HomeWest VirginiaHarrison County
Harrison County, West Virginia: commercial real estate data.
Harrison County, West Virginia had an estimated 64,472 residents on July 1, 2024, down 2.2 percent since the 2020 census base of 65,915, across 416 square miles. County output reached $6.05 bn in 2024, 1,781 establishments operate here, and the SBA record carries 86 7(a) approvals worth $23.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrison County
How many people live in Harrison County
- Population, American Community Survey 2020-202464,984
- Households26,353
- Average household size2.47
- Median household income$60,377
- Median age42.6
- Median gross rent$879 per month
- Median owner-occupied home value$166,200
- Home value to household income2.8 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher27.2 percent
- Adults 25 and over with a graduate degree10.4 percent
- Adults 25 and over46,451
- Population under 1813,769
- Share under 1821.2 percent
- Population 65 and over13,222
- Share 65 and over20.3 percent
- Working age population, 18 to 6437,993
- Civilian labor force29,605
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over57.8 percent
- Rank by population among West Virginia counties7th of 55
- Rank by population among US county-equivalents, Puerto Rico included848th of 3,222
Harrison County is the 7th largest of 55 West Virginia counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County's population growing?
- Population, July 1, 202464,472
- Census 2020 base population65,915
- Population change since the 2020 census base-2.19 percent
- Population change, 2023 to 2024-41
- Births, 2024622
- Deaths, 2024927
- Natural change, 2024-305
- Net domestic migration, 2024204
- Net international migration, 202459
- Total net migration, 2024263
- Cumulative net domestic migration, 2021 to 2024-78
- Rank by growth among US county-equivalents2548th of 3,144
The county has lost 2.19 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where are people moving to Harrison County from?
- Tax returns filed by households arriving1,334
- People arriving, from those returns2,329
- Tax returns filed by households leaving1,378
- Net household movement-44
- Adjusted gross income arriving$77.3 m
- Net adjusted gross income movement$-1.7 m
- Average income of an arriving household$57,971
- Average income of a leaving household$57,363
- Largest single originMarion County (212 households)
- Largest single destinationMarion County (210 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Marion County | 212 | 379 | $13.0 m |
| Monongalia County | 95 | 152 | $5.7 m |
| Taylor County | 93 | 180 | $6.2 m |
| Lewis County | 66 | 121 | $2.6 m |
| Doddridge County | 51 | 94 | $1.6 m |
| Upshur County | 43 | 75 | $2.0 m |
| Barbour County | 30 | 59 | $1.4 m |
| Kanawha County | 22 | 38 | $833,000 |
Households arriving report $608 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Marion County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What is the Harrison County economy?
- County GDP, 2024$6.05 bn
- County GDP, 2023$5.95 bn
- GDP change, 2023 to 20241.7 percent
- GDP change over five years34.7 percent
- Rank by GDP among the West Virginia areas BEA publishes5th of 55
- Rank by GDP among the US county areas BEA publishes646th of 3,127
- GDP per resident$93,063
Output grew 1.7 percent in the latest year and 34.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Employment by industry in Harrison County
- Covered employment, annual average37,098
- Establishments reporting2,482
- Average annual pay$64,286
- Average weekly wage$1,236
- Health care and social assistance, employment6,342
- Health care and social assistance, average annual pay$65,424
- Retail trade, employment4,362
- Retail trade, average annual pay$35,962
- Accommodation and food services, employment2,958
- Accommodation and food services, average annual pay$23,484
- Construction, employment2,437
- Construction, average annual pay$78,935
- Professional, scientific and technical services, employment1,871
- Transportation and warehousing, employment1,742
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 6,342 | 429 | $65,424 |
| Retail trade | 4,362 | 306 | $35,962 |
| Accommodation and food services | 2,958 | 170 | $23,484 |
| Construction | 2,437 | 199 | $78,935 |
| Professional, scientific and technical services | 1,871 | 252 | $87,271 |
| Transportation and warehousing | 1,742 | 74 | $73,828 |
| Manufacturing | 1,642 | 51 | $73,807 |
| Mining, quarrying, and oil and gas extraction | 1,119 | 50 | $109,206 |
Health care and social assistance is the largest private sector at 6,342 jobs, 17.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
How many businesses are in Harrison County?
- Establishments, all industries1,781
- Employment at those establishments29,386
- Annual payroll$1.69 bn
- Establishments per 1,000 residents27.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Harrison County
Building permits in Harrison County
- Housing units authorized by permit, 202483
- Declared construction value permitted$23.9 m
- Single family units authorized74
- Multifamily units authorized9
- Multifamily share of units10.8 percent
- Average declared value per unit$287,599
- Units authorized per 1,000 households3.1
Single-family homes are 89.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
SBA loans in Harrison County (7(a) and 504)
- 7(a) approvals recorded86
- 7(a) gross approval dollars$23.2 m
- Average 7(a) approval$269,503
- Median 7(a) approval$86,900
- 10th percentile approval$15,000
- 90th percentile approval$532,250
- Largest single approval$4,190,000
- Jobs reported supported, 7(a)582
- Jobs per approval6.8
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals51
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.1 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter68
- Franchise loans10
- Franchise share of approvals11.6 percent
- Leading industry by approval countFull-Service Restaurants (8)
- Most active lenderThe Huntington National Bank (52)
- 504 approvals recorded1
- 504 gross approval dollars$406,000
- Average 504 approval$406,000
- Median 504 approval$406,000
- Distinct CDCs active1
- 504 jobs per approval20.0
- 504 jobs per million dollars approved49.3
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$23.6 m
The average approval of $269,503 sits well above the median of $86,900, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA loan default and charge-off rates in Harrison County
Do SBA loans in Harrison County get paid back?
- Loans with a final outcome recorded31
- Paid in full31
- Charged off0
- Charge-off rate on resolved loans0.0 percent
- Status: Exempt from disclosure47
- Status: Paid in full31
- Status: Cancelled3
- Status: Committed, not yet disbursed5
Of the 31 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA lending by place in Harrison County
- Borrower cities with recorded lending11
- Clarksburg, approvals33
- Bridgeport, approvals29
- Shinnston, approvals10
- Hepzibah, approvals3
- Salem, approvals3
- Lost Creek, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Clarksburg | 33 | $5,310,500 |
| Bridgeport | 29 | $14,410,400 |
| Shinnston | 10 | $1,443,100 |
| Hepzibah | 3 | $448,800 |
| Salem | 3 | $390,000 |
| Lost Creek | 3 | $335,000 |
| Nutter Fort | 1 | $654,500 |
| Lumberport | 1 | $100,000 |
| 3 other borrower cities | 3 | $85,000 |
Clarksburg accounts for 33 approvals against 29 in Bridgeport. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How large is Harrison County?
- Land area416 sq mi
- Rank by land area among West Virginia counties29th of 55
- Width, east to west23.4 mi
- Height, north to south25.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land156
- Establishments per square mile4.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harrison County
Flood risk in Harrison County
- Participation of the county's own NFIP community Harrison County, unincorporated areasParticipating, community 540053
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Harrison County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Harrison County (community 540053), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Harrison County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202464,984
- Households26,353
- Average household size2.47
- Median household income$60,377
- Median age42.6
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, West Virginia?
The Census Bureau estimates 64,472 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 64,984, in 26,353 households, ranking 7th of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County's population growing?
The population has fallen 2.19 percent since the 2020 census base of 65,915, to 64,472 on July 1, 2024. In 2024 there were 622 births against 927 deaths, with net migration of 263. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$60,377. The median owner-occupied home is valued at $166,200, which is 2.8 times income, and median gross rent is $879 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Harrison County?
1,781 establishments, employing 29,386 people with an annual payroll of $1.69 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Harrison County?
Health care and social assistance is the largest private sector at 6,342 jobs, 17.1 percent of covered employment. Covered employment averages 37,098 jobs at an average annual pay of $64,286, or $1,236 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
86 7(a) approvals totaling $23.2 m since FY2020, across 18 lenders, with a median approval of $86,900, plus 1 504 approvals worth $406,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Harrison County get paid back?
Of the 31 loans that have reached a final outcome, 31 were paid in full and 0 charged off, a charge-off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Harrison County?
83 housing units were authorized by permit in 2024, with a declared construction value of $23.9 m. Multifamily was 10.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Marion County, with 212 households. Arriving households report an average income of $57,971 against $57,363 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Harrison County
Cities and places in Harrison.
19 Census places lie wholly or partly in Harrison County. All 19 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Clarksburg | city | 15,549 | 33 | Wholly in this county |
| Bridgeport | city | 9,252 | 29 | Wholly in this county |
| Shinnston | city | 2,352 | 10 | Wholly in this county |
| Stonewood | city | 2,212 | None recorded | Wholly in this county |
| Nutter Fort | town | 2,075 | 1 | Wholly in this county |
| Salem | city | 1,629 | 3 | Wholly in this county |
| Enterprise | CDP | 1,087 | None recorded | Wholly in this county |
| Despard | CDP | 972 | None recorded | Wholly in this county |
| Lumberport | town | 703 | 1 | Wholly in this county |
| East View | CDP | 604 | None recorded | Wholly in this county |
| West Milford | town | 591 | None recorded | Wholly in this county |
| Anmoore | town | 522 | None recorded | Wholly in this county |
| Lost Creek | town | 302 | 3 | Wholly in this county |
| Wallace | CDP | 277 | None recorded | Wholly in this county |
| Wolf Summit | CDP | 213 | None recorded | Wholly in this county |
| Hepzibah | CDP | 134 | 3 | Wholly in this county |
| Gypsy | CDP | 119 | None recorded | Wholly in this county |
| Reynoldsville | CDP | 111 | None recorded | Wholly in this county |
| Spelter | CDP | 87 | None recorded | Wholly in this county |
A further 3 of the county's 86 SBA 7(a) approvals are to borrowers in cities that match no Census place in Harrison County, the largest being Bristol (1), Clakrsburg (1), Meadowbrook (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.