HomeAlabamaRussell CountyPhenix City city
Phenix City city, Alabama: commercial real estate data.
Phenix City city is a Census city of 38,499 people across 28.06 square miles of land, lying across Russell County and Lee County. Median household income is $50,053, 52.4 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $20.1 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Phenix City
What Phenix City is
- Census place typecity
- Land area28.06 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,372
- County holding the largest share of its areaRussell County, 85.7 percent
- Counties this place lies inRussell County 85.7 percent, Lee County 14.3 percent
Phenix City city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
How many people live in Phenix City
- Population38,499
- Median age35.6
- Population under 189,833
- Share under 1825.5 percent
- Population 65 and over4,957
- Share 65 and over12.9 percent
- Households15,783
- Family households9,233
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
Income and work in Phenix City
- Median household income$50,053
- Per capita income$29,513
- Civilian labor force17,026
- Employed16,114
- Unemployed912 plus or minus 290
- Unemployment rate5.4 percent plus or minus 1.7
- Adults 25 and over25,531
- Adults 25 and over with a high school diploma or higher89.8 percent
- Adults 25 and over with a bachelor degree or higher23.2 percent
- Adults 25 and over with a graduate degree7.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
Housing in Phenix City
- Housing units18,232
- Occupied units15,783
- Vacant units2,449
- Vacancy rate13.4 percent
- Owner occupied8,268
- Renter occupied7,515
- Ownership rate52.4 percent
- Median owner-occupied home value$170,300
- Median gross rent, monthly$967
- Annual rent as a share of median income23.2 percent
- Single family units12,323
- Share single family67.6 percent
- Units in buildings of two or more5,692
- Share in buildings of two or more31.2 percent
- Mobile homes217 plus or minus 143
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
How Phenix City gets to work
- Workers 16 and over who commute14,781
- Commuting under 15 minutes4,018
- Share commuting under 15 minutes27.2 percent
- Commuting 30 minutes or more3,674
- Share commuting 30 minutes or more24.9 percent
- Drove alone76.9 percent
- Carpooled9.4 percent plus or minus 2.4
- Public transport0.8 percent plus or minus 0.7
- Walked0.6 percent plus or minus 0.4
- Worked from home10.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix City
SBA loans in Phenix City (7(a))
- Approvals22
- Gross approval$20,120,800
- Average approval$914,582
- Median approval$609,600
- Ninetieth percentile approval$2,270,000
- Largest approval$3,793,800
- Jobs supported265
- Jobs per approval12.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term122 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises31.8 percent
- Distinct lenders18
- Distinct industries by NAICS17
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phenix City
SBA loans in Phenix City (504)
- Approvals4
- Gross approval$3,448,000
- Average approval$862,000
- Median approval$1,073,000
- Largest approval$1,133,000
- Jobs supported77
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Russell County, not Phenix City
Russell County context, not Phenix City figures
These are Russell County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Phenix City measurements.
- Establishments in Russell County850
- Employment at those establishments, Russell County11,055
- Covered employment, Russell County14,057
- Average annual pay, Russell County$47,497
- Average weekly wage, Russell County$913
- Housing units permitted, Russell County183
- Of those, single family, Russell County171
- County product, 2024, Russell County$2,312,570,000
- County product change over the prior year, Russell County7.6 percent
- Average income of an arriving household, Russell County$41,983
Every figure in this section is published for Russell County as a whole and is not a measurement of Phenix City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Phenix City questions, answered from the record.
How many people live in Phenix City, Alabama?
38,499, in 15,783 households. Phenix City city covers 28.06 square miles of land, which is 1,372 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phenix City in?
Phenix City lies in more than one. By area it is 85.7 percent in Russell County, 14.3 percent in Lee County. This page sits under Russell County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Phenix City?
$50,053. The median owner-occupied home is valued at $170,300. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phenix City businesses?
22 7(a) approvals totalling $20.1 m, across 18 lenders, median approval $609,600, plus 4 504 approvals worth $3.4 m. These count approvals to borrowers whose address is in Phenix City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phenix City borrowers get paid back?
No rate is published for Phenix City. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Phenix City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Russell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phenix City.
Is zoning published for Phenix City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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