Cleburne County, Arkansas: commercial real estate data.
Cleburne County, Arkansas had an estimated 25,646 residents on July 1, 2024, up 3.7 percent since the 2020 census base of 24,720, across 554 square miles. County output reached $844.1 m in 2024, 601 establishments operate here, and the SBA record carries 20 7(a) approvals worth $8.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cleburne County
How many people live in Cleburne County
- Population, American Community Survey 2020-202425,226
- Households10,522
- Average household size2.40
- Median household income$55,798
- Median age49.5
- Median gross rent$859 per month
- Median owner-occupied home value$179,800
- Home value to household income3.2 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over18,816
- Population under 184,813
- Share under 1819.1 percent
- Population 65 and over6,910
- Share 65 and over27.4 percent
- Working age population, 18 to 6413,503
- Civilian labor force9,625
- Unemployment rate6.4 percent
- Labor force participation, adults 18 and over47.2 percent
- Rank by population among Arkansas counties25th of 75
- Rank by population among US county-equivalents, Puerto Rico included1648th of 3,222
Cleburne County is the 25th largest of 75 Arkansas counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 27.4 percent against 19.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cleburne County
Is Cleburne County's population growing?
- Population, July 1, 202425,646
- Census 2020 base population24,720
- Population change since the 2020 census base3.75 percent
- Population change, 2023 to 2024170
- Births, 2024232
- Deaths, 2024400
- Natural change, 2024-168
- Net domestic migration, 2024344
- Net international migration, 2024-3
- Total net migration, 2024341
- Cumulative net domestic migration, 2021 to 20241,793
- Rank by growth among US county-equivalents735th of 3,144
The county has grown 3.75 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cleburne County
Where are people moving to Cleburne County from?
- Tax returns filed by households arriving845
- People arriving, from those returns1,608
- Tax returns filed by households leaving617
- Net household movement228
- Adjusted gross income arriving$64.9 m
- Net adjusted gross income movement$32.4 m
- Average income of an arriving household$76,836
- Average income of a leaving household$52,648
- Largest single originFaulkner County (95 households)
- Largest single destinationWhite County (106 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Faulkner County | 95 | 203 | $4.8 m |
| White County | 91 | 174 | $3.8 m |
| Pulaski County | 59 | 88 | $4.5 m |
| Independence County | 36 | 84 | $2.1 m |
| Lonoke County | 32 | 57 | $2.5 m |
| Van Buren County | 27 | 47 | $1.3 m |
| Shelby County | 20 | 36 | $2.7 m |
Households arriving report $24,188 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Faulkner County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cleburne County
What is the Cleburne County economy?
- County GDP, 2024$844.1 m
- County GDP, 2023$807.0 m
- GDP change, 2023 to 20244.6 percent
- GDP change over five years31.2 percent
- Rank by GDP among the Arkansas areas BEA publishes38th of 75
- Rank by GDP among the US county areas BEA publishes1991st of 3,127
- GDP per resident$33,460
Output grew 4.6 percent in the latest year and 31.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cleburne County
Employment by industry in Cleburne County
- Covered employment, annual average6,524
- Establishments reporting643
- Average annual pay$41,874
- Average weekly wage$805
- Manufacturing, employment1,244
- Manufacturing, average annual pay$50,614
- Retail trade, employment1,143
- Retail trade, average annual pay$36,728
- Health care and social assistance, employment823
- Health care and social assistance, average annual pay$41,798
- Accommodation and food services, employment784
- Accommodation and food services, average annual pay$21,048
- Construction, employment298
- Administrative and support and waste management services, employment252
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,244 | 29 | $50,614 |
| Retail trade | 1,143 | 102 | $36,728 |
| Health care and social assistance | 823 | 63 | $41,798 |
| Accommodation and food services | 784 | 69 | $21,048 |
| Construction | 298 | 64 | $48,978 |
| Administrative and support and waste management services | 252 | 40 | $37,559 |
| Finance and insurance | 197 | 41 | $55,736 |
| Wholesale trade | 118 | 26 | $56,870 |
Manufacturing is the largest private sector at 1,244 jobs, 19.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cleburne County
How many businesses are in Cleburne County?
- Establishments, all industries601
- Employment at those establishments5,836
- Annual payroll$227.8 m
- Establishments per 1,000 residents23.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cleburne County
Building permits in Cleburne County
- Housing units authorized by permit, 20248
- Declared construction value permitted$3.5 m
- Single family units authorized8
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$441,015
- Units authorized per 1,000 households0.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Cleburne County
SBA loans in Cleburne County (7(a) and 504)
- 7(a) approvals recorded20
- 7(a) gross approval dollars$8.6 m
- Average 7(a) approval$427,530
- Median 7(a) approval$182,500
- 10th percentile approval$13,800
- 90th percentile approval$1,037,000
- Largest single approval$2,670,000
- Jobs reported supported, 7(a)103
- Jobs per approval5.2
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter14
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countChicken Egg Production (3)
- Most active lenderU.S. Bank, National Association (9)
The average approval of $427,530 sits well above the median of $182,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
SBA loan default and charge-off rates in Cleburne County
Do SBA loans in Cleburne County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure12
- Status: Cancelled2
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
SBA lending by place in Cleburne County
- Borrower cities with recorded lending6
- Heber Springs, approvals8
- Prim, approvals4
- Quitman, approvals4
- Ida, approvals2
- Tumbling Shoals, approvals1
- Higden, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Heber Springs | 8 | $2,416,600 |
| Prim | 4 | $1,869,000 |
| Quitman | 4 | $1,009,000 |
| Ida | 2 | $26,000 |
| Tumbling Shoals | 1 | $2,670,000 |
| Higden | 1 | $560,000 |
Heber Springs accounts for 8 approvals against 4 in Prim. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
How large is Cleburne County?
- Land area554 sq mi
- Rank by land area among Arkansas counties69th of 75
- Width, east to west26.1 mi
- Height, north to south24.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land46
- Establishments per square mile1.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cleburne County
Flood risk in Cleburne County
- Participation of the county's own NFIP community Cleburne County, unincorporated areasParticipating, community 050424
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP4
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Cleburne County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Cleburne County (community 050424), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cleburne County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cleburne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cleburne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,226
- Households10,522
- Average household size2.40
- Median household income$55,798
- Median age49.5
Common questions
Cleburne County questions, answered from the record.
How many people live in Cleburne County, Arkansas?
The Census Bureau estimates 25,646 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,226, in 10,522 households, ranking 25th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cleburne County's population growing?
The population has grown 3.75 percent since the 2020 census base of 24,720, to 25,646 on July 1, 2024. In 2024 there were 232 births against 400 deaths, with net migration of 341. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cleburne County?
$55,798. The median owner-occupied home is valued at $179,800, which is 3.2 times income, and median gross rent is $859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cleburne County?
601 establishments, employing 5,836 people with an annual payroll of $227.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cleburne County?
Manufacturing is the largest private sector at 1,244 jobs, 19.1 percent of covered employment. Covered employment averages 6,524 jobs at an average annual pay of $41,874, or $805 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cleburne County?
20 7(a) approvals totaling $8.6 m since FY2020, across 9 lenders, with a median approval of $182,500. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Cleburne County?
8 housing units were authorized by permit in 2024, with a declared construction value of $3.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cleburne County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cleburne County come from?
The largest single origin is Faulkner County, with 95 households. Arriving households report an average income of $76,836 against $52,648 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cleburne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cleburne County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cleburne County
Cities and places in Cleburne.
10 Census places lie wholly or partly in Cleburne County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Heber Springs | city | 7,161 | 8 | Wholly in this county |
| Fairfield Bay | city | 2,515 | None recorded | 16.6 percent here, 83.4 percent Van Buren County |
| Quitman | city | 805 | 4 | 90.0 percent here, 10.0 percent Faulkner County |
| Greers Ferry | city | 778 | None recorded | Wholly in this county |
| Tumbling Shoals | CDP | 689 | 1 | Wholly in this county |
| Drasco | CDP | 314 | None recorded | Wholly in this county |
| Higden | town | 182 | 1 | Wholly in this county |
| Wilburn | CDP | 173 | None recorded | Wholly in this county |
| Concord | town | 130 | None recorded | Wholly in this county |
| Edgemont | CDP | 24 | None recorded | Wholly in this county |
A further 6 of the county's 20 SBA 7(a) approvals are to borrowers in cities that match no Census place in Cleburne County, the largest being Prim (4), Ida (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
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