HomeAlabamaMadison CountyMadison
Madison, Alabama: commercial real estate data.
Madison is a Census city of 60,106 people across 30.58 square miles of land, lying across Madison County and Limestone County. Median household income is $134,655, 74.0 percent of occupied homes are owned, and the SBA record carries 81 7(a) approvals to borrowers here worth $47.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Madison
What Madison is
- Census place typecity
- Land area30.58 sq mi
- Water area0.13 sq mi
- Population per square mile of land1,966
- County holding the largest share of its areaMadison County, 76.3 percent
- Counties this place lies inMadison County 76.3 percent, Limestone County 23.7 percent
Madison crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How many people live in Madison
- Population60,106
- Median age37.3
- Population under 1816,793
- Share under 1827.9 percent
- Population 65 and over7,628
- Share 65 and over12.7 percent
- Households22,496
- Family households15,955
- Share of households that are families70.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Income and work in Madison
- Median household income$134,655
- Per capita income$56,185
- Civilian labor force31,452
- Employed30,766
- Unemployed686 plus or minus 207
- Unemployment rate2.2 percent plus or minus 0.7
- Adults 25 and over39,447
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher64.5 percent
- Adults 25 and over with a graduate degree29.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Housing in Madison
- Housing units23,278
- Occupied units22,496
- Vacant units782 plus or minus 242
- Vacancy rate3.4 percent plus or minus 1.0
- Owner occupied16,642
- Renter occupied5,854
- Ownership rate74.0 percent
- Median owner-occupied home value$398,800
- Median gross rent, monthly$1,453
- Annual rent as a share of median income12.9 percent
- Single family units18,431
- Share single family79.2 percent
- Units in buildings of two or more4,617
- Share in buildings of two or more19.8 percent
- Mobile homes39 plus or minus 41
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How Madison gets to work
- Workers 16 and over who commute24,529
- Commuting under 15 minutes6,255
- Share commuting under 15 minutes25.5 percent
- Commuting 30 minutes or more5,622
- Share commuting 30 minutes or more22.9 percent
- Drove alone73.9 percent
- Carpooled5.0 percent plus or minus 1.5
- Public transport0.0 percent
- Walked1.0 percent plus or minus 0.7
- Worked from home19.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
SBA loans in Madison (7(a))
- Approvals81
- Gross approval$47,285,800
- Average approval$583,775
- Median approval$247,900
- Ninetieth percentile approval$1,640,000
- Largest approval$5,000,000
- Jobs supported1,046
- Jobs per approval12.9
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more7.4 percent
- Share to franchises33.3 percent
- Distinct lenders40
- Distinct industries by NAICS55
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison
SBA loans in Madison (504)
- Approvals35
- Gross approval$35,060,000
- Average approval$1,001,714
- Median approval$827,000
- Largest approval$2,665,000
- Jobs supported519
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madison
Flood risk in Madison
- NFIP communityCity of Madison
- NFIP community number010308
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/23/26
The City of Madison participates in the National Flood Insurance Program as community 010308 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Madison
Madison County context, not Madison figures
- Establishments in Madison County9,295
- Covered employment, Madison County229,807
- Average annual pay, Madison County$77,051
- Housing units permitted, Madison County4,710
Every figure in this section is published for Madison County as a whole and is not a measurement of Madison.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Madison questions, answered from the record.
How many people live in Madison, Alabama?
60,106, in 22,496 households. Madison city covers 30.58 square miles of land, which is 1,966 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madison in?
Madison lies in more than one. By area it is 76.3 percent in Madison County, 23.7 percent in Limestone County. This page sits under Madison County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Madison?
$134,655. The median owner-occupied home is valued at $398,800. Median gross rent is $1,453 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madison businesses?
81 7(a) approvals totaling $47.3 m since FY2020, across 40 lenders, median approval $247,900, plus 35 504 approvals worth $35.1 m since FY2010. These count approvals to borrowers whose address is in Madison, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madison borrowers get paid back?
No rate is published for Madison. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Madison in the National Flood Insurance Program?
Yes. Madison appears in the FEMA Community Status Book as Madison, city of, community 010308, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madison figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison.
Is zoning published for Madison?
No. Nothing on this page presents parcel level zoning.