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Opelika, Alabama: commercial real estate data.

Opelika is a Census city of 32,820 people across 61.49 square miles of land, in Lee County. Median household income is $65,004, 69.1 percent of occupied homes are owned, and the SBA record carries 56 7(a) approvals to borrowers here worth $28.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Opelika

What Opelika is

  • Census place typecity
  • Land area61.49 sq mi
  • Water area1.01 sq mi
  • Population per square mile of land534
  • County holding the largest share of its areaLee County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Opelika

How many people live in Opelika

  • Population32,820
  • Median age39.9
  • Population under 187,856
  • Share under 1823.9 percent
  • Population 65 and over6,049
  • Share 65 and over18.4 percent
  • Households13,467
  • Family households8,514
  • Share of households that are families63.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Opelika

Income and work in Opelika

  • Median household income$65,004
  • Per capita income$35,177
  • Civilian labor force15,714
  • Employed14,832
  • Unemployed882 plus or minus 380
  • Unemployment rate5.6 percent plus or minus 2.4
  • Adults 25 and over23,421
  • Adults 25 and over with a high school diploma or higher89.2 percent
  • Adults 25 and over with a bachelor degree or higher36.4 percent
  • Adults 25 and over with a graduate degree14.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Opelika

Housing in Opelika

  • Housing units15,020
  • Occupied units13,467
  • Vacant units1,553 plus or minus 328
  • Vacancy rate10.3 percent plus or minus 2.2
  • Owner occupied9,300
  • Renter occupied4,167
  • Ownership rate69.1 percent
  • Median owner-occupied home value$241,800
  • Median gross rent, monthly$950
  • Annual rent as a share of median income17.5 percent
  • Single family units10,824
  • Share single family72.1 percent
  • Units in buildings of two or more2,673
  • Share in buildings of two or more17.8 percent
  • Mobile homes1,514 plus or minus 364
  • Median year structure built1992

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Opelika

How Opelika gets to work

  • Workers 16 and over who commute13,565
  • Commuting under 15 minutes4,300
  • Share commuting under 15 minutes31.7 percent
  • Commuting 30 minutes or more3,449
  • Share commuting 30 minutes or more25.4 percent
  • Drove alone82.7 percent
  • Carpooled6.3 percent plus or minus 2.0
  • Public transport1.1 percent plus or minus 0.9
  • Walked1.1 percent plus or minus 0.9
  • Worked from home7.5 percent plus or minus 2.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Opelika

SBA loans in Opelika (7(a))

  • Approvals56
  • Gross approval$28,701,300
  • Average approval$512,523
  • Median approval$150,000
  • Ninetieth percentile approval$1,887,250
  • Largest approval$4,005,000
  • Jobs supported521
  • Jobs per approval9.3
  • Loans with a final outcome8
  • Paid in full5
  • Charged off3
  • Median term120 months
  • Share on real estate terms of 20 years or more23.2 percent
  • Share to franchises8.9 percent
  • Distinct lenders27
  • Distinct industries by NAICS37

Counted by borrower city: approvals to borrowers whose address is in Opelika, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Opelika

SBA loans in Opelika (504)

  • Approvals27
  • Gross approval$15,501,000
  • Average approval$574,111
  • Median approval$335,000
  • Largest approval$2,469,000
  • Jobs supported273
  • Loans with a final outcome5
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Opelika, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Opelika

Flood risk in Opelika

  • NFIP communityCity of Opelika
  • NFIP community number010145
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/17/25

The City of Opelika participates in the National Flood Insurance Program as community 010145 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lee County, not Opelika

Lee County context, not Opelika figures

  • Establishments in Lee County3,377
  • Covered employment, Lee County66,643
  • Average annual pay, Lee County$53,394
  • Housing units permitted, Lee County1,877

Every figure in this section is published for Lee County as a whole and is not a measurement of Opelika.

All Lee County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Opelika questions, answered from the record.

How many people live in Opelika, Alabama?

32,820, in 13,467 households. Opelika city covers 61.49 square miles of land, which is 534 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Opelika in?

Lee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Opelika?

$65,004. The median owner-occupied home is valued at $241,800. Median gross rent is $950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Opelika businesses?

56 7(a) approvals totaling $28.7 m since FY2020, across 27 lenders, median approval $150,000, plus 27 504 approvals worth $15.5 m since FY2010. These count approvals to borrowers whose address is in Opelika, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Opelika borrowers get paid back?

No rate is published for Opelika. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Opelika in the National Flood Insurance Program?

Yes. Opelika appears in the FEMA Community Status Book as Opelika, city of, community 010145, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Opelika figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Opelika.

Is zoning published for Opelika?

No. Nothing on this page presents parcel level zoning.