HomeAlabamaMorgan CountyDecatur
Decatur, Alabama: commercial real estate data.
Decatur is a Census city of 57,361 people across 54.60 square miles of land, lying across Morgan County and Limestone County. Median household income is $61,563, 63.3 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $24.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Decatur
What Decatur is
- Census place typecity
- Land area54.6 sq mi
- Water area6.42 sq mi
- Population per square mile of land1,051
- County holding the largest share of its areaMorgan County, 91.4 percent
- Counties this place lies inMorgan County 91.4 percent, Limestone County 8.6 percent
Decatur crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
How many people live in Decatur
- Population57,361
- Median age39.7
- Population under 1813,664
- Share under 1823.8 percent
- Population 65 and over10,356
- Share 65 and over18.1 percent
- Households23,722
- Family households13,832
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
Income and work in Decatur
- Median household income$61,563
- Per capita income$34,685
- Civilian labor force26,719
- Employed25,529
- Unemployed1,190 plus or minus 286
- Unemployment rate4.5 percent plus or minus 1.1
- Adults 25 and over39,222
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher22.4 percent
- Adults 25 and over with a graduate degree7.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
Housing in Decatur
- Housing units25,467
- Occupied units23,722
- Vacant units1,745 plus or minus 392
- Vacancy rate6.9 percent plus or minus 1.5
- Owner occupied15,009
- Renter occupied8,713
- Ownership rate63.3 percent
- Median owner-occupied home value$210,200
- Median gross rent, monthly$896
- Annual rent as a share of median income17.5 percent
- Single family units19,267
- Share single family75.7 percent
- Units in buildings of two or more5,783
- Share in buildings of two or more22.7 percent
- Mobile homes398 plus or minus 167
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
How Decatur gets to work
- Workers 16 and over who commute23,209
- Commuting under 15 minutes8,485
- Share commuting under 15 minutes36.6 percent
- Commuting 30 minutes or more6,493
- Share commuting 30 minutes or more28.0 percent
- Drove alone80.3 percent
- Carpooled9.8 percent plus or minus 2.4
- Public transport0.5 percent plus or minus 0.4
- Walked1.2 percent plus or minus 0.6
- Worked from home6.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
SBA loans in Decatur (7(a))
- Approvals33
- Gross approval$24,796,100
- Average approval$751,397
- Median approval$350,000
- Ninetieth percentile approval$1,939,000
- Largest approval$4,113,000
- Jobs supported453
- Jobs per approval13.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.2 percent
- Share to franchises24.2 percent
- Distinct lenders19
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Decatur, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur
SBA loans in Decatur (504)
- Approvals16
- Gross approval$11,385,000
- Average approval$711,563
- Median approval$544,000
- Largest approval$1,983,000
- Jobs supported203
- Loans with a final outcome10
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Decatur, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Decatur
Flood risk in Decatur
- NFIP communityCity of Decatur
- NFIP community number010176
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date08/16/18
The City of Decatur participates in the National Flood Insurance Program as community 010176 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Morgan County, not Decatur
Morgan County context, not Decatur figures
- Establishments in Morgan County2,684
- Covered employment, Morgan County52,617
- Average annual pay, Morgan County$59,944
- Housing units permitted, Morgan County229
Every figure in this section is published for Morgan County as a whole and is not a measurement of Decatur.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Decatur questions, answered from the record.
How many people live in Decatur, Alabama?
57,361, in 23,722 households. Decatur city covers 54.60 square miles of land, which is 1,051 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Decatur in?
Decatur lies in more than one. By area it is 91.4 percent in Morgan County, 8.6 percent in Limestone County. This page sits under Morgan County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Decatur?
$61,563. The median owner-occupied home is valued at $210,200. Median gross rent is $896 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Decatur businesses?
33 7(a) approvals totaling $24.8 m since FY2020, across 19 lenders, median approval $350,000, plus 16 504 approvals worth $11.4 m since FY2010. These count approvals to borrowers whose address is in Decatur, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Decatur borrowers get paid back?
No rate is published for Decatur. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Decatur in the National Flood Insurance Program?
Yes. Decatur appears in the FEMA Community Status Book as Decatur, city of, community 010176, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Decatur figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morgan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Decatur.
Is zoning published for Decatur?
No. Nothing on this page presents parcel level zoning.
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