HomeAlabamaMobile CountySemmes
Semmes, Alabama: commercial real estate data.
Semmes is a Census city of 5,626 people across 15.21 square miles of land, in Mobile County. Median household income is $66,417, 69.9 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $4.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Semmes
What Semmes is
- Census place typecity
- Land area15.21 sq mi
- Water area0.05 sq mi
- Population per square mile of land370
- County holding the largest share of its areaMobile County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Semmes
How many people live in Semmes
- Population5,626
- Median age44.5
- Population under 18993 plus or minus 280
- Share under 1817.7 percent plus or minus 5.0
- Population 65 and over1,370 plus or minus 328
- Share 65 and over24.4 percent plus or minus 5.8
- Households2,286
- Family households1,586
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Semmes
Income and work in Semmes
- Median household income$66,417
- Per capita income$39,257 plus or minus $8,961
- Civilian labor force2,741
- Employed2,554
- Unemployed187 plus or minus 144
- Unemployment rate6.8 percent plus or minus 5.2
- Adults 25 and over4,138
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher18.0 percent plus or minus 5.5
- Adults 25 and over with a graduate degree7.4 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Semmes
Housing in Semmes
- Housing units2,562
- Occupied units2,286
- Vacant units276 plus or minus 175
- Vacancy rate10.8 percent plus or minus 6.7
- Owner occupied1,599
- Renter occupied687 plus or minus 261
- Ownership rate69.9 percent
- Median owner-occupied home value$215,600
- Median gross rent, monthly$1,057 plus or minus $362
- Annual rent as a share of median income19.1 percent plus or minus 7.0
- Single family units2,045
- Share single family79.8 percent
- Units in buildings of two or more302 plus or minus 171
- Share in buildings of two or more11.8 percent plus or minus 6.6
- Mobile homes215 plus or minus 117
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Semmes
How Semmes gets to work
- Workers 16 and over who commute2,204
- Commuting under 15 minutes515 plus or minus 261
- Share commuting under 15 minutes23.4 percent plus or minus 11.2
- Commuting 30 minutes or more697 plus or minus 227
- Share commuting 30 minutes or more31.6 percent plus or minus 8.9
- Drove alone81.8 percent
- Carpooled4.6 percent plus or minus 3.5
- Public transport0.0 percent
- Walked1.0 percent plus or minus 2.0
- Worked from home12.6 percent plus or minus 9.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Semmes
SBA loans in Semmes (7(a))
- Approvals11
- Gross approval$4,697,300
- Average approval$427,027
- Median approval$185,000
- Largest approval$1,585,000
- Jobs supported98
- Jobs per approval8.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Semmes, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Semmes
SBA loans in Semmes (504)
- Approvals1
- Gross approval$147,000
- Average approval$147,000
- Median approval$147,000
- Largest approval$147,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Semmes, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Semmes
Flood risk in Semmes
- NFIP communityCity of Semmes
- NFIP community number015016
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/05/20
The City of Semmes participates in the National Flood Insurance Program as community 015016 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Mobile County, not Semmes
Mobile County context, not Semmes figures
- Establishments in Mobile County8,960
- Covered employment, Mobile County175,327
- Average annual pay, Mobile County$61,700
- Housing units permitted, Mobile County1,715
Every figure in this section is published for Mobile County as a whole and is not a measurement of Semmes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Semmes questions, answered from the record.
How many people live in Semmes, Alabama?
5,626, in 2,286 households. Semmes city covers 15.21 square miles of land, which is 370 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Semmes in?
Mobile County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Semmes?
$66,417. The median owner-occupied home is valued at $215,600. Median gross rent is $1,057 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Semmes businesses?
11 7(a) approvals totaling $4.7 m since FY2020, across 11 lenders, median approval $185,000, plus 1 504 approvals worth $147,000 since FY2010. These count approvals to borrowers whose address is in Semmes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Semmes borrowers get paid back?
No rate is published for Semmes. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Semmes in the National Flood Insurance Program?
Yes. Semmes appears in the FEMA Community Status Book as Semmes, city of, community 015016, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Semmes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mobile County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Semmes.
Is zoning published for Semmes?
No. Nothing on this page presents parcel level zoning.