Ozark, Alabama: commercial real estate data.
Ozark is a Census city of 14,327 people across 34.11 square miles of land, in Dale County. Median household income is $48,944, 64.9 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $3.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ozark
What Ozark is
- Census place typecity
- Land area34.11 sq mi
- Water area0.23 sq mi
- Population per square mile of land420
- County holding the largest share of its areaDale County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
How many people live in Ozark
- Population14,327
- Median age43.1
- Population under 183,207
- Share under 1822.4 percent
- Population 65 and over3,213
- Share 65 and over22.4 percent
- Households5,790
- Family households3,718
- Share of households that are families64.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
Income and work in Ozark
- Median household income$48,944
- Per capita income$31,192
- Civilian labor force5,326
- Employed4,841
- Unemployed485 plus or minus 181
- Unemployment rate9.1 percent plus or minus 3.3
- Adults 25 and over9,695
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree8.8 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
Housing in Ozark
- Housing units6,524
- Occupied units5,790
- Vacant units734 plus or minus 207
- Vacancy rate11.3 percent plus or minus 3.1
- Owner occupied3,760
- Renter occupied2,030
- Ownership rate64.9 percent
- Median owner-occupied home value$148,900
- Median gross rent, monthly$694
- Annual rent as a share of median income17.0 percent
- Single family units4,891
- Share single family75.0 percent
- Units in buildings of two or more1,218 plus or minus 250
- Share in buildings of two or more18.7 percent plus or minus 3.8
- Mobile homes411 plus or minus 136
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
How Ozark gets to work
- Workers 16 and over who commute4,470
- Commuting under 15 minutes1,446
- Share commuting under 15 minutes32.3 percent
- Commuting 30 minutes or more1,544 plus or minus 317
- Share commuting 30 minutes or more34.5 percent
- Drove alone81.6 percent
- Carpooled10.6 percent plus or minus 3.9
- Public transport0.5 percent plus or minus 0.7
- Walked0.0 percent
- Worked from home5.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
SBA loans in Ozark (7(a))
- Approvals9
- Gross approval$3,837,000
- Average approval$426,333
- Median approval$150,000
- Largest approval$1,854,000
- Jobs supported60
- Jobs per approval6.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Ozark, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ozark
SBA loans in Ozark (504)
- Approvals3
- Gross approval$2,761,000
- Average approval$920,333
- Median approval$888,000
- Largest approval$1,268,000
- Jobs supported8
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ozark, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ozark
Flood risk in Ozark
- NFIP communityCity of Ozark
- NFIP community number010062
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/02/16
The City of Ozark participates in the National Flood Insurance Program as community 010062 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dale County, not Ozark
Dale County context, not Ozark figures
- Establishments in Dale County716
- Covered employment, Dale County18,260
- Average annual pay, Dale County$64,321
- Housing units permitted, Dale County39
Every figure in this section is published for Dale County as a whole and is not a measurement of Ozark.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ozark questions, answered from the record.
How many people live in Ozark, Alabama?
14,327, in 5,790 households. Ozark city covers 34.11 square miles of land, which is 420 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ozark in?
Dale County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ozark?
$48,944. The median owner-occupied home is valued at $148,900. Median gross rent is $694 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ozark businesses?
9 7(a) approvals totaling $3.8 m since FY2020, across 6 lenders, median approval $150,000, plus 3 504 approvals worth $2.8 m since FY2010. These count approvals to borrowers whose address is in Ozark, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ozark borrowers get paid back?
No rate is published for Ozark. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ozark in the National Flood Insurance Program?
Yes. Ozark appears in the FEMA Community Status Book as Ozark, city of, community 010062, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ozark figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dale County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ozark.
Is zoning published for Ozark?
No. Nothing on this page presents parcel level zoning.