HomeAlabamaMarshall CountyGuntersville
Guntersville, Alabama: commercial real estate data.
Guntersville is a Census city of 8,916 people across 25.63 square miles of land, in Marshall County. Median household income is $67,929, 65.3 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $5.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Guntersville
What Guntersville is
- Census place typecity
- Land area25.63 sq mi
- Water area17.06 sq mi
- Population per square mile of land348
- County holding the largest share of its areaMarshall County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Guntersville
How many people live in Guntersville
- Population8,916
- Median age42.8
- Population under 181,995
- Share under 1822.4 percent
- Population 65 and over1,892
- Share 65 and over21.2 percent
- Households3,494
- Family households2,347
- Share of households that are families67.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Guntersville
Income and work in Guntersville
- Median household income$67,929
- Per capita income$39,281
- Civilian labor force3,574
- Employed3,464
- Unemployed110 plus or minus 52
- Unemployment rate3.1 percent plus or minus 1.4
- Adults 25 and over6,254
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher33.3 percent
- Adults 25 and over with a graduate degree12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Guntersville
Housing in Guntersville
- Housing units4,302
- Occupied units3,494
- Vacant units808
- Vacancy rate18.8 percent
- Owner occupied2,282
- Renter occupied1,212
- Ownership rate65.3 percent
- Median owner-occupied home value$324,800
- Median gross rent, monthly$842
- Annual rent as a share of median income14.9 percent
- Single family units3,347
- Share single family77.8 percent
- Units in buildings of two or more882
- Share in buildings of two or more20.5 percent
- Mobile homes53 plus or minus 32
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Guntersville
How Guntersville gets to work
- Workers 16 and over who commute3,134
- Commuting under 15 minutes1,485
- Share commuting under 15 minutes47.4 percent
- Commuting 30 minutes or more857
- Share commuting 30 minutes or more27.3 percent
- Drove alone83.2 percent
- Carpooled6.2 percent plus or minus 2.3
- Public transport0.2 percent plus or minus 0.2
- Walked0.4 percent plus or minus 0.2
- Worked from home8.8 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Guntersville
SBA loans in Guntersville (7(a))
- Approvals15
- Gross approval$5,913,700
- Average approval$394,247
- Median approval$250,000
- Largest approval$1,020,000
- Jobs supported232
- Jobs per approval15.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises26.7 percent
- Distinct lenders12
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Guntersville, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Guntersville
SBA loans in Guntersville (504)
- Approvals6
- Gross approval$3,554,000
- Average approval$592,333
- Median approval$355,000
- Largest approval$1,591,000
- Jobs supported75
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Guntersville, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Guntersville
Flood risk in Guntersville
- NFIP communityCity of Guntersville
- NFIP community number010311
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/16/11
The City of Guntersville participates in the National Flood Insurance Program as community 010311 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Marshall County, not Guntersville
Marshall County context, not Guntersville figures
- Establishments in Marshall County2,010
- Covered employment, Marshall County40,812
- Average annual pay, Marshall County$48,206
- Housing units permitted, Marshall County163
Every figure in this section is published for Marshall County as a whole and is not a measurement of Guntersville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Guntersville questions, answered from the record.
How many people live in Guntersville, Alabama?
8,916, in 3,494 households. Guntersville city covers 25.63 square miles of land, which is 348 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Guntersville in?
Marshall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Guntersville?
$67,929. The median owner-occupied home is valued at $324,800. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Guntersville businesses?
15 7(a) approvals totaling $5.9 m since FY2020, across 12 lenders, median approval $250,000, plus 6 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Guntersville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Guntersville borrowers get paid back?
No rate is published for Guntersville. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Guntersville in the National Flood Insurance Program?
Yes. Guntersville appears in the FEMA Community Status Book as Guntersville, city of, community 010311, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Guntersville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marshall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Guntersville.
Is zoning published for Guntersville?
No. Nothing on this page presents parcel level zoning.
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