HomeAlabamaLimestone CountyAthens
Athens, Alabama: commercial real estate data.
Athens is a Census city of 29,002 people across 41.84 square miles of land, in Limestone County. Median household income is $69,922, 64.0 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $9.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Athens
What Athens is
- Census place typecity
- Land area41.84 sq mi
- Water area0.29 sq mi
- Population per square mile of land693
- County holding the largest share of its areaLimestone County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How many people live in Athens
- Population29,002
- Median age40.9
- Population under 185,864
- Share under 1820.2 percent
- Population 65 and over5,066
- Share 65 and over17.5 percent
- Households11,251
- Family households7,348
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Income and work in Athens
- Median household income$69,922
- Per capita income$42,717
- Civilian labor force14,247
- Employed13,799
- Unemployed448 plus or minus 203
- Unemployment rate3.1 percent plus or minus 1.4
- Adults 25 and over20,850
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree12.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Housing in Athens
- Housing units12,415
- Occupied units11,251
- Vacant units1,164 plus or minus 271
- Vacancy rate9.4 percent plus or minus 2.2
- Owner occupied7,202
- Renter occupied4,049
- Ownership rate64.0 percent
- Median owner-occupied home value$270,000
- Median gross rent, monthly$899
- Annual rent as a share of median income15.4 percent
- Single family units9,111
- Share single family73.4 percent
- Units in buildings of two or more3,014
- Share in buildings of two or more24.3 percent
- Mobile homes290 plus or minus 134
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How Athens gets to work
- Workers 16 and over who commute12,385
- Commuting under 15 minutes3,904
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more4,607
- Share commuting 30 minutes or more37.2 percent
- Drove alone82.3 percent
- Carpooled7.2 percent plus or minus 2.4
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.7
- Worked from home8.2 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
SBA loans in Athens (7(a))
- Approvals14
- Gross approval$9,442,200
- Average approval$674,443
- Median approval$500,000
- Largest approval$2,501,400
- Jobs supported141
- Jobs per approval10.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises35.7 percent
- Distinct lenders12
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Athens, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Athens
SBA loans in Athens (504)
- Approvals12
- Gross approval$7,046,000
- Average approval$587,167
- Median approval$437,500
- Largest approval$1,819,000
- Jobs supported123
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Athens, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Athens
Flood risk in Athens
- NFIP communityCity of Athens
- NFIP community number010146
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date08/16/18
The City of Athens participates in the National Flood Insurance Program as community 010146 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Limestone County, not Athens
Limestone County context, not Athens figures
- Establishments in Limestone County1,629
- Covered employment, Limestone County34,080
- Average annual pay, Limestone County$62,717
- Housing units permitted, Limestone County496
Every figure in this section is published for Limestone County as a whole and is not a measurement of Athens.
All Limestone County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Athens questions, answered from the record.
How many people live in Athens, Alabama?
29,002, in 11,251 households. Athens city covers 41.84 square miles of land, which is 693 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Athens in?
Limestone County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Athens?
$69,922. The median owner-occupied home is valued at $270,000. Median gross rent is $899 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Athens businesses?
14 7(a) approvals totaling $9.4 m since FY2020, across 12 lenders, median approval $500,000, plus 12 504 approvals worth $7.0 m since FY2010. These count approvals to borrowers whose address is in Athens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Athens borrowers get paid back?
No rate is published for Athens. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Athens in the National Flood Insurance Program?
Yes. Athens appears in the FEMA Community Status Book as Athens, city of, community 010146, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Athens figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Limestone County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Athens.
Is zoning published for Athens?
No. Nothing on this page presents parcel level zoning.
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