HomeArkansasSharp CountyCave City
Cave City, Arkansas: commercial real estate data.
Cave City is a Census city of 2,090 people across 2.45 square miles of land, lying across Sharp County and Independence County. Median household income is $49,800, 56.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cave City
What Cave City is
- Census place typecity
- Land area2.45 sq mi
- Water area0 sq mi
- Population per square mile of land854
- County holding the largest share of its areaSharp County, 87.2 percent
- Counties this place lies inSharp County 87.2 percent, Independence County 12.8 percent
Cave City crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
How many people live in Cave City
- Population2,090
- Median age37.0
- Population under 18613 plus or minus 162
- Share under 1829.3 percent
- Population 65 and over411 plus or minus 94
- Share 65 and over19.7 percent
- Households772
- Family households548 plus or minus 116
- Share of households that are families71.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
Income and work in Cave City
- Median household income$49,800 plus or minus $12,238
- Per capita income$23,284
- Civilian labor force795 plus or minus 161
- Employed758 plus or minus 154
- Unemployed37 plus or minus 24
- Unemployment rate4.7 percent plus or minus 2.9
- Adults 25 and over1,304
- Adults 25 and over with a high school diploma or higher84.5 percent plus or minus 19.7
- Adults 25 and over with a bachelor degree or higher10.7 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
Housing in Cave City
- Housing units984
- Occupied units772
- Vacant units212 plus or minus 90
- Vacancy rate21.5 percent plus or minus 8.3
- Owner occupied433 plus or minus 121
- Renter occupied339 plus or minus 95
- Ownership rate56.1 percent plus or minus 11.9
- Median owner-occupied home value$120,700 plus or minus $24,700
- Median gross rent, monthly$716
- Annual rent as a share of median income17.3 percent plus or minus 5.2
- Single family units735 plus or minus 152
- Share single family74.7 percent
- Units in buildings of two or more117 plus or minus 56
- Share in buildings of two or more11.9 percent plus or minus 5.3
- Mobile homes132 plus or minus 67
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
How Cave City gets to work
- Workers 16 and over who commute743 plus or minus 156
- Commuting under 15 minutes239 plus or minus 89
- Share commuting under 15 minutes32.2 percent plus or minus 9.9
- Commuting 30 minutes or more165 plus or minus 76
- Share commuting 30 minutes or more22.2 percent plus or minus 9.1
- Drove alone84.6 percent
- Carpooled12.5 percent plus or minus 5.4
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.3
- Worked from home2.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
SBA loans in Cave City (7(a))
- Approvals3
- Gross approval$1,267,700
- Average approval$422,567
- Median approval$150,000
- Largest approval$1,087,700
- Jobs supported103
- Jobs per approval34.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Cave City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cave City
Flood risk in Cave City
- NFIP communityCity of Cave City
- NFIP community number050313
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/16/11
The City of Cave City participates in the National Flood Insurance Program as community 050313 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sharp County, not Cave City
Sharp County context, not Cave City figures
- Establishments in Sharp County342
- Covered employment, Sharp County3,954
- Average annual pay, Sharp County$38,491
- Housing units permitted, Sharp County26
Every figure in this section is published for Sharp County as a whole and is not a measurement of Cave City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cave City questions, answered from the record.
How many people live in Cave City, Arkansas?
2,090, in 772 households. Cave City city covers 2.45 square miles of land, which is 854 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cave City in?
Cave City lies in more than one. By area it is 87.2 percent in Sharp County, 12.8 percent in Independence County. This page sits under Sharp County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Cave City?
$49,800. The median owner-occupied home is valued at $120,700. Median gross rent is $716 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cave City businesses?
3 7(a) approvals totaling $1.3 m since FY2020, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Cave City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cave City borrowers get paid back?
No rate is published for Cave City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cave City in the National Flood Insurance Program?
Yes. Cave City appears in the FEMA Community Status Book as Cave City, city of, community 050313, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cave City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sharp County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cave City.
Is zoning published for Cave City?
No. Nothing on this page presents parcel level zoning.
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