HomeAlabamaRussell CountyPhenix City
Phenix City, Alabama: commercial real estate data.
Phenix City is a Census city of 38,499 people across 28.06 square miles of land, lying across Russell County and Lee County. Median household income is $50,053, 52.4 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $20.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Phenix City
What Phenix City is
- Census place typecity
- Land area28.06 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,372
- County holding the largest share of its areaRussell County, 85.7 percent
- Counties this place lies inRussell County 85.7 percent, Lee County 14.3 percent
Phenix City crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
How many people live in Phenix City
- Population38,499
- Median age35.6
- Population under 189,833
- Share under 1825.5 percent
- Population 65 and over4,957
- Share 65 and over12.9 percent
- Households15,783
- Family households9,233
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
Income and work in Phenix City
- Median household income$50,053
- Per capita income$29,513
- Civilian labor force17,026
- Employed16,114
- Unemployed912 plus or minus 290
- Unemployment rate5.4 percent plus or minus 1.7
- Adults 25 and over25,531
- Adults 25 and over with a high school diploma or higher89.8 percent
- Adults 25 and over with a bachelor degree or higher23.2 percent
- Adults 25 and over with a graduate degree7.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
Housing in Phenix City
- Housing units18,232
- Occupied units15,783
- Vacant units2,449
- Vacancy rate13.4 percent
- Owner occupied8,268
- Renter occupied7,515
- Ownership rate52.4 percent
- Median owner-occupied home value$170,300
- Median gross rent, monthly$967
- Annual rent as a share of median income23.2 percent
- Single family units12,323
- Share single family67.6 percent
- Units in buildings of two or more5,692
- Share in buildings of two or more31.2 percent
- Mobile homes217 plus or minus 143
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
How Phenix City gets to work
- Workers 16 and over who commute14,781
- Commuting under 15 minutes4,018
- Share commuting under 15 minutes27.2 percent
- Commuting 30 minutes or more3,674
- Share commuting 30 minutes or more24.9 percent
- Drove alone76.9 percent
- Carpooled9.4 percent plus or minus 2.4
- Public transport0.8 percent plus or minus 0.7
- Walked0.6 percent plus or minus 0.4
- Worked from home10.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
SBA loans in Phenix City (7(a))
- Approvals22
- Gross approval$20,120,800
- Average approval$914,582
- Median approval$593,400
- Ninetieth percentile approval$2,255,500
- Largest approval$3,793,800
- Jobs supported265
- Jobs per approval12.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term121 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises31.8 percent
- Distinct lenders18
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Phenix City, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phenix City
SBA loans in Phenix City (504)
- Approvals4
- Gross approval$3,448,000
- Average approval$862,000
- Median approval$919,000
- Largest approval$1,133,000
- Jobs supported77
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Phenix City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Phenix City
Flood risk in Phenix City
- NFIP communityCity of Phenix City
- NFIP community number010184
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/08/14
The City of Phenix City participates in the National Flood Insurance Program as community 010184 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Russell County, not Phenix City
Russell County context, not Phenix City figures
- Establishments in Russell County850
- Covered employment, Russell County14,057
- Average annual pay, Russell County$47,497
- Housing units permitted, Russell County183
Every figure in this section is published for Russell County as a whole and is not a measurement of Phenix City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Phenix City questions, answered from the record.
How many people live in Phenix City, Alabama?
38,499, in 15,783 households. Phenix City city covers 28.06 square miles of land, which is 1,372 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phenix City in?
Phenix City lies in more than one. By area it is 85.7 percent in Russell County, 14.3 percent in Lee County. This page sits under Russell County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Phenix City?
$50,053. The median owner-occupied home is valued at $170,300. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phenix City businesses?
22 7(a) approvals totaling $20.1 m since FY2020, across 18 lenders, median approval $593,400, plus 4 504 approvals worth $3.4 m since FY2010. These count approvals to borrowers whose address is in Phenix City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phenix City borrowers get paid back?
No rate is published for Phenix City. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Phenix City in the National Flood Insurance Program?
Yes. Phenix City appears in the FEMA Community Status Book as Phenix City, city of, community 010184, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Phenix City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Russell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phenix City.
Is zoning published for Phenix City?
No. Nothing on this page presents parcel level zoning.
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