HomeWest VirginiaMonongalia CountyMorgantown city
Morgantown city, West Virginia: commercial real estate data.
Morgantown city is a Census city of 30,236 people across 10.18 square miles of land, in Monongalia County. Median household income is $44,727, 43.7 percent of occupied homes are owned, and the SBA record carries 183 7(a) approvals to borrowers here worth $53.9 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Morgantown
What Morgantown is
- Census place typecity
- Land area10.18 sq mi
- Water area0.45 sq mi
- Population per square mile of land2,970
- County holding the largest share of its areaMonongalia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
How many people live in Morgantown
- Population30,236
- Median age23.9
- Population under 182,837
- Share under 189.4 percent
- Population 65 and over3,085
- Share 65 and over10.2 percent
- Households11,946
- Family households4,923
- Share of households that are families41.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
Income and work in Morgantown
- Median household income$44,727
- Per capita income$32,109
- Civilian labor force16,338
- Employed15,333
- Unemployed1,005 plus or minus 307
- Unemployment rate6.2 percent plus or minus 1.8
- Adults 25 and over14,450
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher58.5 percent
- Adults 25 and over with a graduate degree35.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
Housing in Morgantown
- Housing units13,879
- Occupied units11,946
- Vacant units1,933
- Vacancy rate13.9 percent
- Owner occupied5,220
- Renter occupied6,726
- Ownership rate43.7 percent
- Median owner-occupied home value$259,400
- Median gross rent, monthly$937
- Annual rent as a share of median income25.1 percent
- Single family units6,769
- Share single family48.8 percent
- Units in buildings of two or more6,846
- Share in buildings of two or more49.3 percent
- Mobile homes264 plus or minus 142
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
How Morgantown gets to work
- Workers 16 and over who commute12,781
- Commuting under 15 minutes6,907
- Share commuting under 15 minutes54.0 percent
- Commuting 30 minutes or more1,911 plus or minus 490
- Share commuting 30 minutes or more15.0 percent plus or minus 3.7
- Drove alone61.6 percent
- Carpooled8.1 percent plus or minus 1.7
- Public transport1.5 percent plus or minus 0.9
- Walked12.4 percent
- Worked from home14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgantown
SBA loans in Morgantown (7(a))
- Approvals183
- Gross approval$53,891,700
- Average approval$294,490
- Median approval$105,000
- Ninetieth percentile approval$700,000
- Largest approval$4,917,000
- Jobs supported1,215
- Jobs per approval6.6
- Loans with a final outcome60
- Paid in full60
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.5 percent
- Share to franchises8.2 percent
- Distinct lenders17
- Distinct industries by NAICS86
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgantown
SBA loans in Morgantown (504)
- Approvals5
- Gross approval$1,846,000
- Average approval$369,200
- Median approval$438,000
- Largest approval$475,000
- Jobs supported25
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monongalia County, not Morgantown
Monongalia County context, not Morgantown figures
These are Monongalia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Morgantown measurements.
- Establishments in Monongalia County2,481
- Employment at those establishments, Monongalia County50,567
- Covered employment, Monongalia County59,412
- Average annual pay, Monongalia County$65,814
- Average weekly wage, Monongalia County$1,266
- Housing units permitted, Monongalia County15
- Of those, single family, Monongalia County15
- County product, 2024, Monongalia County$9,410,922,000
- County product change over the prior year, Monongalia County4.3 percent
- Average income of an arriving household, Monongalia County$62,420
Every figure in this section is published for Monongalia County as a whole and is not a measurement of Morgantown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Morgantown questions, answered from the record.
How many people live in Morgantown, West Virginia?
30,236, in 11,946 households. Morgantown city covers 10.18 square miles of land, which is 2,970 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Morgantown in?
Monongalia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Morgantown?
$44,727. The median owner-occupied home is valued at $259,400. Median gross rent is $937 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Morgantown businesses?
183 7(a) approvals totalling $53.9 m, across 17 lenders, median approval $105,000, plus 5 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Morgantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Morgantown borrowers get paid back?
Of the 60 loans that have reached a final outcome, 60 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Morgantown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monongalia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Morgantown.
Is zoning published for Morgantown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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