HomeWest VirginiaSummers County
Summers County, West Virginia: commercial real estate data.
Summers County, West Virginia had an estimated 11,544 residents on July 1, 2024, down 3.5 percent since the 2020 census base of 11,967, across 360 square miles. County output reached $271.2 m in 2024, 162 establishments operate here, and the SBA record carries 3 7(a) approvals worth $129,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Summers County
How many people live in Summers County
- Population, American Community Survey 2020-202411,729
- Households4,680
- Average household size2.51
- Median household income$40,699
- Median age50.6
- Median gross rent$915 per month
- Median owner-occupied home value$140,100
- Home value to household income3.4 times
- Annual rent as a share of median income27.0 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree7.9 percent
- Adults 25 and over9,221
- Population under 181,838
- Share under 1815.7 percent
- Population 65 and over3,182
- Share 65 and over27.1 percent
- Working age population, 18 to 646,709
- Civilian labor force3,595
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over36.3 percent
- Rank by population among West Virginia counties42nd of 55
- Rank by population among US county-equivalents, Puerto Rico included2373rd of 3,222
Summers County is the 42nd largest of 55 West Virginia counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 27.1 percent against 15.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Summers County
Is Summers County's population growing?
- Population, July 1, 202411,544
- Census 2020 base population11,967
- Population change since the 2020 census base-3.53 percent
- Population change, 2023 to 2024-37
- Births, 202481
- Deaths, 2024201
- Natural change, 2024-120
- Net domestic migration, 202485
- Net international migration, 2024-1
- Total net migration, 202484
- Cumulative net domestic migration, 2021 to 2024198
- Rank by growth among US county-equivalents2827th of 3,144
The county has lost 3.53 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Summers County
Where are people moving to Summers County from?
- Tax returns filed by households arriving186
- People arriving, from those returns364
- Tax returns filed by households leaving198
- Net household movement-12
- Adjusted gross income arriving$10.0 m
- Net adjusted gross income movement$2.2 m
- Average income of an arriving household$54,016
- Average income of a leaving household$39,854
- Largest single originRaleigh County (36 households)
- Largest single destinationRaleigh County (31 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Raleigh County | 36 | 68 | $2.8 m |
| Greenbrier County | 22 | 43 | $599,000 |
Households arriving report $14,162 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Raleigh County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Summers County
What is the Summers County economy?
- County GDP, 2024$271.2 m
- County GDP, 2023$277.7 m
- GDP change, 2023 to 2024-2.3 percent
- GDP change over five years18.6 percent
- Rank by GDP among the West Virginia areas BEA publishes49th of 55
- Rank by GDP among the US county areas BEA publishes2759th of 3,127
- GDP per resident$23,120
Output grew -2.3 percent in the latest year and 18.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Summers County
Employment by industry in Summers County
- Covered employment, annual average2,169
- Establishments reporting269
- Average annual pay$42,494
- Average weekly wage$817
- Retail trade, employment228
- Retail trade, average annual pay$28,992
- Wholesale trade, employment168
- Wholesale trade, average annual pay$76,131
- Construction, employment76
- Construction, average annual pay$53,048
- Professional, scientific and technical services, employment51
- Professional, scientific and technical services, average annual pay$43,308
- Administrative and support and waste management services, employment46
- Real estate and rental and leasing, employment35
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 228 | 31 | $28,992 |
| Wholesale trade | 168 | 5 | $76,131 |
| Construction | 76 | 20 | $53,048 |
| Professional, scientific and technical services | 51 | 26 | $43,308 |
| Administrative and support and waste management services | 46 | 18 | $40,739 |
| Real estate and rental and leasing | 35 | 10 | $48,531 |
| Finance and insurance | 29 | 10 | $46,783 |
Retail trade is the largest private sector at 228 jobs, 10.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Summers County
How many businesses are in Summers County?
- Establishments, all industries162
- Employment at those establishments1,585
- Annual payroll$57.4 m
- Establishments per 1,000 residents13.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Summers County
Building permits in Summers County
- Housing units authorized by permit, 202412
- Declared construction value permitted$2.2 m
- Single family units authorized12
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$184,900
- Units authorized per 1,000 households2.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Summers County
SBA loans in Summers County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$129,700
- Average 7(a) approval$43,233
- Median 7(a) approval$41,200
- Largest single approval$58,500
- Jobs reported supported, 7(a)1
- Jobs per approval0.3
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term60 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (3)
- Most active lenderFirst Community Bank (3)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summers County
SBA loan default and charge-off rates in Summers County
Do SBA loans in Summers County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summers County
How large is Summers County?
- Land area360 sq mi
- Rank by land area among West Virginia counties33rd of 55
- Width, east to west23.8 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land33
- Establishments per square mile0.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Summers County
Flood risk in Summers County
- Participation of the county's own NFIP community Summers County, unincorporated areasParticipating, community 540186
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Summers County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Summers County (community 540186), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Summers County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Summers County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Summers County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202411,729
- Households4,680
- Average household size2.51
- Median household income$40,699
- Median age50.6
Common questions
Summers County questions, answered from the record.
How many people live in Summers County, West Virginia?
The Census Bureau estimates 11,544 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 11,729, in 4,680 households, ranking 42nd of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Summers County's population growing?
The population has fallen 3.53 percent since the 2020 census base of 11,967, to 11,544 on July 1, 2024. In 2024 there were 81 births against 201 deaths, with net migration of 84. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Summers County?
$40,699. The median owner-occupied home is valued at $140,100, which is 3.4 times income, and median gross rent is $915 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Summers County?
162 establishments, employing 1,585 people with an annual payroll of $57.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Summers County?
Retail trade is the largest private sector at 228 jobs, 10.5 percent of covered employment. Covered employment averages 2,169 jobs at an average annual pay of $42,494, or $817 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Summers County?
3 7(a) approvals totaling $129,700 since FY2020, across 1 lenders, with a median approval of $41,200. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Summers County?
12 housing units were authorized by permit in 2024, with a declared construction value of $2.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Summers County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Summers County come from?
The largest single origin is Raleigh County, with 36 households. Arriving households report an average income of $54,016 against $39,854 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Summers County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Summers County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Summers County
Cities and places in Summers.
1 Census place lies wholly or partly in Summers County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hinton | city | 2,086 | 3 | Wholly in this county |