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Escambia County, Alabama: commercial real estate data.

Escambia County, Alabama had an estimated 36,630 residents on July 1, 2024, down 0.4 percent since the 2020 census base of 36,768, across 945 square miles. County output reached $1.69 bn in 2024, 755 establishments operate here, and the SBA record carries 15 7(a) approvals worth $3.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Escambia County

How many people live in Escambia County

  • Population, American Community Survey 2020-202436,629
  • Households12,808
  • Average household size2.86
  • Median household income$48,225
  • Median age40.6
  • Median gross rent$766 per month
  • Median owner-occupied home value$136,500
  • Home value to household income2.8 times
  • Annual rent as a share of median income19.1 percent
  • Adults 25 and over with a bachelor degree or higher13.5 percent
  • Adults 25 and over with a graduate degree5.2 percent
  • Adults 25 and over25,637
  • Population under 188,308
  • Share under 1822.7 percent
  • Population 65 and over6,955
  • Share 65 and over19.0 percent
  • Working age population, 18 to 6421,366
  • Civilian labor force13,847
  • Unemployment rate10.1 percent
  • Labor force participation, adults 18 and over48.9 percent
  • Rank by population among Alabama counties33rd of 67
  • Rank by population among US county-equivalents, Puerto Rico included1303rd of 3,222

Escambia County is the 33rd largest of 67 Alabama counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 19.0 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Escambia County

Is Escambia County's population growing?

  • Population, July 1, 202436,630
  • Census 2020 base population36,768
  • Population change since the 2020 census base-0.38 percent
  • Population change, 2023 to 202448
  • Births, 2024416
  • Deaths, 2024528
  • Natural change, 2024-112
  • Net domestic migration, 2024153
  • Net international migration, 20248
  • Total net migration, 2024161
  • Cumulative net domestic migration, 2021 to 2024570
  • Rank by growth among US county-equivalents1976th of 3,144

The county has lost 0.38 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Escambia County

Where are people moving to Escambia County from?

  • Tax returns filed by households arriving756
  • People arriving, from those returns1,499
  • Tax returns filed by households leaving633
  • Net household movement123
  • Adjusted gross income arriving$29.8 m
  • Net adjusted gross income movement$1.7 m
  • Average income of an arriving household$39,454
  • Average income of a leaving household$44,428
  • Largest single originEscambia County (137 households)
  • Largest single destinationEscambia County (111 households)
Largest origins of households moving into Escambia County
OriginHouseholdsPeopleAdjusted gross income
Escambia County137287$5.4 m
Baldwin County93178$3.3 m
Santa Rosa County61125$2.4 m
Conecuh County4897$1.6 m
Monroe County4193$1.5 m
Mobile County3374$1.4 m

Households arriving report $4,974 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Escambia County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Escambia County

What is the Escambia County economy?

  • County GDP, 2024$1.69 bn
  • County GDP, 2023$1.64 bn
  • GDP change, 2023 to 20243.0 percent
  • GDP change over five years34.6 percent
  • Rank by GDP among the Alabama areas BEA publishes31st of 67
  • Rank by GDP among the US county areas BEA publishes1422nd of 3,127
  • GDP per resident$46,037

Output grew 3.0 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Escambia County

Employment by industry in Escambia County

  • Covered employment, annual average12,924
  • Establishments reporting934
  • Average annual pay$51,384
  • Average weekly wage$988
  • Retail trade, employment1,720
  • Retail trade, average annual pay$34,875
  • Manufacturing, employment1,606
  • Manufacturing, average annual pay$68,990
  • Accommodation and food services, employment1,025
  • Accommodation and food services, average annual pay$19,276
  • Administrative and support and waste management services, employment615
  • Administrative and support and waste management services, average annual pay$39,332
  • Construction, employment429
  • Finance and insurance, employment377
Private sector employment and pay by industry, Escambia County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade1,720169$34,875
Manufacturing1,60645$68,990
Accommodation and food services1,02570$19,276
Administrative and support and waste management services61538$39,332
Construction42975$61,497
Finance and insurance37758$61,431
Wholesale trade29440$54,653
Professional, scientific and technical services23865$47,704

Retail trade is the largest private sector at 1,720 jobs, 13.3 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Escambia County

How many businesses are in Escambia County?

  • Establishments, all industries755
  • Employment at those establishments9,975
  • Annual payroll$447.7 m
  • Establishments per 1,000 residents20.6

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Escambia County

Building permits in Escambia County

  • Housing units authorized by permit, 202435
  • Declared construction value permitted$5.9 m
  • Single family units authorized30
  • Multifamily units authorized5
  • Multifamily share of units14.3 percent
  • Average declared value per unit$167,462
  • Units authorized per 1,000 households2.7

Single-family homes are 85.7 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Escambia County

SBA loans in Escambia County (7(a) and 504)

  • 7(a) approvals recorded15
  • 7(a) gross approval dollars$3.0 m
  • Average 7(a) approval$200,513
  • Median 7(a) approval$150,000
  • Largest single approval$715,500
  • Jobs reported supported, 7(a)93
  • Jobs per approval6.2
  • Distinct 7(a) lenders active9
  • Distinct industries receiving approvals12
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer13.3 percent
  • Loans on real estate terms2
  • Loans on working capital terms, 120 months or shorter11
  • Franchise loans3
  • Franchise share of approvals20.0 percent
  • Most active lenderPeoples Bank (3)
  • 504 approvals recorded7
  • 504 gross approval dollars$3.1 m
  • Average 504 approval$449,000
  • Median 504 approval$162,000
  • Distinct CDCs active4
  • 504 jobs per approval5.0
  • 504 jobs per million dollars approved11.1
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.2 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Escambia County

SBA loan default and charge-off rates in Escambia County

Do SBA loans in Escambia County get paid back?

  • Loans with a final outcome recorded4
  • Paid in full4
  • Charged off0
  • Status: Paid in full4
  • Status: Cancelled2
  • Status: Exempt from disclosure8
  • Status: Committed, not yet disbursed1

Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Escambia County

SBA lending by place in Escambia County

  • Borrower cities with recorded lending2
  • Atmore, approvals13
  • Brewton, approvals2
SBA 7(a) approvals by borrower city, loans with a project in Escambia County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Atmore13$2,868,900
Brewton2$138,800

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Escambia County

How large is Escambia County?

  • Land area945 sq mi
  • Rank by land area among Alabama counties12th of 67
  • Width, east to west55 mi
  • Height, north to south18.4 mi
  • Geographies sharing a boundary7
  • Residents per square mile of land39
  • Establishments per square mile0.80

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Escambia County

Flood risk in Escambia County

  • Participation of the county's own NFIP community Escambia County, unincorporated areasParticipating, community 010251
  • Communities in the county in the NFIP Community Status Book7
  • Of those, participating in the NFIP7
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
  • Communities carrying a CRS class1
  • Radon levels in Escambia County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated Escambia County (community 010251), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Escambia County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Escambia County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Escambia County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202436,629
  • Households12,808
  • Average household size2.86
  • Median household income$48,225
  • Median age40.6

How a feasibility study works →

Common questions

Escambia County questions, answered from the record.

How many people live in Escambia County, Alabama?

The Census Bureau estimates 36,630 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 36,629, in 12,808 households, ranking 33rd of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Escambia County's population growing?

The population has fallen 0.38 percent since the 2020 census base of 36,768, to 36,630 on July 1, 2024. In 2024 there were 416 births against 528 deaths, with net migration of 161. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Escambia County?

$48,225. The median owner-occupied home is valued at $136,500, which is 2.8 times income, and median gross rent is $766 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Escambia County?

755 establishments, employing 9,975 people with an annual payroll of $447.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Escambia County?

Retail trade is the largest private sector at 1,720 jobs, 13.3 percent of covered employment. Covered employment averages 12,924 jobs at an average annual pay of $51,384, or $988 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Escambia County?

15 7(a) approvals totaling $3.0 m since FY2020, across 9 lenders, with a median approval of $150,000, plus 7 504 approvals worth $3.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Escambia County?

35 housing units were authorized by permit in 2024, with a declared construction value of $5.9 m. Multifamily was 14.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Escambia County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Escambia County come from?

The largest single origin is Escambia County, with 137 households. Arriving households report an average income of $39,454 against $44,428 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Escambia County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Escambia County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Escambia County

Cities and places in Escambia.

6 Census places lie wholly or partly in Escambia County. All 6 carry enough published place level data for a page of their own and are linked.

Census places in Escambia County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Escambia County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Atmorecity8,33413Wholly in this county
Brewtoncity5,1862Wholly in this county
East Brewtoncity3,168None recordedWholly in this county
Flomatontown1,535None recordedWholly in this county
Riverviewtown260None recordedWholly in this county
Pollardtown147None recordedWholly in this county