HomeAlabamaBlount CountyOneonta
Oneonta, Alabama: commercial real estate data.
Oneonta is a Census city of 6,971 people across 15.83 square miles of land, in Blount County. Median household income is $53,980, 60.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oneonta
What Oneonta is
- Census place typecity
- Land area15.83 sq mi
- Water area0.06 sq mi
- Population per square mile of land440
- County holding the largest share of its areaBlount County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
How many people live in Oneonta
- Population6,971
- Median age42.8
- Population under 181,524 plus or minus 321
- Share under 1821.9 percent plus or minus 4.6
- Population 65 and over1,448
- Share 65 and over20.8 percent
- Households2,730
- Family households1,874
- Share of households that are families68.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
Income and work in Oneonta
- Median household income$53,980 plus or minus $11,871
- Per capita income$35,436
- Civilian labor force2,509
- Employed2,463
- Unemployed46 plus or minus 46
- Unemployment rate1.8 percent plus or minus 1.8
- Adults 25 and over4,894
- Adults 25 and over with a high school diploma or higher79.2 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent plus or minus 5.8
- Adults 25 and over with a graduate degree12.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
Housing in Oneonta
- Housing units2,855
- Occupied units2,730
- Vacant units125 plus or minus 83
- Vacancy rate4.4 percent plus or minus 2.9
- Owner occupied1,637
- Renter occupied1,093 plus or minus 268
- Ownership rate60.0 percent
- Median owner-occupied home value$221,000
- Median gross rent, monthly$638
- Annual rent as a share of median income14.2 percent plus or minus 3.3
- Single family units1,892
- Share single family66.3 percent
- Units in buildings of two or more895 plus or minus 293
- Share in buildings of two or more31.3 percent plus or minus 9.9
- Mobile homes68 plus or minus 69
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
How Oneonta gets to work
- Workers 16 and over who commute2,318
- Commuting under 15 minutes663 plus or minus 216
- Share commuting under 15 minutes28.6 percent plus or minus 8.4
- Commuting 30 minutes or more1,142 plus or minus 299
- Share commuting 30 minutes or more49.3 percent plus or minus 10.9
- Drove alone82.9 percent
- Carpooled10.9 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.7
- Worked from home5.9 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
SBA loans in Oneonta (7(a))
- Approvals5
- Gross approval$4,250,000
- Average approval$850,000
- Median approval$521,000
- Largest approval$2,400,000
- Jobs supported50
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Oneonta, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oneonta
SBA loans in Oneonta (504)
- Approvals4
- Gross approval$1,878,000
- Average approval$469,500
- Median approval$403,500
- Largest approval$807,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Oneonta, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oneonta
Flood risk in Oneonta
- NFIP communityCity of Oneonta
- NFIP community number010015
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/19
The City of Oneonta participates in the National Flood Insurance Program as community 010015 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Blount County, not Oneonta
Blount County context, not Oneonta figures
- Establishments in Blount County777
- Covered employment, Blount County9,094
- Average annual pay, Blount County$45,687
- Housing units permitted, Blount County17
Every figure in this section is published for Blount County as a whole and is not a measurement of Oneonta.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oneonta questions, answered from the record.
How many people live in Oneonta, Alabama?
6,971, in 2,730 households. Oneonta city covers 15.83 square miles of land, which is 440 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oneonta in?
Blount County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oneonta?
$53,980. The median owner-occupied home is valued at $221,000. Median gross rent is $638 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oneonta businesses?
5 7(a) approvals totaling $4.3 m since FY2020, across 4 lenders, median approval $521,000, plus 4 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Oneonta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oneonta borrowers get paid back?
No rate is published for Oneonta. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oneonta in the National Flood Insurance Program?
Yes. Oneonta appears in the FEMA Community Status Book as Oneonta, city of, community 010015, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oneonta figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Blount County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oneonta.
Is zoning published for Oneonta?
No. Nothing on this page presents parcel level zoning.