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Ashford, Alabama: commercial real estate data.

Ashford is a Census city of 2,447 people across 6.20 square miles of land, in Houston County. Median household income is $65,341, 73.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $635,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ashford

What Ashford is

  • Census place typecity
  • Land area6.2 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land395
  • County holding the largest share of its areaHouston County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashford

How many people live in Ashford

  • Population2,447
  • Median age36.8
  • Population under 18581
  • Share under 1823.7 percent
  • Population 65 and over432
  • Share 65 and over17.7 percent
  • Households901
  • Family households643
  • Share of households that are families71.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashford

Income and work in Ashford

  • Median household income$65,341
  • Per capita income$32,136
  • Civilian labor force1,160
  • Employed1,125
  • Unemployed35 plus or minus 18
  • Unemployment rate3.0 percent plus or minus 1.5
  • Adults 25 and over1,605
  • Adults 25 and over with a high school diploma or higher84.4 percent
  • Adults 25 and over with a bachelor degree or higher18.6 percent plus or minus 4.6
  • Adults 25 and over with a graduate degree4.7 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashford

Housing in Ashford

  • Housing units1,040
  • Occupied units901
  • Vacant units139 plus or minus 66
  • Vacancy rate13.4 percent plus or minus 6.2
  • Owner occupied663
  • Renter occupied238 plus or minus 56
  • Ownership rate73.6 percent
  • Median owner-occupied home value$180,100
  • Median gross rent, monthly$994
  • Annual rent as a share of median income18.3 percent
  • Single family units802
  • Share single family77.1 percent
  • Units in buildings of two or more123 plus or minus 45
  • Share in buildings of two or more11.8 percent plus or minus 4.1
  • Mobile homes115 plus or minus 48
  • Median year structure built1985

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashford

How Ashford gets to work

  • Workers 16 and over who commute1,051
  • Commuting under 15 minutes221 plus or minus 58
  • Share commuting under 15 minutes21.0 percent plus or minus 4.2
  • Commuting 30 minutes or more304 plus or minus 86
  • Share commuting 30 minutes or more28.9 percent plus or minus 6.5
  • Drove alone84.1 percent
  • Carpooled8.5 percent plus or minus 4.8
  • Public transport0.0 percent
  • Walked0.9 percent plus or minus 1.1
  • Worked from home4.5 percent plus or minus 2.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashford

SBA loans in Ashford (7(a))

  • Approvals2
  • Gross approval$635,000
  • Average approval$317,500
  • Median approval$317,500
  • Largest approval$600,000
  • Jobs supported5
  • Jobs per approval2.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term210 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Ashford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ashford

Flood risk in Ashford

  • NFIP communityCity of Ashford
  • NFIP community number010099
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/03/14

The City of Ashford participates in the National Flood Insurance Program as community 010099 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Houston County, not Ashford

Houston County context, not Ashford figures

  • Establishments in Houston County2,859
  • Covered employment, Houston County50,877
  • Average annual pay, Houston County$53,521
  • Housing units permitted, Houston County463

Every figure in this section is published for Houston County as a whole and is not a measurement of Ashford.

All Houston County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ashford questions, answered from the record.

How many people live in Ashford, Alabama?

2,447, in 901 households. Ashford city covers 6.20 square miles of land, which is 395 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ashford in?

Houston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ashford?

$65,341. The median owner-occupied home is valued at $180,100. Median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ashford businesses?

2 7(a) approvals totaling $635,000 since FY2020, across 2 lenders, median approval $317,500. These count approvals to borrowers whose address is in Ashford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ashford borrowers get paid back?

No rate is published for Ashford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Ashford in the National Flood Insurance Program?

Yes. Ashford appears in the FEMA Community Status Book as Ashford, city of, community 010099, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ashford figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Houston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ashford.

Is zoning published for Ashford?

No. Nothing on this page presents parcel level zoning.