HomeWashingtonWhitman CountyGarfield
Garfield, Washington: commercial real estate data.
Garfield is a Census town of 475 people across 0.94 square miles of land, in Whitman County. Median household income is $70,625, 80.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $85,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garfield
What Garfield is
- Census place typetown
- Land area0.94 sq mi
- Water area0 sq mi
- Population per square mile of land505 plus or minus 135
- County holding the largest share of its areaWhitman County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
How many people live in Garfield
- Population475 plus or minus 127
- Median age38.1
- Population under 18147 plus or minus 54
- Share under 1830.9 percent plus or minus 7.8
- Population 65 and over81 plus or minus 30
- Share 65 and over17.1 percent plus or minus 4.3
- Households175 plus or minus 45
- Family households130 plus or minus 37
- Share of households that are families74.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
Income and work in Garfield
- Median household income$70,625 plus or minus $28,915
- Per capita income$31,507 plus or minus $10,489
- Civilian labor force180 plus or minus 52
- Employed172 plus or minus 51
- Unemployed8 plus or minus 7
- Unemployment rate4.4 percent plus or minus 3.7
- Adults 25 and over326 plus or minus 75
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher23.0 percent plus or minus 11.3
- Adults 25 and over with a graduate degree4.0 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
Housing in Garfield
- Housing units194 plus or minus 46
- Occupied units175 plus or minus 45
- Vacant units19 plus or minus 19
- Vacancy rate9.8 percent plus or minus 9.5
- Owner occupied140 plus or minus 36
- Renter occupied35 plus or minus 23
- Ownership rate80.0 percent plus or minus 29.1
- Median owner-occupied home value$221,200
- Median gross rent, monthly$864
- Annual rent as a share of median income14.7 percent plus or minus 6.6
- Single family units150 plus or minus 40
- Share single family77.3 percent
- Units in buildings of two or more33 plus or minus 27
- Share in buildings of two or more17.0 percent plus or minus 13.2
- Mobile homes11 plus or minus 11
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
How Garfield gets to work
- Workers 16 and over who commute169 plus or minus 52
- Commuting under 15 minutes20 plus or minus 23
- Share commuting under 15 minutes11.8 percent plus or minus 13.0
- Commuting 30 minutes or more89 plus or minus 38
- Share commuting 30 minutes or more52.7 percent plus or minus 15.8
- Drove alone90.5 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked9.5 percent plus or minus 10.2
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield
SBA loans in Garfield (7(a))
- Approvals2
- Gross approval$85,000
- Average approval$42,500
- Median approval$42,500
- Largest approval$50,000
- Jobs supported15
- Jobs per approval7.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Garfield, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield
Flood risk in Garfield
- NFIP communityTown of Garfield
- NFIP community number530209
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/23/26(>)
The Town of Garfield participates in the National Flood Insurance Program as community 530209 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Whitman County, not Garfield
Whitman County context, not Garfield figures
- Establishments in Whitman County873
- Covered employment, Whitman County19,125
- Average annual pay, Whitman County$64,512
- Housing units permitted, Whitman County44
Every figure in this section is published for Whitman County as a whole and is not a measurement of Garfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garfield questions, answered from the record.
How many people live in Garfield, Washington?
475, in 175 households. Garfield town covers 0.94 square miles of land, which is 505 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garfield in?
Whitman County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garfield?
$70,625. The median owner-occupied home is valued at $221,200. Median gross rent is $864 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garfield businesses?
2 7(a) approvals totaling $85,000 since FY2020, across 1 lenders, median approval $42,500. These count approvals to borrowers whose address is in Garfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garfield borrowers get paid back?
No rate is published for Garfield. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garfield in the National Flood Insurance Program?
Yes. Garfield appears in the FEMA Community Status Book as Garfield, town of, community 530209, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Whitman County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garfield.
Is zoning published for Garfield?
No. Nothing on this page presents parcel level zoning.