
  • Adults 25 and over14,041
  • Adults 25 and over with a high school diploma or higher91.3 percent
  • Adults 25 and over with a bachelor degree or higher30.0 percent
  • Adults 25 and over with a graduate degree9.3 percent plus or minus 2.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monroe

Housing in Monroe

  • Housing units6,367
  • Occupied units6,280
  • Vacant units87 plus or minus 74
  • Vacancy rate1.4 percent plus or minus 1.2
  • Owner occupied4,488
  • Renter occupied1,792
  • Ownership rate71.5 percent
  • Median owner-occupied home value$668,400
  • Median gross rent, monthly$1,950
  • Annual rent as a share of median income21.2 percent
  • Single family units5,051
  • Share single family79.3 percent
  • Units in buildings of two or more1,293
  • Share in buildings of two or more20.3 percent
  • Mobile homes23 plus or minus 25
  • Median year structure built1997

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monroe

How Monroe gets to work

  • Workers 16 and over who commute7,133
  • Commuting under 15 minutes1,873
  • Share commuting under 15 minutes26.3 percent
  • Commuting 30 minutes or more3,967
  • Share commuting 30 minutes or more55.6 percent
  • Drove alone68.2 percent
  • Carpooled7.9 percent plus or minus 1.7
  • Public transport0.8 percent plus or minus 0.7
  • Walked1.9 percent plus or minus 0.8
  • Worked from home20.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monroe

SBA loans in Monroe (7(a))

  • Approvals101
  • Gross approval$42,287,800
  • Average approval$418,691
  • Median approval$50,000
  • Ninetieth percentile approval$1,204,000
  • Largest approval$5,000,000
  • Jobs supported673
  • Jobs per approval6.7
  • Loans with a final outcome24
  • Paid in full21
  • Charged off3
  • Median term120 months
  • Share on real estate terms of 20 years or more7.9 percent
  • Share to franchises4.0 percent
  • Distinct lenders31
  • Distinct industries by NAICS58

Counted by borrower city: approvals to borrowers whose address is in Monroe, in any county, FY2020 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Monroe

SBA loans in Monroe (504)

  • Approvals20
  • Gross approval$29,926,000
  • Average approval$1,496,300
  • Median approval$948,000
  • Largest approval$3,787,000
  • Jobs supported187
  • Loans with a final outcome9
  • Charged off0
  • Median term270 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Monroe, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Monroe

Flood risk in Monroe

  • NFIP communityCity of Monroe
  • NFIP community number530169
  • Participating in the NFIPYes
  • Community Rating System classClass 5
  • Currently effective map date06/19/20

The City of Monroe participates in the National Flood Insurance Program as community 530169 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Snohomish County, not Monroe

Snohomish County context, not Monroe figures

  • Establishments in Snohomish County20,258
  • Covered employment, Snohomish County297,617
  • Average annual pay, Snohomish County$79,940
  • Housing units permitted, Snohomish County4,149

Every figure in this section is published for Snohomish County as a whole and is not a measurement of Monroe.

All Snohomish County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Monroe questions, answered from the record.

How many people live in Monroe, Washington?

19,755, in 6,280 households. Monroe city covers 6.37 square miles of land, which is 3,099 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Monroe in?

Snohomish County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Monroe?

$110,461. The median owner-occupied home is valued at $668,400. Median gross rent is $1,950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Monroe businesses?

101 7(a) approvals totaling $42.3 m since FY2020, across 31 lenders, median approval $50,000, plus 20 504 approvals worth $29.9 m since FY2010. These count approvals to borrowers whose address is in Monroe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Monroe borrowers get paid back?

No rate is published for Monroe. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Monroe in the National Flood Insurance Program?

Yes. Monroe appears in the FEMA Community Status Book as Monroe, city of, community 530169, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Monroe figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Snohomish County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monroe.

Is zoning published for Monroe?

No. Nothing on this page presents parcel level zoning.