HomeAlabamaShelby CountyPelham
Pelham, Alabama: commercial real estate data.
Pelham is a Census city of 24,827 people across 38.78 square miles of land, in Shelby County. Median household income is $101,094, 83.9 percent of occupied homes are owned, and the SBA record carries 54 7(a) approvals to borrowers here worth $29.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pelham
What Pelham is
- Census place typecity
- Land area38.78 sq mi
- Water area0.49 sq mi
- Population per square mile of land640
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pelham
How many people live in Pelham
- Population24,827
- Median age40.0
- Population under 186,013
- Share under 1824.2 percent
- Population 65 and over4,533
- Share 65 and over18.3 percent
- Households9,498
- Family households6,810
- Share of households that are families71.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pelham
Income and work in Pelham
- Median household income$101,094
- Per capita income$45,743
- Civilian labor force13,859
- Employed13,582
- Unemployed277 plus or minus 152
- Unemployment rate2.0 percent plus or minus 1.1
- Adults 25 and over17,242
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher47.2 percent
- Adults 25 and over with a graduate degree17.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pelham
Housing in Pelham
- Housing units9,690
- Occupied units9,498
- Vacant units192 plus or minus 157
- Vacancy rate2.0 percent plus or minus 1.6
- Owner occupied7,968
- Renter occupied1,530 plus or minus 328
- Ownership rate83.9 percent
- Median owner-occupied home value$299,800
- Median gross rent, monthly$1,577
- Annual rent as a share of median income18.7 percent
- Single family units8,781
- Share single family90.6 percent
- Units in buildings of two or more552 plus or minus 181
- Share in buildings of two or more5.7 percent plus or minus 1.9
- Mobile homes357 plus or minus 165
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pelham
How Pelham gets to work
- Workers 16 and over who commute10,862
- Commuting under 15 minutes1,974 plus or minus 403
- Share commuting under 15 minutes18.2 percent
- Commuting 30 minutes or more5,635
- Share commuting 30 minutes or more51.9 percent
- Drove alone74.9 percent
- Carpooled5.6 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home18.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pelham
SBA loans in Pelham (7(a))
- Approvals54
- Gross approval$29,837,800
- Average approval$552,552
- Median approval$249,650
- Ninetieth percentile approval$1,458,100
- Largest approval$2,936,400
- Jobs supported538
- Jobs per approval10.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.0 percent
- Share to franchises11.1 percent
- Distinct lenders33
- Distinct industries by NAICS37
Counted by borrower city: approvals to borrowers whose address is in Pelham, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pelham
SBA loans in Pelham (504)
- Approvals26
- Gross approval$12,708,000
- Average approval$488,769
- Median approval$373,500
- Largest approval$1,219,000
- Jobs supported248
- Loans with a final outcome11
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Pelham, in any county, FY2010 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pelham
Flood risk in Pelham
- NFIP communityCity of Pelham
- NFIP community number010193
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/23/26
The City of Pelham participates in the National Flood Insurance Program as community 010193 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Shelby County, not Pelham
Shelby County context, not Pelham figures
- Establishments in Shelby County5,610
- Covered employment, Shelby County85,169
- Average annual pay, Shelby County$66,772
- Housing units permitted, Shelby County990
Every figure in this section is published for Shelby County as a whole and is not a measurement of Pelham.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pelham questions, answered from the record.
How many people live in Pelham, Alabama?
24,827, in 9,498 households. Pelham city covers 38.78 square miles of land, which is 640 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pelham in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pelham?
$101,094. The median owner-occupied home is valued at $299,800. Median gross rent is $1,577 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pelham businesses?
54 7(a) approvals totaling $29.8 m since FY2020, across 33 lenders, median approval $249,650, plus 26 504 approvals worth $12.7 m since FY2010. These count approvals to borrowers whose address is in Pelham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pelham borrowers get paid back?
No rate is published for Pelham. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pelham in the National Flood Insurance Program?
Yes. Pelham appears in the FEMA Community Status Book as Pelham, city of, community 010193, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pelham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pelham.
Is zoning published for Pelham?
No. Nothing on this page presents parcel level zoning.