HomeAlabamaEtowah CountyGadsden city
Gadsden city, Alabama: commercial real estate data.
Gadsden city is a Census city of 33,374 people across 37.44 square miles of land, in Etowah County. Median household income is $40,345, 55.7 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $2.4 m.
76 sourced place values · tier FULL · 8 sections
Gadsden
What Gadsden is
- Census place typecity
- Land area37.44 sq mi
- Water area1.21 sq mi
- Population per square mile of land891
- County holding the largest share of its areaEtowah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
How many people live in Gadsden
- Population33,374
- Median age38.6
- Population under 187,943
- Share under 1823.8 percent
- Population 65 and over6,020
- Share 65 and over18.0 percent
- Households12,746
- Family households7,285
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
Income and work in Gadsden
- Median household income$40,345
- Per capita income$22,914
- Civilian labor force13,526
- Employed12,547
- Unemployed979 plus or minus 258
- Unemployment rate7.2 percent plus or minus 1.9
- Adults 25 and over22,181
- Adults 25 and over with a high school diploma or higher82.2 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent
- Adults 25 and over with a graduate degree5.1 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
Housing in Gadsden
- Housing units16,513
- Occupied units12,746
- Vacant units3,767
- Vacancy rate22.8 percent
- Owner occupied7,097
- Renter occupied5,649
- Ownership rate55.7 percent
- Median owner-occupied home value$116,800
- Median gross rent, monthly$808
- Annual rent as a share of median income24.0 percent
- Single family units12,706
- Share single family76.9 percent
- Units in buildings of two or more3,325
- Share in buildings of two or more20.1 percent
- Mobile homes482 plus or minus 147
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
How Gadsden gets to work
- Workers 16 and over who commute11,836
- Commuting under 15 minutes5,401
- Share commuting under 15 minutes45.6 percent
- Commuting 30 minutes or more2,587
- Share commuting 30 minutes or more21.9 percent
- Drove alone81.8 percent
- Carpooled11.0 percent plus or minus 2.9
- Public transport0.1 percent plus or minus 0.2
- Walked2.0 percent plus or minus 1.2
- Worked from home4.2 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
SBA 7(a) lending to Gadsden borrowers
- Approvals12
- Gross approval$2,434,000
- Average approval$202,833
- Median approval$100,000
- Ninetieth percentile approval$350,000
- Largest approval$1,064,000
- Jobs supported91
- Jobs per approval7.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS10
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gadsden
SBA 504 lending to Gadsden borrowers
- Approvals8
- Gross approval$8,145,000
- Average approval$1,018,125
- Median approval$840,000
- Largest approval$3,163,000
- Jobs supported143
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Etowah County, not Gadsden
Etowah County context, not Gadsden figures
These are Etowah County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gadsden measurements.
- Establishments in Etowah County1,954
- Employment at those establishments, Etowah County28,155
- Covered employment, Etowah County33,010
- Average annual pay, Etowah County$46,564
- Average weekly wage, Etowah County$895
- Housing units permitted, Etowah County133
- Of those, single family, Etowah County117
- County product, 2024, Etowah County$4,025,620,000
- County product change over the prior year, Etowah County5.9 percent
- Average income of an arriving household, Etowah County$55,897
Every figure in this section is published for Etowah County as a whole and is not a measurement of Gadsden. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gadsden questions, answered from the record.
How many people live in Gadsden, Alabama?
33,374, in 12,746 households. Gadsden city covers 37.44 square miles of land, which is 891 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gadsden in?
Etowah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gadsden?
$40,345. The median owner-occupied home is valued at $116,800. Median gross rent is $808 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gadsden businesses?
12 7(a) approvals totalling $2.4 m, across 7 lenders, median approval $100,000, plus 8 504 approvals worth $8.1 m. These count approvals to borrowers whose address is in Gadsden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gadsden borrowers get paid back?
No rate is published for Gadsden. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gadsden figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Etowah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gadsden.
Is zoning published for Gadsden?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.