HomeWest VirginiaJackson CountyRipley
Ripley, West Virginia: commercial real estate data.
Ripley is a Census city of 3,071 people across 3.22 square miles of land, in Jackson County. Median household income is $41,518, 60.5 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ripley
What Ripley is
- Census place typecity
- Land area3.22 sq mi
- Water area0.11 sq mi
- Population per square mile of land953
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
How many people live in Ripley
- Population3,071
- Median age44.0 plus or minus 10.3
- Population under 18521 plus or minus 234
- Share under 1817.0 percent plus or minus 7.6
- Population 65 and over650 plus or minus 199
- Share 65 and over21.2 percent plus or minus 6.5
- Households1,485
- Family households785
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
Income and work in Ripley
- Median household income$41,518 plus or minus $14,399
- Per capita income$30,309 plus or minus $7,006
- Civilian labor force1,396 plus or minus 310
- Employed1,365 plus or minus 313
- Unemployed31 plus or minus 73
- Unemployment rate2.2 percent plus or minus 5.2
- Adults 25 and over2,382
- Adults 25 and over with a high school diploma or higher86.3 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 10.2
- Adults 25 and over with a graduate degree10.1 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
Housing in Ripley
- Housing units1,644
- Occupied units1,485
- Vacant units159 plus or minus 114
- Vacancy rate9.7 percent plus or minus 6.8
- Owner occupied898
- Renter occupied587 plus or minus 182
- Ownership rate60.5 percent
- Median owner-occupied home value$121,800
- Median gross rent, monthly$613 plus or minus $230
- Annual rent as a share of median income17.7 percent plus or minus 9.1
- Single family units1,117
- Share single family67.9 percent
- Units in buildings of two or more387 plus or minus 201
- Share in buildings of two or more23.5 percent plus or minus 11.8
- Mobile homes140 plus or minus 92
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
How Ripley gets to work
- Workers 16 and over who commute1,248 plus or minus 313
- Commuting under 15 minutes416 plus or minus 200
- Share commuting under 15 minutes33.3 percent plus or minus 13.7
- Commuting 30 minutes or more531 plus or minus 306
- Share commuting 30 minutes or more42.5 percent plus or minus 22.1
- Drove alone78.1 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked11.6 percent plus or minus 10.7
- Worked from home10.3 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
SBA loans in Ripley (7(a))
- Approvals7
- Gross approval$1,580,600
- Average approval$225,800
- Median approval$150,000
- Largest approval$535,600
- Jobs supported99
- Jobs per approval14.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises28.6 percent
- Distinct lenders3
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Ripley, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley
Flood risk in Ripley
- NFIP communityCity of Ripley
- NFIP community number540064
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/04
The City of Ripley participates in the National Flood Insurance Program as community 540064 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Ripley
Jackson County context, not Ripley figures
- Establishments in Jackson County472
- Covered employment, Jackson County7,810
- Average annual pay, Jackson County$52,922
- Housing units permitted, Jackson County0
Every figure in this section is published for Jackson County as a whole and is not a measurement of Ripley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ripley questions, answered from the record.
How many people live in Ripley, West Virginia?
3,071, in 1,485 households. Ripley city covers 3.22 square miles of land, which is 953 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ripley in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ripley?
$41,518. The median owner-occupied home is valued at $121,800. Median gross rent is $613 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ripley businesses?
7 7(a) approvals totaling $1.6 m since FY2020, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Ripley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ripley borrowers get paid back?
No rate is published for Ripley. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ripley in the National Flood Insurance Program?
Yes. Ripley appears in the FEMA Community Status Book as Ripley, city of, community 540064, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ripley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ripley.
Is zoning published for Ripley?
No. Nothing on this page presents parcel level zoning.
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