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Montgomery, West Virginia: commercial real estate data.

Montgomery is a Census city of 1,516 people across 1.62 square miles of land, lying across Fayette County and Kanawha County. Median household income is $27,679, 37.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Montgomery

What Montgomery is

  • Census place typecity
  • Land area1.62 sq mi
  • Water area0.15 sq mi
  • Population per square mile of land935 plus or minus 218
  • County holding the largest share of its areaFayette County, 70.0 percent
  • Counties this place lies inFayette County 70.0 percent, Kanawha County 30.0 percent

Montgomery crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montgomery

How many people live in Montgomery

  • Population1,516 plus or minus 354
  • Median age46.8 plus or minus 11.9
  • Population under 18223 plus or minus 97
  • Share under 1814.7 percent plus or minus 5.4
  • Population 65 and over437 plus or minus 113
  • Share 65 and over28.8 percent
  • Households687 plus or minus 145
  • Family households278 plus or minus 88
  • Share of households that are families40.5 percent plus or minus 9.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montgomery

Income and work in Montgomery

  • Median household income$27,679 plus or minus $12,833
  • Per capita income$24,979 plus or minus $5,180
  • Civilian labor force499 plus or minus 166
  • Employed448 plus or minus 162
  • Unemployed51 plus or minus 25
  • Unemployment rate10.2 percent plus or minus 3.7
  • Adults 25 and over1,134 plus or minus 252
  • Adults 25 and over with a high school diploma or higher86.2 percent plus or minus 25.9
  • Adults 25 and over with a bachelor degree or higher19.7 percent plus or minus 9.4
  • Adults 25 and over with a graduate degree6.0 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montgomery

Housing in Montgomery

  • Housing units885
  • Occupied units687 plus or minus 145
  • Vacant units198 plus or minus 75
  • Vacancy rate22.4 percent plus or minus 7.3
  • Owner occupied255 plus or minus 76
  • Renter occupied432 plus or minus 119
  • Ownership rate37.1 percent plus or minus 7.8
  • Median owner-occupied home value$133,000 plus or minus $58,417
  • Median gross rent, monthly$671
  • Annual rent as a share of median income29.1 percent plus or minus 13.9
  • Single family units440 plus or minus 106
  • Share single family49.7 percent
  • Units in buildings of two or more445 plus or minus 118
  • Share in buildings of two or more50.3 percent
  • Mobile homes0
  • Median year structure built1969

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montgomery

How Montgomery gets to work

  • Workers 16 and over who commute431 plus or minus 161
  • Commuting under 15 minutes155 plus or minus 66
  • Share commuting under 15 minutes36.0 percent plus or minus 7.3
  • Commuting 30 minutes or more166 plus or minus 85
  • Share commuting 30 minutes or more38.5 percent plus or minus 13.6
  • Drove alone71.7 percent plus or minus 16.7
  • Carpooled7.1 percent plus or minus 5.9
  • Public transport3.8 percent plus or minus 3.8
  • Walked12.3 percent plus or minus 9.0
  • Worked from home3.8 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montgomery

SBA loans in Montgomery (7(a))

  • Approvals2
  • Gross approval$1,296,000
  • Average approval$648,000
  • Median approval$648,000
  • Largest approval$648,000
  • Jobs supported74
  • Jobs per approval37.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term180 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises100.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Montgomery

Flood risk in Montgomery

  • NFIP communityCity of Montgomery
  • NFIP community number540029
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/03/10

The City of Montgomery participates in the National Flood Insurance Program as community 540029 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Fayette County, not Montgomery

Fayette County context, not Montgomery figures

  • Establishments in Fayette County710
  • Covered employment, Fayette County10,265
  • Average annual pay, Fayette County$47,615
  • Housing units permitted, Fayette County28

Every figure in this section is published for Fayette County as a whole and is not a measurement of Montgomery.

All Fayette County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Montgomery questions, answered from the record.

How many people live in Montgomery, West Virginia?

1,516, in 687 households. Montgomery city covers 1.62 square miles of land, which is 935 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Montgomery in?

Montgomery lies in more than one. By area it is 70.0 percent in Fayette County, 30.0 percent in Kanawha County. This page sits under Fayette County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Montgomery?

$27,679. The median owner-occupied home is valued at $133,000. Median gross rent is $671 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Montgomery businesses?

2 7(a) approvals totaling $1.3 m since FY2020, across 1 lenders, median approval $648,000. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Montgomery borrowers get paid back?

No rate is published for Montgomery. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Montgomery in the National Flood Insurance Program?

Yes. Montgomery appears in the FEMA Community Status Book as Montgomery, city of, community 540029, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Montgomery figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fayette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.

Is zoning published for Montgomery?

No. Nothing on this page presents parcel level zoning.