Stone County, Arkansas: commercial real estate data.
Stone County, Arkansas had an estimated 12,785 residents on July 1, 2024, up 3.5 percent since the 2020 census base of 12,352, across 606 square miles. County output reached $365.9 m in 2024, 244 establishments operate here, and the SBA record carries 14 7(a) approvals worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stone County
How many people live in Stone County
- Population, American Community Survey 2020-202412,568
- Households5,262
- Average household size2.39
- Median household income$40,943
- Median age49.2
- Median gross rent$626 per month
- Median owner-occupied home value$171,600
- Home value to household income4.2 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over9,273
- Population under 182,471
- Share under 1819.7 percent
- Population 65 and over3,547
- Share 65 and over28.2 percent
- Working age population, 18 to 646,550
- Civilian labor force4,248
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over42.1 percent
- Rank by population among Arkansas counties55th of 75
- Rank by population among US county-equivalents, Puerto Rico included2313th of 3,222
Stone County is the 55th largest of 75 Arkansas counties by population. A median home costs 4.2 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 28.2 percent against 19.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stone County
Is Stone County's population growing?
- Population, July 1, 202412,785
- Census 2020 base population12,352
- Population change since the 2020 census base3.51 percent
- Population change, 2023 to 2024108
- Births, 2024120
- Deaths, 2024198
- Natural change, 2024-78
- Net domestic migration, 2024189
- Net international migration, 2024-3
- Total net migration, 2024186
- Cumulative net domestic migration, 2021 to 2024835
- Rank by growth among US county-equivalents775th of 3,144
The county has grown 3.51 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stone County
Where are people moving to Stone County from?
- Tax returns filed by households arriving311
- People arriving, from those returns680
- Tax returns filed by households leaving272
- Net household movement39
- Adjusted gross income arriving$16.2 m
- Net adjusted gross income movement$4.1 m
- Average income of an arriving household$51,974
- Average income of a leaving household$44,371
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $7,603 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stone County
What is the Stone County economy?
- County GDP, 2024$365.9 m
- County GDP, 2023$332.4 m
- GDP change, 2023 to 202410.1 percent
- GDP change over five years49.0 percent
- Rank by GDP among the Arkansas areas BEA publishes62nd of 75
- Rank by GDP among the US county areas BEA publishes2600th of 3,127
- GDP per resident$29,115
Output grew 10.1 percent in the latest year and 49.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stone County
Employment by industry in Stone County
- Covered employment, annual average2,658
- Establishments reporting288
- Average annual pay$37,476
- Average weekly wage$721
- Retail trade, employment487
- Retail trade, average annual pay$34,706
- Manufacturing, employment211
- Manufacturing, average annual pay$41,739
- Finance and insurance, employment99
- Finance and insurance, average annual pay$62,116
- Wholesale trade, employment62
- Wholesale trade, average annual pay$41,269
- Real estate and rental and leasing, employment40
- Professional, scientific and technical services, employment33
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 487 | 39 | $34,706 |
| Manufacturing | 211 | 18 | $41,739 |
| Finance and insurance | 99 | 24 | $62,116 |
| Wholesale trade | 62 | 9 | $41,269 |
| Real estate and rental and leasing | 40 | 13 | $26,522 |
| Professional, scientific and technical services | 33 | 16 | $30,296 |
| Construction | 32 | 20 | $33,830 |
| Utilities | 22 | 4 | $88,504 |
Retail trade is the largest private sector at 487 jobs, 18.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stone County
How many businesses are in Stone County?
- Establishments, all industries244
- Employment at those establishments2,224
- Annual payroll$76.8 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Stone County
Building permits in Stone County
- Housing units authorized by permit, 20242
- Declared construction value permitted$378,000
- Single family units authorized2
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$189,000
- Units authorized per 1,000 households0.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Stone County
SBA loans in Stone County (7(a) and 504)
- 7(a) approvals recorded14
- 7(a) gross approval dollars$5.3 m
- Average 7(a) approval$381,750
- Median 7(a) approval$276,300
- Largest single approval$1,780,000
- Jobs reported supported, 7(a)131
- Jobs per approval9.4
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals9
- Median 7(a) term150 months
- Share of loans on real estate terms, 240 months or longer21.4 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter7
- Franchise loans3
- Franchise share of approvals21.4 percent
- Most active lenderFirst Service Bank (8)
- 504 approvals recorded3
- 504 gross approval dollars$2.0 m
- Average 504 approval$667,000
- Median 504 approval$462,000
- Distinct CDCs active3
- 504 jobs per approval7.0
- 504 jobs per million dollars approved10.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$7.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stone County
SBA loan default and charge-off rates in Stone County
Do SBA loans in Stone County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure11
- Status: Committed, not yet disbursed1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stone County
SBA lending by place in Stone County
- Borrower cities with recorded lending3
- Mountain View, approvals12
- Drasco, approvals1
- Marcella, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Mountain View | 12 | $4,865,800 |
| Drasco | 1 | $356,000 |
| Marcella | 1 | $122,700 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stone County
How large is Stone County?
- Land area606 sq mi
- Rank by land area among Arkansas counties54th of 75
- Width, east to west32.6 mi
- Height, north to south29.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land21
- Establishments per square mile0.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stone County
Flood risk in Stone County
- Participation of the county's own NFIP community Stone County, unincorporated areasNot participating, community 050465
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP1
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Stone County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Stone County (community 050465), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Stone County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Stone County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stone County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,568
- Households5,262
- Average household size2.39
- Median household income$40,943
- Median age49.2
Common questions
Stone County questions, answered from the record.
How many people live in Stone County, Arkansas?
The Census Bureau estimates 12,785 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,568, in 5,262 households, ranking 55th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stone County's population growing?
The population has grown 3.51 percent since the 2020 census base of 12,352, to 12,785 on July 1, 2024. In 2024 there were 120 births against 198 deaths, with net migration of 186. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stone County?
$40,943. The median owner-occupied home is valued at $171,600, which is 4.2 times income, and median gross rent is $626 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Stone County?
244 establishments, employing 2,224 people with an annual payroll of $76.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Stone County?
Retail trade is the largest private sector at 487 jobs, 18.3 percent of covered employment. Covered employment averages 2,658 jobs at an average annual pay of $37,476, or $721 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stone County?
14 7(a) approvals totaling $5.3 m since FY2020, across 7 lenders, with a median approval of $276,300, plus 3 504 approvals worth $2.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Stone County?
2 housing units were authorized by permit in 2024, with a declared construction value of $378,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stone County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Stone County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stone County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Stone County
Cities and places in Stone.
4 Census places lie wholly or partly in Stone County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mountain View | city | 2,913 | 12 | Wholly in this county |
| Fox | CDP | 381 | None recorded | Wholly in this county |
| Fifty-Six | city | 205 | None recorded | Wholly in this county |
| Pleasant Grove | CDP | 186 | None recorded | Wholly in this county |
A further 2 of the county's 14 SBA 7(a) approvals are to borrowers in cities that match no Census place in Stone County, the largest being Drasco (1), Marcella (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby