HomeAlabamaWashington CountyChatom
Chatom, Alabama: commercial real estate data.
Chatom is a Census town of 834 people across 10.72 square miles of land, in Washington County. 75.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $241,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chatom
What Chatom is
- Census place typetown
- Land area10.72 sq mi
- Water area0 sq mi
- Population per square mile of land78 plus or minus 24
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatom
How many people live in Chatom
- Population834 plus or minus 254
- Median age52.3 plus or minus 12.5
- Population under 18168 plus or minus 109
- Share under 1820.1 percent plus or minus 11.5
- Population 65 and over284 plus or minus 105
- Share 65 and over34.1 percent plus or minus 7.2
- Households327 plus or minus 108
- Family households238 plus or minus 98
- Share of households that are families72.8 percent plus or minus 17.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatom
Income and work in Chatom
- Per capita income$39,232 plus or minus $14,308
- Civilian labor force319 plus or minus 122
- Employed309 plus or minus 119
- Unemployed10 plus or minus 18
- Unemployment rate3.1 percent plus or minus 5.5
- Adults 25 and over635 plus or minus 160
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher29.1 percent plus or minus 10.9
- Adults 25 and over with a graduate degree19.2 percent plus or minus 9.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatom
Housing in Chatom
- Housing units414 plus or minus 127
- Occupied units327 plus or minus 108
- Vacant units87 plus or minus 56
- Vacancy rate21.0 percent plus or minus 11.9
- Owner occupied246 plus or minus 97
- Renter occupied81 plus or minus 46
- Ownership rate75.2 percent plus or minus 16.2
- Median owner-occupied home value$174,100 plus or minus $52,035
- Median gross rent, monthly$382
- Single family units255 plus or minus 89
- Share single family61.6 percent
- Units in buildings of two or more69 plus or minus 45
- Share in buildings of two or more16.7 percent plus or minus 9.5
- Mobile homes90 plus or minus 82
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatom
How Chatom gets to work
- Workers 16 and over who commute232 plus or minus 103
- Commuting under 15 minutes112 plus or minus 63
- Share commuting under 15 minutes48.3 percent plus or minus 17.0
- Commuting 30 minutes or more93 plus or minus 56
- Share commuting 30 minutes or more40.1 percent plus or minus 16.4
- Drove alone63.8 percent plus or minus 18.5
- Carpooled11.3 percent plus or minus 10.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home24.9 percent plus or minus 23.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatom
SBA loans in Chatom (7(a))
- Approvals2
- Gross approval$241,000
- Average approval$120,500
- Median approval$120,500
- Largest approval$135,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Chatom, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chatom
Flood risk in Chatom
- NFIP communityTown of Chatom
- NFIP community number010376
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/12
The Town of Chatom participates in the National Flood Insurance Program as community 010376 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washington County, not Chatom
Washington County context, not Chatom figures
- Establishments in Washington County220
- Covered employment, Washington County5,197
- Average annual pay, Washington County$86,857
- Housing units permitted, Washington County2
Every figure in this section is published for Washington County as a whole and is not a measurement of Chatom.
All Washington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chatom questions, answered from the record.
How many people live in Chatom, Alabama?
834, in 327 households. Chatom town covers 10.72 square miles of land, which is 78 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chatom in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Chatom businesses?
2 7(a) approvals totaling $241,000 since FY2020, across 2 lenders, median approval $120,500. These count approvals to borrowers whose address is in Chatom, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chatom borrowers get paid back?
No rate is published for Chatom. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chatom in the National Flood Insurance Program?
Yes. Chatom appears in the FEMA Community Status Book as Chatom, town of, community 010376, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chatom figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chatom.
Is zoning published for Chatom?
No. Nothing on this page presents parcel level zoning.
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