HomeAlabamaMontgomery CountyMontgomery city
Montgomery city, Alabama: commercial real estate data.
Montgomery city is a Census city of 197,494 people across 159.85 square miles of land, in Montgomery County. Median household income is $56,811, 54.4 percent of occupied homes are owned, and the SBA record carries 116 7(a) approvals to borrowers here worth $103.3 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montgomery
What Montgomery is
- Census place typecity
- Land area159.85 sq mi
- Water area2.42 sq mi
- Population per square mile of land1,235
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How many people live in Montgomery
- Population197,494
- Median age36.6
- Population under 1847,331
- Share under 1824.0 percent
- Population 65 and over31,565
- Share 65 and over16.0 percent
- Households81,241
- Family households47,119
- Share of households that are families58.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Income and work in Montgomery
- Median household income$56,811
- Per capita income$33,458
- Civilian labor force90,097
- Employed84,297
- Unemployed5,800
- Unemployment rate6.4 percent
- Adults 25 and over130,240
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher33.8 percent
- Adults 25 and over with a graduate degree14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Housing in Montgomery
- Housing units94,580
- Occupied units81,241
- Vacant units13,339
- Vacancy rate14.1 percent
- Owner occupied44,189
- Renter occupied37,052
- Ownership rate54.4 percent
- Median owner-occupied home value$161,900
- Median gross rent, monthly$1,089
- Annual rent as a share of median income23.0 percent
- Single family units68,699
- Share single family72.6 percent
- Units in buildings of two or more23,761
- Share in buildings of two or more25.1 percent
- Mobile homes2,120
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How Montgomery gets to work
- Workers 16 and over who commute77,758
- Commuting under 15 minutes22,713
- Share commuting under 15 minutes29.2 percent
- Commuting 30 minutes or more15,424
- Share commuting 30 minutes or more19.8 percent
- Drove alone79.5 percent
- Carpooled9.7 percent
- Public transport0.4 percent plus or minus 0.2
- Walked1.3 percent plus or minus 0.4
- Worked from home8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
SBA loans in Montgomery (7(a))
- Approvals116
- Gross approval$103,250,000
- Average approval$890,086
- Median approval$325,000
- Ninetieth percentile approval$2,889,500
- Largest approval$5,000,000
- Jobs supported1,515
- Jobs per approval13.1
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Charge-off rate over resolved loans7.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more32.8 percent
- Share to franchises19.8 percent
- Distinct lenders53
- Distinct industries by NAICS69
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery
SBA loans in Montgomery (504)
- Approvals49
- Gross approval$34,640,000
- Average approval$706,939
- Median approval$477,000
- Largest approval$5,000,000
- Jobs supported396
- Loans with a final outcome16
- Charged off1
- Charge-off rate over resolved loans6.3 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Montgomery
Montgomery County context, not Montgomery figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montgomery measurements.
- Establishments in Montgomery County5,584
- Employment at those establishments, Montgomery County103,653
- Covered employment, Montgomery County132,903
- Average annual pay, Montgomery County$61,610
- Average weekly wage, Montgomery County$1,185
- Housing units permitted, Montgomery County460
- Of those, single family, Montgomery County421
- County product, 2024, Montgomery County$19,858,873,000
- County product change over the prior year, Montgomery County5.9 percent
- Average income of an arriving household, Montgomery County$57,715
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Montgomery. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montgomery questions, answered from the record.
How many people live in Montgomery, Alabama?
197,494, in 81,241 households. Montgomery city covers 159.85 square miles of land, which is 1,235 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montgomery?
$56,811. The median owner-occupied home is valued at $161,900. Median gross rent is $1,089 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery businesses?
116 7(a) approvals totalling $103.3 m, across 53 lenders, median approval $325,000, plus 49 504 approvals worth $34.6 m. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery borrowers get paid back?
Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Montgomery figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.
Is zoning published for Montgomery?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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