HomeWest VirginiaPreston CountyTerra Alta
Terra Alta, West Virginia: commercial real estate data.
Terra Alta is a Census town of 1,841 people across 1.19 square miles of land, in Preston County. Median household income is $50,536, 69.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $112,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Terra Alta
What Terra Alta is
- Census place typetown
- Land area1.19 sq mi
- Water area0 sq mi
- Population per square mile of land1,553 plus or minus 342
- County holding the largest share of its areaPreston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terra Alta
How many people live in Terra Alta
- Population1,841 plus or minus 405
- Median age29.9 plus or minus 8.2
- Population under 18523 plus or minus 142
- Share under 1828.4 percent
- Population 65 and over257 plus or minus 103
- Share 65 and over14.0 percent plus or minus 4.7
- Households637
- Family households396 plus or minus 93
- Share of households that are families62.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terra Alta
Income and work in Terra Alta
- Median household income$50,536 plus or minus $17,794
- Per capita income$21,869
- Civilian labor force867 plus or minus 186
- Employed785 plus or minus 162
- Unemployed82 plus or minus 56
- Unemployment rate9.5 percent plus or minus 6.1
- Adults 25 and over1,120
- Adults 25 and over with a high school diploma or higher77.5 percent
- Adults 25 and over with a bachelor degree or higher8.8 percent plus or minus 3.5
- Adults 25 and over with a graduate degree1.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terra Alta
Housing in Terra Alta
- Housing units760
- Occupied units637
- Vacant units123 plus or minus 70
- Vacancy rate16.2 percent plus or minus 8.9
- Owner occupied441
- Renter occupied196 plus or minus 73
- Ownership rate69.2 percent
- Median owner-occupied home value$95,200
- Median gross rent, monthly$742
- Annual rent as a share of median income17.6 percent plus or minus 7.1
- Single family units533
- Share single family70.1 percent
- Units in buildings of two or more88 plus or minus 54
- Share in buildings of two or more11.6 percent plus or minus 6.9
- Mobile homes139 plus or minus 55
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terra Alta
How Terra Alta gets to work
- Workers 16 and over who commute761 plus or minus 160
- Commuting under 15 minutes200 plus or minus 95
- Share commuting under 15 minutes26.3 percent plus or minus 11.2
- Commuting 30 minutes or more301 plus or minus 100
- Share commuting 30 minutes or more39.6 percent plus or minus 10.2
- Drove alone83.2 percent
- Carpooled11.2 percent plus or minus 6.2
- Public transport1.3 percent plus or minus 1.9
- Walked0.8 percent plus or minus 0.7
- Worked from home3.1 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terra Alta
SBA loans in Terra Alta (7(a))
- Approvals1
- Gross approval$112,500
- Average approval$112,500
- Median approval$112,500
- Largest approval$112,500
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Terra Alta, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Terra Alta
Flood risk in Terra Alta
- NFIP communityTown of Terra Alta
- NFIP community number540257
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/05/12(M)
The Town of Terra Alta participates in the National Flood Insurance Program as community 540257 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Preston County, not Terra Alta
Preston County context, not Terra Alta figures
- Establishments in Preston County509
- Covered employment, Preston County7,208
- Average annual pay, Preston County$55,402
- Housing units permitted, Preston County1
Every figure in this section is published for Preston County as a whole and is not a measurement of Terra Alta.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Terra Alta questions, answered from the record.
How many people live in Terra Alta, West Virginia?
1,841, in 637 households. Terra Alta town covers 1.19 square miles of land, which is 1,553 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Terra Alta in?
Preston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Terra Alta?
$50,536. The median owner-occupied home is valued at $95,200. Median gross rent is $742 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Terra Alta businesses?
1 7(a) approvals totaling $112,500 since FY2020, across 1 lenders, median approval $112,500. These count approvals to borrowers whose address is in Terra Alta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Terra Alta borrowers get paid back?
No rate is published for Terra Alta. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Terra Alta in the National Flood Insurance Program?
Yes. Terra Alta appears in the FEMA Community Status Book as Terra Alta, town of, community 540257, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Terra Alta figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Preston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Terra Alta.
Is zoning published for Terra Alta?
No. Nothing on this page presents parcel level zoning.