HomeAlabamaFranklin CountyPhil Campbell town
Phil Campbell town, Alabama: commercial real estate data.
Phil Campbell town is a Census town of 780 people across 4.31 square miles of land, in Franklin County. Median household income is $42,969, 63.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Phil Campbell
What Phil Campbell is
- Census place typetown
- Land area4.31 sq mi
- Water area0.02 sq mi
- Population per square mile of land181 plus or minus 63
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
How many people live in Phil Campbell
- Population780 plus or minus 270
- Median age39.2 plus or minus 13.1
- Population under 18155 plus or minus 79
- Share under 1819.9 percent plus or minus 7.4
- Population 65 and over120 plus or minus 49
- Share 65 and over15.4 percent plus or minus 3.2
- Households332 plus or minus 85
- Family households227 plus or minus 70
- Share of households that are families68.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
Income and work in Phil Campbell
- Median household income$42,969 plus or minus $18,374
- Per capita income$24,325
- Civilian labor force339 plus or minus 153
- Employed333 plus or minus 149
- Unemployed6 plus or minus 13
- Unemployment rate1.8 percent plus or minus 3.8
- Adults 25 and over518 plus or minus 162
- Adults 25 and over with a high school diploma or higher82.8 percent plus or minus 33.7
- Adults 25 and over with a bachelor degree or higher9.7 percent plus or minus 5.7
- Adults 25 and over with a graduate degree3.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
Housing in Phil Campbell
- Housing units412 plus or minus 92
- Occupied units332 plus or minus 85
- Vacant units80 plus or minus 44
- Vacancy rate19.4 percent plus or minus 9.8
- Owner occupied212 plus or minus 65
- Renter occupied120 plus or minus 47
- Ownership rate63.9 percent
- Median owner-occupied home value$113,600 plus or minus $41,980
- Median gross rent, monthly$644 plus or minus $243
- Annual rent as a share of median income18.0 percent plus or minus 10.3
- Single family units265 plus or minus 67
- Share single family64.3 percent
- Units in buildings of two or more97 plus or minus 47
- Share in buildings of two or more23.5 percent plus or minus 10.1
- Mobile homes50 plus or minus 40
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
How Phil Campbell gets to work
- Workers 16 and over who commute333 plus or minus 149
- Commuting under 15 minutes86 plus or minus 80
- Share commuting under 15 minutes25.8 percent plus or minus 21.2
- Commuting 30 minutes or more90 plus or minus 55
- Share commuting 30 minutes or more27.0 percent plus or minus 11.0
- Drove alone77.2 percent plus or minus 47.2
- Carpooled21.3 percent plus or minus 17.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
SBA loans in Phil Campbell (7(a))
- Approvals2
- Gross approval$2,130,400
- Average approval$1,065,200
- Median approval$1,630,400
- Ninetieth percentile approval$1,630,400
- Largest approval$1,630,400
- Jobs supported40
- Jobs per approval20.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phil Campbell
SBA loans in Phil Campbell (504)
- Approvals1
- Gross approval$940,000
- Average approval$940,000
- Median approval$940,000
- Largest approval$940,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Phil Campbell
Franklin County context, not Phil Campbell figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Phil Campbell measurements.
- Establishments in Franklin County539
- Employment at those establishments, Franklin County11,039
- Covered employment, Franklin County10,956
- Average annual pay, Franklin County$48,266
- Average weekly wage, Franklin County$928
- Housing units permitted, Franklin County13
- Of those, single family, Franklin County13
- County product, 2024, Franklin County$1,336,719,000
- County product change over the prior year, Franklin County7.5 percent
- Average income of an arriving household, Franklin County$41,815
Every figure in this section is published for Franklin County as a whole and is not a measurement of Phil Campbell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Phil Campbell questions, answered from the record.
How many people live in Phil Campbell, Alabama?
780, in 332 households. Phil Campbell town covers 4.31 square miles of land, which is 181 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phil Campbell in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Phil Campbell?
$42,969. The median owner-occupied home is valued at $113,600. Median gross rent is $644 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phil Campbell businesses?
2 7(a) approvals totalling $2.1 m, across 1 lenders, median approval $1,630,400, plus 1 504 approvals worth $940,000. These count approvals to borrowers whose address is in Phil Campbell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phil Campbell borrowers get paid back?
No rate is published for Phil Campbell. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Phil Campbell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phil Campbell.
Is zoning published for Phil Campbell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby