HomeAlabamaEtowah CountyGadsden
Gadsden, Alabama: commercial real estate data.
Gadsden is a Census city of 33,374 people across 37.44 square miles of land, in Etowah County. Median household income is $40,345, 55.7 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $2.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gadsden
What Gadsden is
- Census place typecity
- Land area37.44 sq mi
- Water area1.21 sq mi
- Population per square mile of land891
- County holding the largest share of its areaEtowah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
How many people live in Gadsden
- Population33,374
- Median age38.6
- Population under 187,943
- Share under 1823.8 percent
- Population 65 and over6,020
- Share 65 and over18.0 percent
- Households12,746
- Family households7,285
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
Income and work in Gadsden
- Median household income$40,345
- Per capita income$22,914
- Civilian labor force13,526
- Employed12,547
- Unemployed979 plus or minus 258
- Unemployment rate7.2 percent plus or minus 1.9
- Adults 25 and over22,181
- Adults 25 and over with a high school diploma or higher82.2 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent
- Adults 25 and over with a graduate degree5.1 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
Housing in Gadsden
- Housing units16,513
- Occupied units12,746
- Vacant units3,767
- Vacancy rate22.8 percent
- Owner occupied7,097
- Renter occupied5,649
- Ownership rate55.7 percent
- Median owner-occupied home value$116,800
- Median gross rent, monthly$808
- Annual rent as a share of median income24.0 percent
- Single family units12,706
- Share single family76.9 percent
- Units in buildings of two or more3,325
- Share in buildings of two or more20.1 percent
- Mobile homes482 plus or minus 147
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
How Gadsden gets to work
- Workers 16 and over who commute11,836
- Commuting under 15 minutes5,401
- Share commuting under 15 minutes45.6 percent
- Commuting 30 minutes or more2,587
- Share commuting 30 minutes or more21.9 percent
- Drove alone81.8 percent
- Carpooled11.0 percent plus or minus 2.9
- Public transport0.1 percent plus or minus 0.2
- Walked2.0 percent plus or minus 1.2
- Worked from home4.2 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gadsden
SBA loans in Gadsden (7(a))
- Approvals12
- Gross approval$2,434,000
- Average approval$202,833
- Median approval$100,000
- Largest approval$1,064,000
- Jobs supported91
- Jobs per approval7.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Gadsden, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gadsden
SBA loans in Gadsden (504)
- Approvals8
- Gross approval$8,145,000
- Average approval$1,018,125
- Median approval$762,500
- Largest approval$3,163,000
- Jobs supported143
- Loans with a final outcome5
- Charged off0
- Median term270 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Gadsden, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gadsden
Flood risk in Gadsden
- NFIP communityCity of Gadsden
- NFIP community number010080
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/16
The City of Gadsden participates in the National Flood Insurance Program as community 010080 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Etowah County, not Gadsden
Etowah County context, not Gadsden figures
- Establishments in Etowah County1,954
- Covered employment, Etowah County33,010
- Average annual pay, Etowah County$46,564
- Housing units permitted, Etowah County133
Every figure in this section is published for Etowah County as a whole and is not a measurement of Gadsden.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gadsden questions, answered from the record.
How many people live in Gadsden, Alabama?
33,374, in 12,746 households. Gadsden city covers 37.44 square miles of land, which is 891 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gadsden in?
Etowah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gadsden?
$40,345. The median owner-occupied home is valued at $116,800. Median gross rent is $808 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gadsden businesses?
12 7(a) approvals totaling $2.4 m since FY2020, across 7 lenders, median approval $100,000, plus 8 504 approvals worth $8.1 m since FY2010. These count approvals to borrowers whose address is in Gadsden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gadsden borrowers get paid back?
No rate is published for Gadsden. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gadsden in the National Flood Insurance Program?
Yes. Gadsden appears in the FEMA Community Status Book as Gadsden, city of, community 010080, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gadsden figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Etowah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gadsden.
Is zoning published for Gadsden?
No. Nothing on this page presents parcel level zoning.