HomeAlabamaTuscaloosa CountyCottondale CDP
Cottondale CDP, Alabama: commercial real estate data.
Cottondale CDP is a Census CDP of 2,632 people across 3.44 square miles of land, in Tuscaloosa County. Median household income is $44,877, 82.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $173,000.
66 sourced place values · tier FULL · 7 sections
Cottondale
What Cottondale is
- Census place typeCDP
- Land area3.44 sq mi
- Water area0.02 sq mi
- Population per square mile of land764 plus or minus 216
- County holding the largest share of its areaTuscaloosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottondale
How many people live in Cottondale
- Population2,632 plus or minus 745
- Median age45.1
- Population under 18350 plus or minus 156
- Share under 1813.3 percent plus or minus 4.6
- Population 65 and over424 plus or minus 148
- Share 65 and over16.1 percent plus or minus 3.3
- Households1,255 plus or minus 357
- Family households861 plus or minus 304
- Share of households that are families68.6 percent plus or minus 14.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottondale
Income and work in Cottondale
- Median household income$44,877 plus or minus $23,864
- Per capita income$31,117 plus or minus $7,361
- Civilian labor force1,270 plus or minus 418
- Employed1,233 plus or minus 408
- Unemployed37 plus or minus 53
- Unemployment rate2.9 percent plus or minus 4.1
- Adults 25 and over2,067 plus or minus 508
- Adults 25 and over with a high school diploma or higher85.7 percent plus or minus 29.1
- Adults 25 and over with a bachelor degree or higher14.9 percent plus or minus 6.9
- Adults 25 and over with a graduate degree3.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottondale
Housing in Cottondale
- Housing units1,559 plus or minus 336
- Occupied units1,255 plus or minus 357
- Vacant units304 plus or minus 126
- Vacancy rate19.5 percent plus or minus 6.9
- Owner occupied1,029 plus or minus 326
- Renter occupied226 plus or minus 134
- Ownership rate82.0 percent
- Median owner-occupied home value$139,200 plus or minus $50,595
- Median gross rent, monthly$935 plus or minus $300
- Annual rent as a share of median income25.0 percent plus or minus 15.5
- Single family units925 plus or minus 196
- Share single family59.3 percent plus or minus 18.0
- Units in buildings of two or more358 plus or minus 287
- Share in buildings of two or more23.0 percent plus or minus 17.8
- Mobile homes276 plus or minus 139
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottondale
How Cottondale gets to work
- Workers 16 and over who commute1,174 plus or minus 407
- Commuting under 15 minutes386 plus or minus 194
- Share commuting under 15 minutes32.9 percent plus or minus 12.0
- Commuting 30 minutes or more291 plus or minus 228
- Share commuting 30 minutes or more24.8 percent plus or minus 17.5
- Drove alone92.3 percent
- Carpooled2.9 percent plus or minus 2.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.8 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottondale
SBA 7(a) lending to Cottondale borrowers
- Approvals3
- Gross approval$173,000
- Average approval$57,667
- Median approval$25,000
- Ninetieth percentile approval$123,000
- Largest approval$123,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome3
- Paid in full0
- Charged off3
- Median term54 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tuscaloosa County, not Cottondale
Tuscaloosa County context, not Cottondale figures
These are Tuscaloosa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cottondale measurements.
- Establishments in Tuscaloosa County4,189
- Employment at those establishments, Tuscaloosa County84,004
- Covered employment, Tuscaloosa County99,288
- Average annual pay, Tuscaloosa County$59,535
- Average weekly wage, Tuscaloosa County$1,145
- Housing units permitted, Tuscaloosa County631
- Of those, single family, Tuscaloosa County510
- County product, 2024, Tuscaloosa County$14,447,493,000
- County product change over the prior year, Tuscaloosa County3.7 percent
- Average income of an arriving household, Tuscaloosa County$57,258
Every figure in this section is published for Tuscaloosa County as a whole and is not a measurement of Cottondale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cottondale questions, answered from the record.
How many people live in Cottondale, Alabama?
2,632, in 1,255 households. Cottondale CDP covers 3.44 square miles of land, which is 764 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottondale in?
Tuscaloosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottondale?
$44,877. The median owner-occupied home is valued at $139,200. Median gross rent is $935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cottondale businesses?
3 7(a) approvals totalling $173,000, across 3 lenders, median approval $25,000. These count approvals to borrowers whose address is in Cottondale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottondale borrowers get paid back?
No rate is published for Cottondale. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cottondale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tuscaloosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottondale.
Is zoning published for Cottondale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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