HomeAlabamaLimestone CountyAthens city
Athens city, Alabama: commercial real estate data.
Athens city is a Census city of 29,002 people across 41.84 square miles of land, in Limestone County. Median household income is $69,922, 64.0 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $9.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Athens
What Athens is
- Census place typecity
- Land area41.84 sq mi
- Water area0.29 sq mi
- Population per square mile of land693
- County holding the largest share of its areaLimestone County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How many people live in Athens
- Population29,002
- Median age40.9
- Population under 185,864
- Share under 1820.2 percent
- Population 65 and over5,066
- Share 65 and over17.5 percent
- Households11,251
- Family households7,348
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Income and work in Athens
- Median household income$69,922
- Per capita income$42,717
- Civilian labor force14,247
- Employed13,799
- Unemployed448 plus or minus 203
- Unemployment rate3.1 percent plus or minus 1.4
- Adults 25 and over20,850
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree12.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Housing in Athens
- Housing units12,415
- Occupied units11,251
- Vacant units1,164 plus or minus 271
- Vacancy rate9.4 percent plus or minus 2.2
- Owner occupied7,202
- Renter occupied4,049
- Ownership rate64.0 percent
- Median owner-occupied home value$270,000
- Median gross rent, monthly$899
- Annual rent as a share of median income15.4 percent
- Single family units9,111
- Share single family73.4 percent
- Units in buildings of two or more3,014
- Share in buildings of two or more24.3 percent
- Mobile homes290 plus or minus 134
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How Athens gets to work
- Workers 16 and over who commute12,385
- Commuting under 15 minutes3,904
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more4,607
- Share commuting 30 minutes or more37.2 percent
- Drove alone82.3 percent
- Carpooled7.2 percent plus or minus 2.4
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.7
- Worked from home8.2 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
SBA loans in Athens (7(a))
- Approvals14
- Gross approval$9,442,200
- Average approval$674,443
- Median approval$500,000
- Ninetieth percentile approval$1,377,000
- Largest approval$2,501,400
- Jobs supported141
- Jobs per approval10.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises35.7 percent
- Distinct lenders12
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Athens
SBA loans in Athens (504)
- Approvals12
- Gross approval$7,046,000
- Average approval$587,167
- Median approval$457,000
- Largest approval$1,819,000
- Jobs supported123
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Limestone County, not Athens
Limestone County context, not Athens figures
These are Limestone County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Athens measurements.
- Establishments in Limestone County1,629
- Employment at those establishments, Limestone County28,343
- Covered employment, Limestone County34,080
- Average annual pay, Limestone County$62,717
- Average weekly wage, Limestone County$1,206
- Housing units permitted, Limestone County496
- Of those, single family, Limestone County494
- County product, 2024, Limestone County$6,970,887,000
- County product change over the prior year, Limestone County5.0 percent
- Average income of an arriving household, Limestone County$78,384
Every figure in this section is published for Limestone County as a whole and is not a measurement of Athens. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Athens questions, answered from the record.
How many people live in Athens, Alabama?
29,002, in 11,251 households. Athens city covers 41.84 square miles of land, which is 693 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Athens in?
Limestone County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Athens?
$69,922. The median owner-occupied home is valued at $270,000. Median gross rent is $899 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Athens businesses?
14 7(a) approvals totalling $9.4 m, across 12 lenders, median approval $500,000, plus 12 504 approvals worth $7.0 m. These count approvals to borrowers whose address is in Athens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Athens borrowers get paid back?
No rate is published for Athens. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Athens figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Limestone County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Athens.
Is zoning published for Athens?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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