Chilton County, Alabama: commercial real estate data.
Chilton County, Alabama had an estimated 47,262 residents on July 1, 2024, up 5.0 percent since the 2020 census base of 45,012, across 693 square miles. County output reached $1.66 bn in 2024, 806 establishments operate here, and the SBA record carries 15 7(a) approvals worth $12.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chilton County
How many people live in Chilton County
- Population, American Community Survey 2020-202445,992
- Households17,875
- Average household size2.57
- Median household income$65,603
- Median age38.7
- Median gross rent$871 per month
- Median owner-occupied home value$161,300
- Home value to household income2.5 times
- Annual rent as a share of median income15.9 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over31,095
- Population under 1811,105
- Share under 1824.1 percent
- Population 65 and over7,802
- Share 65 and over17.0 percent
- Working age population, 18 to 6427,085
- Civilian labor force20,705
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over59.3 percent
- Rank by population among Alabama counties29th of 67
- Rank by population among US county-equivalents, Puerto Rico included1084th of 3,222
Chilton County is the 29th largest of 67 Alabama counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 17.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Chilton County
Is Chilton County's population growing?
- Population, July 1, 202447,262
- Census 2020 base population45,012
- Population change since the 2020 census base5.00 percent
- Population change, 2023 to 2024737
- Births, 2024556
- Deaths, 2024555
- Natural change, 20241
- Net domestic migration, 2024571
- Net international migration, 2024170
- Total net migration, 2024741
- Cumulative net domestic migration, 2021 to 20242,028
- Rank by growth among US county-equivalents531st of 3,144
The county has grown 5.00 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Chilton County
Where are people moving to Chilton County from?
- Tax returns filed by households arriving1,012
- People arriving, from those returns2,066
- Tax returns filed by households leaving724
- Net household movement288
- Adjusted gross income arriving$47.8 m
- Net adjusted gross income movement$11.6 m
- Average income of an arriving household$47,252
- Average income of a leaving household$50,052
- Largest single originShelby County (341 households)
- Largest single destinationShelby County (188 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Shelby County | 341 | 713 | $16.6 m |
| Jefferson County | 87 | 160 | $4.0 m |
| Autauga County | 78 | 183 | $3.2 m |
| Bibb County | 50 | 115 | $1.9 m |
| Elmore County | 40 | 68 | $1.7 m |
| Montgomery County | 25 | 47 | $1.2 m |
| Tuscaloosa County | 24 | 41 | $1.1 m |
Households arriving report $2,800 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Shelby County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Chilton County
What is the Chilton County economy?
- County GDP, 2024$1.66 bn
- County GDP, 2023$1.54 bn
- GDP change, 2023 to 20247.5 percent
- GDP change over five years44.3 percent
- Rank by GDP among the Alabama areas BEA publishes33rd of 67
- Rank by GDP among the US county areas BEA publishes1434th of 3,127
- GDP per resident$35,985
Output grew 7.5 percent in the latest year and 44.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Chilton County
Employment by industry in Chilton County
- Covered employment, annual average9,143
- Establishments reporting922
- Average annual pay$47,595
- Average weekly wage$915
- Manufacturing, employment1,705
- Manufacturing, average annual pay$62,198
- Retail trade, employment1,545
- Retail trade, average annual pay$34,771
- Accommodation and food services, employment957
- Accommodation and food services, average annual pay$20,448
- Construction, employment548
- Construction, average annual pay$69,392
- Wholesale trade, employment401
- Other services, except public administration, employment303
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,705 | 52 | $62,198 |
| Retail trade | 1,545 | 147 | $34,771 |
| Accommodation and food services | 957 | 66 | $20,448 |
| Construction | 548 | 102 | $69,392 |
| Wholesale trade | 401 | 37 | $62,272 |
| Other services, except public administration | 303 | 66 | $33,285 |
| Finance and insurance | 225 | 55 | $63,513 |
| Transportation and warehousing | 195 | 39 | $66,767 |
Manufacturing is the largest private sector at 1,705 jobs, 18.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Chilton County
How many businesses are in Chilton County?
- Establishments, all industries806
- Employment at those establishments7,784
- Annual payroll$339.7 m
- Establishments per 1,000 residents17.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Chilton County
Building permits in Chilton County
- Housing units authorized by permit, 202425
- Declared construction value permitted$5.5 m
- Single family units authorized25
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$218,896
- Units authorized per 1,000 households1.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Chilton County
SBA loans in Chilton County (7(a) and 504)
- 7(a) approvals recorded15
- 7(a) gross approval dollars$12.8 m
- Average 7(a) approval$852,507
- Median 7(a) approval$300,000
- Largest single approval$2,888,000
- Jobs reported supported, 7(a)180
- Jobs per approval12.0
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter10
- Franchise loans5
- Franchise share of approvals33.3 percent
- Leading industry by approval countLimited-Service Restaurants (4)
- Most active lenderNewtek Bank, National Association (3)
- 504 approvals recorded4
- 504 gross approval dollars$2.9 m
- Average 504 approval$713,000
- Median 504 approval$466,000
- Distinct CDCs active3
- 504 jobs per approval13.0
- 504 jobs per million dollars approved18.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$15.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chilton County
SBA loan default and charge-off rates in Chilton County
Do SBA loans in Chilton County get paid back?
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Exempt from disclosure13
- Status: Charged off1
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chilton County
SBA lending by place in Chilton County
- Borrower cities with recorded lending5
- Jemison, approvals6
- Clanton, approvals5
- Verbena, approvals2
- Calera, approvals1
- Maplesville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Jemison | 6 | $4,372,300 |
| Clanton | 5 | $6,482,800 |
| Verbena | 2 | $450,000 |
| Calera | 1 | $1,264,500 |
| Maplesville | 1 | $218,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chilton County
How large is Chilton County?
- Land area693 sq mi
- Rank by land area among Alabama counties31st of 67
- Width, east to west37.4 mi
- Height, north to south28.3 mi
- Geographies sharing a boundary7
- Residents per square mile of land66
- Establishments per square mile1.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Chilton County
Flood risk in Chilton County
- Participation of the county's own NFIP community Chilton County, unincorporated areasParticipating, community 010030
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Chilton County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Chilton County (community 010030), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Chilton County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Chilton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Chilton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202445,992
- Households17,875
- Average household size2.57
- Median household income$65,603
- Median age38.7
Common questions
Chilton County questions, answered from the record.
How many people live in Chilton County, Alabama?
The Census Bureau estimates 47,262 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 45,992, in 17,875 households, ranking 29th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Chilton County's population growing?
The population has grown 5.00 percent since the 2020 census base of 45,012, to 47,262 on July 1, 2024. In 2024 there were 556 births against 555 deaths, with net migration of 741. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Chilton County?
$65,603. The median owner-occupied home is valued at $161,300, which is 2.5 times income, and median gross rent is $871 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Chilton County?
806 establishments, employing 7,784 people with an annual payroll of $339.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Chilton County?
Manufacturing is the largest private sector at 1,705 jobs, 18.6 percent of covered employment. Covered employment averages 9,143 jobs at an average annual pay of $47,595, or $915 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Chilton County?
15 7(a) approvals totaling $12.8 m since FY2020, across 10 lenders, with a median approval of $300,000, plus 4 504 approvals worth $2.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Chilton County?
25 housing units were authorized by permit in 2024, with a declared construction value of $5.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Chilton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Chilton County come from?
The largest single origin is Shelby County, with 341 households. Arriving households report an average income of $47,252 against $50,052 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Chilton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Chilton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Chilton County
Cities and places in Chilton.
4 Census places lie wholly or partly in Chilton County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Clanton | city | 8,958 | 5 | Wholly in this county |
| Jemison | city | 2,796 | 6 | Wholly in this county |
| Thorsby | city | 2,365 | None recorded | Wholly in this county |
| Maplesville | town | 1,200 | 1 | Wholly in this county |
A further 3 of the county's 15 SBA 7(a) approvals are to borrowers in cities that match no Census place in Chilton County, the largest being Verbena (2), Calera (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby