Lowndes County, Alabama: commercial real estate data.
Lowndes County, Alabama had an estimated 9,485 residents on July 1, 2024, down 8.1 percent since the 2020 census base of 10,319, across 716 square miles. County output reached $537.8 m in 2024, 113 establishments operate here, and the SBA record carries 2 7(a) approvals worth $90,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lowndes County
How many people live in Lowndes County
- Population, American Community Survey 2020-20249,833
- Households4,284
- Average household size2.30
- Median household income$37,052
- Median age42.7
- Median gross rent$710 per month
- Median owner-occupied home value$86,300
- Home value to household income2.3 times
- Annual rent as a share of median income23.0 percent
- Adults 25 and over with a bachelor degree or higher14.4 percent
- Adults 25 and over with a graduate degree4.5 percent
- Adults 25 and over6,897
- Population under 182,158
- Share under 1821.9 percent
- Population 65 and over2,023
- Share 65 and over20.6 percent
- Working age population, 18 to 645,652
- Civilian labor force3,686
- Unemployment rate6.8 percent
- Labor force participation, adults 18 and over48.0 percent
- Rank by population among Alabama counties65th of 67
- Rank by population among US county-equivalents, Puerto Rico included2493rd of 3,222
Lowndes County is the 65th largest of 67 Alabama counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.9 percent against 20.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lowndes County
Is Lowndes County's population growing?
- Population, July 1, 20249,485
- Census 2020 base population10,319
- Population change since the 2020 census base-8.08 percent
- Population change, 2023 to 2024-197
- Births, 2024102
- Deaths, 2024184
- Natural change, 2024-82
- Net domestic migration, 2024-114
- Net international migration, 20241
- Total net migration, 2024-113
- Cumulative net domestic migration, 2021 to 2024-510
- Rank by growth among US county-equivalents3102nd of 3,144
The county has lost 8.08 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lowndes County
Where are people moving to Lowndes County from?
- Tax returns filed by households arriving219
- People arriving, from those returns453
- Tax returns filed by households leaving242
- Net household movement-23
- Adjusted gross income arriving$14.1 m
- Net adjusted gross income movement$3.1 m
- Average income of an arriving household$64,333
- Average income of a leaving household$45,401
- Largest single originMontgomery County (108 households)
- Largest single destinationMontgomery County (117 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Montgomery County | 108 | 226 | $3.2 m |
Households arriving report $18,932 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Montgomery County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lowndes County
What is the Lowndes County economy?
- County GDP, 2024$537.8 m
- County GDP, 2023$506.4 m
- GDP change, 2023 to 20246.2 percent
- GDP change over five years36.3 percent
- Rank by GDP among the Alabama areas BEA publishes56th of 67
- Rank by GDP among the US county areas BEA publishes2361st of 3,127
- GDP per resident$54,693
Output grew 6.2 percent in the latest year and 36.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lowndes County
Employment by industry in Lowndes County
- Covered employment, annual average2,675
- Establishments reporting207
- Average annual pay$66,726
- Average weekly wage$1,283
- Manufacturing, employment980
- Manufacturing, average annual pay$73,830
- Retail trade, employment183
- Retail trade, average annual pay$32,738
- Construction, employment114
- Construction, average annual pay$51,876
- Professional, scientific and technical services, employment18
- Professional, scientific and technical services, average annual pay$90,495
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 980 | 12 | $73,830 |
| Retail trade | 183 | 24 | $32,738 |
| Construction | 114 | 15 | $51,876 |
| Professional, scientific and technical services | 18 | 8 | $90,495 |
Manufacturing is the largest private sector at 980 jobs, 36.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lowndes County
How many businesses are in Lowndes County?
- Establishments, all industries113
- Employment at those establishments1,776
- Annual payroll$108.1 m
- Establishments per 1,000 residents11.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lowndes County
Building permits in Lowndes County
- Housing units authorized by permit, 20242
- Declared construction value permitted$555,400
- Single family units authorized2
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$277,700
- Units authorized per 1,000 households0.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lowndes County
SBA loans in Lowndes County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$90,700
- Average 7(a) approval$45,350
- Median 7(a) approval$45,350
- Largest single approval$70,700
- Jobs reported supported, 7(a)10
- Jobs per approval5.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term121 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
SBA loan default and charge-off rates in Lowndes County
Do SBA loans in Lowndes County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
SBA lending by place in Lowndes County
- Borrower cities with recorded lending2
- Sardis, approvals1
- Hayneville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Sardis | 1 | $70,700 |
| Hayneville | 1 | $20,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
How large is Lowndes County?
- Land area716 sq mi
- Rank by land area among Alabama counties30th of 67
- Width, east to west29.4 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land14
- Establishments per square mile0.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lowndes County
Flood risk in Lowndes County
- Participation of the county's own NFIP community Lowndes County, unincorporated areasParticipating, community 010272
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Lowndes County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Lowndes County (community 010272), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lowndes County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lowndes County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lowndes County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,833
- Households4,284
- Average household size2.30
- Median household income$37,052
- Median age42.7
Common questions
Lowndes County questions, answered from the record.
How many people live in Lowndes County, Alabama?
The Census Bureau estimates 9,485 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,833, in 4,284 households, ranking 65th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lowndes County's population growing?
The population has fallen 8.08 percent since the 2020 census base of 10,319, to 9,485 on July 1, 2024. In 2024 there were 102 births against 184 deaths, with net migration of -113. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lowndes County?
$37,052. The median owner-occupied home is valued at $86,300, which is 2.3 times income, and median gross rent is $710 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lowndes County?
113 establishments, employing 1,776 people with an annual payroll of $108.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lowndes County?
Manufacturing is the largest private sector at 980 jobs, 36.6 percent of covered employment. Covered employment averages 2,675 jobs at an average annual pay of $66,726, or $1,283 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lowndes County?
2 7(a) approvals totaling $90,700 since FY2020, across 2 lenders, with a median approval of $45,350. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lowndes County?
2 housing units were authorized by permit in 2024, with a declared construction value of $555,400. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lowndes County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lowndes County come from?
The largest single origin is Montgomery County, with 108 households. Arriving households report an average income of $64,333 against $45,401 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lowndes County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lowndes County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lowndes County
Cities and places in Lowndes.
7 Census places lie wholly or partly in Lowndes County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fort Deposit | town | 1,525 | None recorded | Wholly in this county |
| White Hall | town | 875 | None recorded | Wholly in this county |
| Mosses | town | 836 | None recorded | Wholly in this county |
| Hayneville | town | 716 | 1 | Wholly in this county |
| Gordonville | town | 275 | None recorded | Wholly in this county |
| Lowndesboro | town | 70 | None recorded | Wholly in this county |
| Benton | town | 32 | None recorded | Wholly in this county |
A further 1 of the county's 2 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lowndes County, the largest being Sardis (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby