HomeWest VirginiaJefferson CountyHarpers Ferry town
Harpers Ferry town, West Virginia: commercial real estate data.
Harpers Ferry town is a Census town of 350 people across 0.54 square miles of land, in Jefferson County. Median household income is $116,587, 80.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $10.0 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harpers Ferry
What Harpers Ferry is
- Census place typetown
- Land area0.54 sq mi
- Water area0.09 sq mi
- Population per square mile of land654 plus or minus 267
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpers Ferry
How many people live in Harpers Ferry
- Population350 plus or minus 143
- Median age57.5
- Population under 1845 plus or minus 28
- Share under 1812.9 percent plus or minus 5.9
- Population 65 and over121 plus or minus 65
- Share 65 and over34.6 percent plus or minus 12.2
- Households165 plus or minus 70
- Family households117 plus or minus 60
- Share of households that are families70.9 percent plus or minus 20.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpers Ferry
Income and work in Harpers Ferry
- Median household income$116,587 plus or minus $24,402
- Per capita income$61,164 plus or minus $12,392
- Civilian labor force199 plus or minus 99
- Employed196 plus or minus 99
- Unemployed3 plus or minus 4
- Unemployment rate1.5 percent plus or minus 1.9
- Adults 25 and over297 plus or minus 131
- Adults 25 and over with a high school diploma or higher95.3 percent plus or minus 55.3
- Adults 25 and over with a bachelor degree or higher61.3 percent plus or minus 17.8
- Adults 25 and over with a graduate degree41.4 percent plus or minus 24.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpers Ferry
Housing in Harpers Ferry
- Housing units215 plus or minus 72
- Occupied units165 plus or minus 70
- Vacant units50 plus or minus 30
- Vacancy rate23.3 percent plus or minus 11.6
- Owner occupied132 plus or minus 64
- Renter occupied33 plus or minus 27
- Ownership rate80.0 percent plus or minus 18.8
- Median owner-occupied home value$529,100 plus or minus $148,349
- Median gross rent, monthly$1,859
- Annual rent as a share of median income19.1 percent plus or minus 4.7
- Single family units198 plus or minus 72
- Share single family92.1 percent
- Units in buildings of two or more3 plus or minus 14
- Share in buildings of two or more1.4 percent plus or minus 6.6
- Mobile homes14 plus or minus 20
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpers Ferry
How Harpers Ferry gets to work
- Workers 16 and over who commute131 plus or minus 62
- Commuting under 15 minutes34 plus or minus 20
- Share commuting under 15 minutes26.0 percent plus or minus 9.2
- Commuting 30 minutes or more79 plus or minus 48
- Share commuting 30 minutes or more60.3 percent plus or minus 22.5
- Drove alone52.0 percent
- Carpooled5.1 percent plus or minus 6.7
- Public transport0.5 percent plus or minus 1.0
- Walked9.2 percent plus or minus 7.3
- Worked from home33.2 percent plus or minus 29.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpers Ferry
SBA loans in Harpers Ferry (7(a))
- Approvals6
- Gross approval$10,013,200
- Average approval$1,668,867
- Median approval$303,000
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported98
- Jobs per approval16.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises16.7 percent
- Distinct lenders6
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County, not Harpers Ferry
Jefferson County context, not Harpers Ferry figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harpers Ferry measurements.
- Establishments in Jefferson County976
- Employment at those establishments, Jefferson County13,457
- Covered employment, Jefferson County17,087
- Average annual pay, Jefferson County$61,812
- Average weekly wage, Jefferson County$1,189
- Housing units permitted, Jefferson County990
- Of those, single family, Jefferson County776
- County product, 2024, Jefferson County$3,037,044,000
- County product change over the prior year, Jefferson County14.9 percent
- Average income of an arriving household, Jefferson County$82,352
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Harpers Ferry. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harpers Ferry questions, answered from the record.
How many people live in Harpers Ferry, West Virginia?
350, in 165 households. Harpers Ferry town covers 0.54 square miles of land, which is 654 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harpers Ferry in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harpers Ferry?
$116,587. The median owner-occupied home is valued at $529,100. Median gross rent is $1,859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harpers Ferry businesses?
6 7(a) approvals totalling $10.0 m, across 6 lenders, median approval $303,000. These count approvals to borrowers whose address is in Harpers Ferry, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harpers Ferry borrowers get paid back?
No rate is published for Harpers Ferry. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Harpers Ferry figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harpers Ferry.
Is zoning published for Harpers Ferry?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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