HomeAlabamaFranklin CountyPhil Campbell
Phil Campbell, Alabama: commercial real estate data.
Phil Campbell is a Census town of 780 people across 4.31 square miles of land, in Franklin County. Median household income is $42,969, 63.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Phil Campbell
What Phil Campbell is
- Census place typetown
- Land area4.31 sq mi
- Water area0.02 sq mi
- Population per square mile of land181 plus or minus 63
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
How many people live in Phil Campbell
- Population780 plus or minus 270
- Median age39.2 plus or minus 13.1
- Population under 18155 plus or minus 79
- Share under 1819.9 percent plus or minus 7.4
- Population 65 and over120 plus or minus 49
- Share 65 and over15.4 percent plus or minus 3.2
- Households332 plus or minus 85
- Family households227 plus or minus 70
- Share of households that are families68.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
Income and work in Phil Campbell
- Median household income$42,969 plus or minus $18,374
- Per capita income$24,325
- Civilian labor force339 plus or minus 153
- Employed333 plus or minus 149
- Unemployed6 plus or minus 13
- Unemployment rate1.8 percent plus or minus 3.8
- Adults 25 and over518 plus or minus 162
- Adults 25 and over with a high school diploma or higher82.8 percent plus or minus 33.7
- Adults 25 and over with a bachelor degree or higher9.7 percent plus or minus 5.7
- Adults 25 and over with a graduate degree3.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
Housing in Phil Campbell
- Housing units412 plus or minus 92
- Occupied units332 plus or minus 85
- Vacant units80 plus or minus 44
- Vacancy rate19.4 percent plus or minus 9.8
- Owner occupied212 plus or minus 65
- Renter occupied120 plus or minus 47
- Ownership rate63.9 percent
- Median owner-occupied home value$113,600 plus or minus $41,980
- Median gross rent, monthly$644 plus or minus $243
- Annual rent as a share of median income18.0 percent plus or minus 10.3
- Single family units265 plus or minus 67
- Share single family64.3 percent
- Units in buildings of two or more97 plus or minus 47
- Share in buildings of two or more23.5 percent plus or minus 10.1
- Mobile homes50 plus or minus 40
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
How Phil Campbell gets to work
- Workers 16 and over who commute333 plus or minus 149
- Commuting under 15 minutes86 plus or minus 80
- Share commuting under 15 minutes25.8 percent plus or minus 21.2
- Commuting 30 minutes or more90 plus or minus 55
- Share commuting 30 minutes or more27.0 percent plus or minus 11.0
- Drove alone77.2 percent plus or minus 47.2
- Carpooled21.3 percent plus or minus 17.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phil Campbell
SBA loans in Phil Campbell (7(a))
- Approvals2
- Gross approval$2,130,400
- Average approval$1,065,200
- Median approval$1,065,200
- Largest approval$1,630,400
- Jobs supported40
- Jobs per approval20.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Phil Campbell, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phil Campbell
SBA loans in Phil Campbell (504)
- Approvals1
- Gross approval$940,000
- Average approval$940,000
- Median approval$940,000
- Largest approval$940,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Phil Campbell, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Phil Campbell
Flood risk in Phil Campbell
- NFIP communityTown of Phil Campbell
- NFIP community number010333
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/10(M)
The Town of Phil Campbell participates in the National Flood Insurance Program as community 010333 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Phil Campbell
Franklin County context, not Phil Campbell figures
- Establishments in Franklin County539
- Covered employment, Franklin County10,956
- Average annual pay, Franklin County$48,266
- Housing units permitted, Franklin County13
Every figure in this section is published for Franklin County as a whole and is not a measurement of Phil Campbell.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Phil Campbell questions, answered from the record.
How many people live in Phil Campbell, Alabama?
780, in 332 households. Phil Campbell town covers 4.31 square miles of land, which is 181 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phil Campbell in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Phil Campbell?
$42,969. The median owner-occupied home is valued at $113,600. Median gross rent is $644 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phil Campbell businesses?
2 7(a) approvals totaling $2.1 m since FY2020, across 1 lenders, median approval $1,065,200, plus 1 504 approvals worth $940,000 since FY2010. These count approvals to borrowers whose address is in Phil Campbell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phil Campbell borrowers get paid back?
No rate is published for Phil Campbell. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Phil Campbell in the National Flood Insurance Program?
Yes. Phil Campbell appears in the FEMA Community Status Book as Phil Campbell, town of, community 010333, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Phil Campbell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phil Campbell.
Is zoning published for Phil Campbell?
No. Nothing on this page presents parcel level zoning.
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