HomeAlabamaMontgomery CountyMontgomery
Montgomery, Alabama: commercial real estate data.
Montgomery is a Census city of 197,494 people across 159.85 square miles of land, in Montgomery County. Median household income is $56,811, 54.4 percent of occupied homes are owned, and the SBA record carries 116 7(a) approvals to borrowers here worth $103.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montgomery
What Montgomery is
- Census place typecity
- Land area159.85 sq mi
- Water area2.42 sq mi
- Population per square mile of land1,235
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How many people live in Montgomery
- Population197,494
- Median age36.6
- Population under 1847,331
- Share under 1824.0 percent
- Population 65 and over31,565
- Share 65 and over16.0 percent
- Households81,241
- Family households47,119
- Share of households that are families58.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Income and work in Montgomery
- Median household income$56,811
- Per capita income$33,458
- Civilian labor force90,097
- Employed84,297
- Unemployed5,800
- Unemployment rate6.4 percent
- Adults 25 and over130,240
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher33.8 percent
- Adults 25 and over with a graduate degree14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Housing in Montgomery
- Housing units94,580
- Occupied units81,241
- Vacant units13,339
- Vacancy rate14.1 percent
- Owner occupied44,189
- Renter occupied37,052
- Ownership rate54.4 percent
- Median owner-occupied home value$161,900
- Median gross rent, monthly$1,089
- Annual rent as a share of median income23.0 percent
- Single family units68,699
- Share single family72.6 percent
- Units in buildings of two or more23,761
- Share in buildings of two or more25.1 percent
- Mobile homes2,120
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How Montgomery gets to work
- Workers 16 and over who commute77,758
- Commuting under 15 minutes22,713
- Share commuting under 15 minutes29.2 percent
- Commuting 30 minutes or more15,424
- Share commuting 30 minutes or more19.8 percent
- Drove alone79.5 percent
- Carpooled9.7 percent
- Public transport0.4 percent plus or minus 0.2
- Walked1.3 percent plus or minus 0.4
- Worked from home8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
SBA loans in Montgomery (7(a))
- Approvals116
- Gross approval$103,250,000
- Average approval$890,086
- Median approval$322,950
- Ninetieth percentile approval$2,794,750
- Largest approval$5,000,000
- Jobs supported1,515
- Jobs per approval13.1
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more32.8 percent
- Share to franchises19.8 percent
- Distinct lenders53
- Distinct industries by NAICS69
Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery
SBA loans in Montgomery (504)
- Approvals49
- Gross approval$34,640,000
- Average approval$706,939
- Median approval$477,000
- Largest approval$5,000,000
- Jobs supported396
- Loans with a final outcome16
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2010 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery
Flood risk in Montgomery
- NFIP communityCity of Montgomery
- NFIP community number010174
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/20/26
The City of Montgomery participates in the National Flood Insurance Program as community 010174 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Montgomery
Montgomery County context, not Montgomery figures
- Establishments in Montgomery County5,584
- Covered employment, Montgomery County132,903
- Average annual pay, Montgomery County$61,610
- Housing units permitted, Montgomery County460
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Montgomery.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montgomery questions, answered from the record.
How many people live in Montgomery, Alabama?
197,494, in 81,241 households. Montgomery city covers 159.85 square miles of land, which is 1,235 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montgomery?
$56,811. The median owner-occupied home is valued at $161,900. Median gross rent is $1,089 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery businesses?
116 7(a) approvals totaling $103.3 m since FY2020, across 53 lenders, median approval $322,950, plus 49 504 approvals worth $34.6 m since FY2010. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery borrowers get paid back?
No rate is published for Montgomery. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montgomery in the National Flood Insurance Program?
Yes. Montgomery appears in the FEMA Community Status Book as Montgomery, city of, community 010174, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montgomery figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.
Is zoning published for Montgomery?
No. Nothing on this page presents parcel level zoning.
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