HomeWest VirginiaWebster CountyCowen
Cowen, West Virginia: commercial real estate data.
Cowen is a Census town of 485 people across 0.63 square miles of land, in Webster County. Median household income is $27,708, 56.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $350,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cowen
What Cowen is
- Census place typetown
- Land area0.63 sq mi
- Water area0 sq mi
- Population per square mile of land771 plus or minus 283
- County holding the largest share of its areaWebster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowen
How many people live in Cowen
- Population485 plus or minus 178
- Median age36.5
- Population under 18105 plus or minus 57
- Share under 1821.6 percent plus or minus 8.6
- Population 65 and over86 plus or minus 47
- Share 65 and over17.7 percent plus or minus 7.2
- Households191 plus or minus 72
- Family households105 plus or minus 49
- Share of households that are families55.0 percent plus or minus 15.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowen
Income and work in Cowen
- Median household income$27,708 plus or minus $10,438
- Per capita income$15,351 plus or minus $4,279
- Civilian labor force141 plus or minus 69
- Employed79 plus or minus 44
- Unemployed62 plus or minus 47
- Unemployment rate44.0 percent plus or minus 25.5
- Adults 25 and over309 plus or minus 116
- Adults 25 and over with a high school diploma or higher70.6 percent
- Adults 25 and over with a bachelor degree or higher7.8 percent plus or minus 7.8
- Adults 25 and over with a graduate degree1.0 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowen
Housing in Cowen
- Housing units233 plus or minus 73
- Occupied units191 plus or minus 72
- Vacant units42 plus or minus 24
- Vacancy rate18.0 percent plus or minus 8.6
- Owner occupied108 plus or minus 51
- Renter occupied83 plus or minus 42
- Ownership rate56.5 percent plus or minus 16.1
- Median owner-occupied home value$52,100 plus or minus $16,250
- Median gross rent, monthly$675 plus or minus $153
- Annual rent as a share of median income29.2 percent plus or minus 12.9
- Single family units119 plus or minus 42
- Share single family51.1 percent
- Units in buildings of two or more42 plus or minus 34
- Share in buildings of two or more18.0 percent plus or minus 13.3
- Mobile homes72 plus or minus 44
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowen
How Cowen gets to work
- Workers 16 and over who commute79 plus or minus 44
- Commuting under 15 minutes28 plus or minus 19
- Share commuting under 15 minutes35.4 percent plus or minus 14.3
- Commuting 30 minutes or more21 plus or minus 23
- Share commuting 30 minutes or more26.6 percent plus or minus 24.5
- Drove alone67.1 percent
- Carpooled20.3 percent plus or minus 21.2
- Public transport0.0 percent
- Walked12.7 percent plus or minus 14.9
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cowen
SBA loans in Cowen (7(a))
- Approvals1
- Gross approval$350,000
- Average approval$350,000
- Median approval$350,000
- Largest approval$350,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cowen, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cowen
Flood risk in Cowen
- NFIP communityTown of Cowen
- NFIP community number540206
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/12(M)
The Town of Cowen participates in the National Flood Insurance Program as community 540206 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Webster County, not Cowen
Webster County context, not Cowen figures
- Establishments in Webster County113
- Covered employment, Webster County1,486
- Average annual pay, Webster County$40,951
- Housing units permitted, Webster County0
Every figure in this section is published for Webster County as a whole and is not a measurement of Cowen.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cowen questions, answered from the record.
How many people live in Cowen, West Virginia?
485, in 191 households. Cowen town covers 0.63 square miles of land, which is 771 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cowen in?
Webster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cowen?
$27,708. The median owner-occupied home is valued at $52,100. Median gross rent is $675 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cowen businesses?
1 7(a) approvals totaling $350,000 since FY2020, across 1 lenders, median approval $350,000. These count approvals to borrowers whose address is in Cowen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cowen borrowers get paid back?
No rate is published for Cowen. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cowen in the National Flood Insurance Program?
Yes. Cowen appears in the FEMA Community Status Book as Cowen, town of, community 540206, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cowen figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Webster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cowen.
Is zoning published for Cowen?
No. Nothing on this page presents parcel level zoning.
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