HomeAlabamaBlount CountyOneonta city
Oneonta city, Alabama: commercial real estate data.
Oneonta city is a Census city of 6,971 people across 15.83 square miles of land, in Blount County. Median household income is $53,980, 60.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oneonta
What Oneonta is
- Census place typecity
- Land area15.83 sq mi
- Water area0.06 sq mi
- Population per square mile of land440
- County holding the largest share of its areaBlount County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
How many people live in Oneonta
- Population6,971
- Median age42.8
- Population under 181,524 plus or minus 321
- Share under 1821.9 percent plus or minus 4.6
- Population 65 and over1,448
- Share 65 and over20.8 percent
- Households2,730
- Family households1,874
- Share of households that are families68.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
Income and work in Oneonta
- Median household income$53,980 plus or minus $11,871
- Per capita income$35,436
- Civilian labor force2,509
- Employed2,463
- Unemployed46 plus or minus 46
- Unemployment rate1.8 percent plus or minus 1.8
- Adults 25 and over4,894
- Adults 25 and over with a high school diploma or higher79.2 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent plus or minus 5.8
- Adults 25 and over with a graduate degree12.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
Housing in Oneonta
- Housing units2,855
- Occupied units2,730
- Vacant units125 plus or minus 83
- Vacancy rate4.4 percent plus or minus 2.9
- Owner occupied1,637
- Renter occupied1,093 plus or minus 268
- Ownership rate60.0 percent
- Median owner-occupied home value$221,000
- Median gross rent, monthly$638
- Annual rent as a share of median income14.2 percent plus or minus 3.3
- Single family units1,892
- Share single family66.3 percent
- Units in buildings of two or more895 plus or minus 293
- Share in buildings of two or more31.3 percent plus or minus 9.9
- Mobile homes68 plus or minus 69
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
How Oneonta gets to work
- Workers 16 and over who commute2,318
- Commuting under 15 minutes663 plus or minus 216
- Share commuting under 15 minutes28.6 percent plus or minus 8.4
- Commuting 30 minutes or more1,142 plus or minus 299
- Share commuting 30 minutes or more49.3 percent plus or minus 10.9
- Drove alone82.9 percent
- Carpooled10.9 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.7
- Worked from home5.9 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneonta
SBA loans in Oneonta (7(a))
- Approvals5
- Gross approval$4,250,000
- Average approval$850,000
- Median approval$521,000
- Ninetieth percentile approval$2,400,000
- Largest approval$2,400,000
- Jobs supported50
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oneonta
SBA loans in Oneonta (504)
- Approvals4
- Gross approval$1,878,000
- Average approval$469,500
- Median approval$418,000
- Largest approval$807,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Blount County, not Oneonta
Blount County context, not Oneonta figures
These are Blount County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oneonta measurements.
- Establishments in Blount County777
- Employment at those establishments, Blount County7,402
- Covered employment, Blount County9,094
- Average annual pay, Blount County$45,687
- Average weekly wage, Blount County$879
- Housing units permitted, Blount County17
- Of those, single family, Blount County17
- County product, 2024, Blount County$1,534,975,000
- County product change over the prior year, Blount County10.4 percent
- Average income of an arriving household, Blount County$51,730
Every figure in this section is published for Blount County as a whole and is not a measurement of Oneonta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oneonta questions, answered from the record.
How many people live in Oneonta, Alabama?
6,971, in 2,730 households. Oneonta city covers 15.83 square miles of land, which is 440 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oneonta in?
Blount County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oneonta?
$53,980. The median owner-occupied home is valued at $221,000. Median gross rent is $638 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oneonta businesses?
5 7(a) approvals totalling $4.3 m, across 4 lenders, median approval $521,000, plus 4 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Oneonta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oneonta borrowers get paid back?
No rate is published for Oneonta. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oneonta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Blount County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oneonta.
Is zoning published for Oneonta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.