HomeArkansasSharp CountyHardy city
Hardy city, Arkansas: commercial real estate data.
Hardy city is a Census city of 890 people across 5.18 square miles of land, lying across Sharp County and Fulton County. Median household income is $26,932, 70.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $357,500.
67 sourced place values · tier FULL · 7 sections
Hardy
What Hardy is
- Census place typecity
- Land area5.18 sq mi
- Water area0.26 sq mi
- Population per square mile of land172 plus or minus 60
- County holding the largest share of its areaSharp County, 91.5 percent
- Counties this place lies inSharp County 91.5 percent, Fulton County 8.5 percent
Hardy city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardy
How many people live in Hardy
- Population890 plus or minus 310
- Median age40.3 plus or minus 25.9
- Population under 18178 plus or minus 106
- Share under 1820.0 percent plus or minus 9.7
- Population 65 and over247 plus or minus 78
- Share 65 and over27.8 percent plus or minus 13.0
- Households433 plus or minus 108
- Family households215 plus or minus 71
- Share of households that are families49.7 percent plus or minus 10.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardy
Income and work in Hardy
- Median household income$26,932 plus or minus $12,683
- Per capita income$15,801
- Civilian labor force349 plus or minus 160
- Employed307 plus or minus 152
- Unemployed42 plus or minus 35
- Unemployment rate12.0 percent plus or minus 8.4
- Adults 25 and over618 plus or minus 161
- Adults 25 and over with a high school diploma or higher78.0 percent plus or minus 27.5
- Adults 25 and over with a bachelor degree or higher11.3 percent plus or minus 6.4
- Adults 25 and over with a graduate degree2.9 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardy
Housing in Hardy
- Housing units775
- Occupied units433 plus or minus 108
- Vacant units342 plus or minus 79
- Vacancy rate44.1 percent
- Owner occupied304 plus or minus 97
- Renter occupied129 plus or minus 51
- Ownership rate70.2 percent
- Median owner-occupied home value$58,600
- Median gross rent, monthly$444 plus or minus $117
- Annual rent as a share of median income19.8 percent plus or minus 10.7
- Single family units638
- Share single family82.3 percent
- Units in buildings of two or more81 plus or minus 44
- Share in buildings of two or more10.5 percent plus or minus 5.5
- Mobile homes56 plus or minus 40
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardy
How Hardy gets to work
- Workers 16 and over who commute285 plus or minus 152
- Commuting under 15 minutes117 plus or minus 84
- Share commuting under 15 minutes41.1 percent plus or minus 19.7
- Commuting 30 minutes or more131 plus or minus 81
- Share commuting 30 minutes or more46.0 percent plus or minus 14.5
- Drove alone83.1 percent plus or minus 60.9
- Carpooled10.8 percent plus or minus 16.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardy
SBA 7(a) lending to Hardy borrowers
- Approvals2
- Gross approval$357,500
- Average approval$178,750
- Median approval$323,500
- Ninetieth percentile approval$323,500
- Largest approval$323,500
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sharp County, not Hardy
Sharp County context, not Hardy figures
These are Sharp County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hardy measurements.
- Establishments in Sharp County342
- Employment at those establishments, Sharp County2,833
- Covered employment, Sharp County3,954
- Average annual pay, Sharp County$38,491
- Average weekly wage, Sharp County$740
- Housing units permitted, Sharp County26
- Of those, single family, Sharp County26
- County product, 2024, Sharp County$579,835,000
- County product change over the prior year, Sharp County15.3 percent
- Average income of an arriving household, Sharp County$43,524
Every figure in this section is published for Sharp County as a whole and is not a measurement of Hardy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hardy questions, answered from the record.
How many people live in Hardy, Arkansas?
890, in 433 households. Hardy city covers 5.18 square miles of land, which is 172 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hardy in?
Hardy lies in more than one. By area it is 91.5 percent in Sharp County, 8.5 percent in Fulton County. This page sits under Sharp County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Hardy?
$26,932. The median owner-occupied home is valued at $58,600. Median gross rent is $444 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hardy businesses?
2 7(a) approvals totalling $357,500, across 2 lenders, median approval $323,500. These count approvals to borrowers whose address is in Hardy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hardy borrowers get paid back?
No rate is published for Hardy. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Hardy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sharp County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hardy.
Is zoning published for Hardy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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