Mobile County, Alabama: commercial real estate data.
Mobile County, Alabama had an estimated 412,339 residents on July 1, 2024, down 0.6 percent since the 2020 census base of 414,810, across 1,229 square miles. County output reached $30.12 bn in 2024, 8,960 establishments operate here, and the SBA record carries 260 7(a) approvals worth $159.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mobile County
How many people live in Mobile County
- Population, American Community Survey 2020-2024412,590
- Households161,665
- Average household size2.55
- Median household income$58,880
- Median age38.5
- Median gross rent$1,052 per month
- Median owner-occupied home value$190,700
- Home value to household income3.2 times
- Annual rent as a share of median income21.4 percent
- Adults 25 and over with a bachelor degree or higher26.0 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over280,484
- Population under 1896,039
- Share under 1823.3 percent
- Population 65 and over71,563
- Share 65 and over17.3 percent
- Working age population, 18 to 64244,988
- Civilian labor force190,406
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over60.2 percent
- Rank by population among Alabama counties2nd of 67
- Rank by population among US county-equivalents, Puerto Rico included180th of 3,222
Mobile County is the 2nd largest of 67 Alabama counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Mobile County
Is Mobile County's population growing?
- Population, July 1, 2024412,339
- Census 2020 base population414,810
- Population change since the 2020 census base-0.60 percent
- Population change, 2023 to 2024594
- Births, 20244,981
- Deaths, 20244,626
- Natural change, 2024355
- Net domestic migration, 2024-516
- Net international migration, 2024762
- Total net migration, 2024246
- Cumulative net domestic migration, 2021 to 2024-3,716
- Rank by growth among US county-equivalents2055th of 3,144
The county has lost 0.60 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Mobile County
Where are people moving to Mobile County from?
- Tax returns filed by households arriving5,826
- People arriving, from those returns10,370
- Tax returns filed by households leaving6,172
- Net household movement-346
- Adjusted gross income arriving$315.4 m
- Net adjusted gross income movement$-52.7 m
- Average income of an arriving household$54,134
- Average income of a leaving household$59,638
- Largest single originBaldwin County (800 households)
- Largest single destinationBaldwin County (996 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Baldwin County | 800 | 1,401 | $45.9 m |
| Jackson County | 232 | 404 | $10.4 m |
| Jefferson County | 162 | 243 | $8.4 m |
| Escambia County | 146 | 249 | $6.4 m |
| Washington County | 128 | 256 | $5.5 m |
| Harrison County | 104 | 180 | $3.9 m |
| George County | 85 | 177 | $3.4 m |
| Shelby County | 74 | 111 | $3.7 m |
Households arriving report $5,504 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Baldwin County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Mobile County
What is the Mobile County economy?
- County GDP, 2024$30.12 bn
- County GDP, 2023$28.71 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years39.9 percent
- Rank by GDP among the Alabama areas BEA publishes3rd of 67
- Rank by GDP among the US county areas BEA publishes195th of 3,127
- GDP per resident$73,009
Output grew 4.9 percent in the latest year and 39.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Mobile County
Employment by industry in Mobile County
- Covered employment, annual average175,327
- Establishments reporting12,216
- Average annual pay$61,700
- Average weekly wage$1,187
- Health care and social assistance, employment24,762
- Health care and social assistance, average annual pay$62,362
- Retail trade, employment19,509
- Retail trade, average annual pay$38,417
- Manufacturing, employment17,741
- Manufacturing, average annual pay$89,396
- Accommodation and food services, employment15,918
- Accommodation and food services, average annual pay$22,954
- Construction, employment12,792
- Administrative and support and waste management services, employment10,076
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 24,762 | 1,844 | $62,362 |
| Retail trade | 19,509 | 1,619 | $38,417 |
| Manufacturing | 17,741 | 487 | $89,396 |
| Accommodation and food services | 15,918 | 915 | $22,954 |
| Construction | 12,792 | 1,006 | $73,391 |
| Administrative and support and waste management services | 10,076 | 703 | $43,891 |
| Transportation and warehousing | 9,930 | 490 | $54,982 |
| Professional, scientific and technical services | 8,111 | 1,303 | $85,236 |
Health care and social assistance is the largest private sector at 24,762 jobs, 14.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Mobile County
How many businesses are in Mobile County?
- Establishments, all industries8,960
- Employment at those establishments157,810
- Annual payroll$8.58 bn
- Establishments per 1,000 residents21.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Mobile County
Building permits in Mobile County
- Housing units authorized by permit, 20241,715
- Declared construction value permitted$414.4 m
- Single family units authorized1,377
- Multifamily units authorized338
- Multifamily share of units19.7 percent
- Average declared value per unit$241,607
- Units authorized per 1,000 households10.6
Single-family homes are 80.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Mobile County
SBA loans in Mobile County (7(a) and 504)
- 7(a) approvals recorded260
- 7(a) gross approval dollars$159.2 m
- Average 7(a) approval$612,410
- Median 7(a) approval$230,050
- 10th percentile approval$20,000
- 90th percentile approval$1,760,050
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,581
- Jobs per approval9.9
- Distinct 7(a) lenders active67
- Distinct industries receiving approvals129
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.4 percent
- Loans on real estate terms53
- Loans on working capital terms, 120 months or shorter188
- Franchise loans45
- Franchise share of approvals17.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (16)
- Most active lenderWells Fargo Bank National Association (28)
- 504 approvals recorded87
- 504 gross approval dollars$70.2 m
- Average 504 approval$807,230
- Median 504 approval$363,000
- Distinct CDCs active5
- 504 jobs per approval10.8
- 504 jobs per million dollars approved13.4
- Most active CDCSouthern Development Council (40)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$229.5 m
The average approval of $612,410 sits well above the median of $230,050, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mobile County
SBA loan default and charge-off rates in Mobile County
Do SBA loans in Mobile County get paid back?
- Loans with a final outcome recorded36
- Paid in full32
- Charged off4
- Charge-off rate on resolved loans11.1 percent
- Status: Exempt from disclosure176
- Status: Charged off4
- Status: Paid in full32
- Status: Cancelled34
- Status: Committed, not yet disbursed14
Of the 36 loans that have reached a final outcome, 11.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mobile County
SBA lending by place in Mobile County
- Borrower cities with recorded lending16
- Mobile, approvals200
- Theodore, approvals19
- Semmes, approvals11
- Saraland, approvals5
- Satsuma, approvals5
- Bayou La Batre, approvals5
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Mobile | 200 | $123,080,600 |
| Theodore | 19 | $11,965,500 |
| Semmes | 11 | $4,697,300 |
| Saraland | 5 | $5,181,900 |
| Satsuma | 5 | $4,122,700 |
| Bayou La Batre | 5 | $3,723,700 |
| Chunchula | 3 | $162,000 |
| Irvington | 2 | $315,000 |
| 8 other borrower cities | 10 | $5,978,000 |
Mobile accounts for 200 approvals against 19 in Theodore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mobile County
How large is Mobile County?
- Land area1,229 sq mi
- Rank by land area among Alabama counties4th of 67
- Width, east to west29.3 mi
- Height, north to south64.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land336
- Establishments per square mile7.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Mobile County
Flood risk in Mobile County
- Participation of the county's own NFIP community Mobile County, unincorporated areasParticipating, community 015008
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP12
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class2
- Radon levels in Mobile County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Mobile County (community 015008), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Mobile County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Mobile County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Mobile County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024412,590
- Households161,665
- Average household size2.55
- Median household income$58,880
- Median age38.5
Common questions
Mobile County questions, answered from the record.
How many people live in Mobile County, Alabama?
The Census Bureau estimates 412,339 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 412,590, in 161,665 households, ranking 2nd of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Mobile County's population growing?
The population has fallen 0.60 percent since the 2020 census base of 414,810, to 412,339 on July 1, 2024. In 2024 there were 4,981 births against 4,626 deaths, with net migration of 246. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Mobile County?
$58,880. The median owner-occupied home is valued at $190,700, which is 3.2 times income, and median gross rent is $1,052 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Mobile County?
8,960 establishments, employing 157,810 people with an annual payroll of $8.58 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Mobile County?
Health care and social assistance is the largest private sector at 24,762 jobs, 14.1 percent of covered employment. Covered employment averages 175,327 jobs at an average annual pay of $61,700, or $1,187 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Mobile County?
260 7(a) approvals totaling $159.2 m since FY2020, across 67 lenders, with a median approval of $230,050, plus 87 504 approvals worth $70.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Mobile County get paid back?
Of the 36 loans that have reached a final outcome, 32 were paid in full and 4 charged off, a charge-off rate of 11.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Mobile County?
1,715 housing units were authorized by permit in 2024, with a declared construction value of $414.4 m. Multifamily was 19.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Mobile County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Mobile County come from?
The largest single origin is Baldwin County, with 800 households. Arriving households report an average income of $54,134 against $59,638 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Mobile County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Mobile County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Mobile County
Cities and places in Mobile.
21 Census places lie wholly or partly in Mobile County. All 21 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mobile | city | 203,416 | 200 | Wholly in this county |
| Prichard | city | 18,961 | 1 | Wholly in this county |
| Tillmans Corner | CDP | 17,677 | None recorded | Wholly in this county |
| Saraland | city | 16,404 | 5 | Wholly in this county |
| Satsuma | city | 6,822 | 5 | Wholly in this county |
| Chickasaw | city | 6,332 | 1 | Wholly in this county |
| Semmes | city | 5,626 | 11 | Wholly in this county |
| Theodore | CDP | 4,964 | 19 | Wholly in this county |
| Citronelle | city | 3,913 | 1 | Wholly in this county |
| Grand Bay | CDP | 3,553 | 2 | Wholly in this county |
| Creola | town | 2,088 | 1 | Wholly in this county |
| Bayou La Batre | city | 1,881 | 5 | Wholly in this county |
| Dauphin Island | town | 1,852 | 1 | Wholly in this county |
| Mount Vernon | town | 1,339 | None recorded | Wholly in this county |
| Belle Fontaine | CDP | 772 | None recorded | Wholly in this county |
| Axis | CDP | 326 | None recorded | Wholly in this county |
| Chunchula | CDP | 250 | 3 | Wholly in this county |
| Movico | CDP | 168 | None recorded | Wholly in this county |
| Calvert | CDP | 83 | None recorded | 32.7 percent here, 67.3 percent Washington County |
| Gulfcrest | CDP | 82 | None recorded | Wholly in this county |
| Bucks | CDP | 7 | None recorded | Wholly in this county |
A further 5 of the county's 260 SBA 7(a) approvals are to borrowers in cities that match no Census place in Mobile County, the largest being Irvington (2), Eight Mile (2), Wilmer (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.