McRae, Arkansas: commercial real estate data.
McRae is a Census city of 623 people across 0.67 square miles of land, in White County. Median household income is $35,132, 60.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $4.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McRae
What McRae is
- Census place typecity
- Land area0.67 sq mi
- Water area0 sq mi
- Population per square mile of land926 plus or minus 273
- County holding the largest share of its areaWhite County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McRae
How many people live in McRae
- Population623 plus or minus 184
- Median age42.5
- Population under 18158 plus or minus 60
- Share under 1825.4 percent plus or minus 5.9
- Population 65 and over76 plus or minus 30
- Share 65 and over12.2 percent plus or minus 3.3
- Households286 plus or minus 80
- Family households169 plus or minus 55
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McRae
Income and work in McRae
- Median household income$35,132 plus or minus $14,930
- Per capita income$22,462
- Civilian labor force308 plus or minus 105
- Employed304 plus or minus 105
- Unemployed4 plus or minus 6
- Unemployment rate1.3 percent plus or minus 1.9
- Adults 25 and over429 plus or minus 109
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher8.2 percent plus or minus 5.8
- Adults 25 and over with a graduate degree0.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McRae
Housing in McRae
- Housing units305 plus or minus 83
- Occupied units286 plus or minus 80
- Vacant units19 plus or minus 16
- Vacancy rate6.2 percent plus or minus 5.0
- Owner occupied174 plus or minus 66
- Renter occupied112 plus or minus 45
- Ownership rate60.8 percent plus or minus 15.6
- Median owner-occupied home value$99,400 plus or minus $37,286
- Median gross rent, monthly$668
- Annual rent as a share of median income22.8 percent plus or minus 9.9
- Single family units161 plus or minus 74
- Share single family52.8 percent plus or minus 19.6
- Units in buildings of two or more67 plus or minus 41
- Share in buildings of two or more22.0 percent plus or minus 12.0
- Mobile homes77 plus or minus 32
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McRae
How McRae gets to work
- Workers 16 and over who commute288 plus or minus 100
- Commuting under 15 minutes69 plus or minus 54
- Share commuting under 15 minutes24.0 percent plus or minus 16.8
- Commuting 30 minutes or more115 plus or minus 52
- Share commuting 30 minutes or more39.9 percent plus or minus 11.4
- Drove alone90.1 percent
- Carpooled8.2 percent plus or minus 8.8
- Public transport0.0 percent
- Walked0.3 percent plus or minus 1.0
- Worked from home1.4 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McRae
SBA loans in McRae (7(a))
- Approvals1
- Gross approval$4,824,000
- Average approval$4,824,000
- Median approval$4,824,000
- Largest approval$4,824,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in McRae, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McRae
Flood risk in McRae
- NFIP communityCity of McRae
- NFIP community number050228
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/02/12(M)
The City of McRae participates in the National Flood Insurance Program as community 050228 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
White County, not McRae
White County context, not McRae figures
- Establishments in White County1,637
- Covered employment, White County26,169
- Average annual pay, White County$46,050
- Housing units permitted, White County205
Every figure in this section is published for White County as a whole and is not a measurement of McRae.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
McRae questions, answered from the record.
How many people live in McRae, Arkansas?
623, in 286 households. McRae city covers 0.67 square miles of land, which is 926 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McRae in?
White County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McRae?
$35,132. The median owner-occupied home is valued at $99,400. Median gross rent is $668 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McRae businesses?
1 7(a) approvals totaling $4.8 m since FY2020, across 1 lenders, median approval $4,824,000. These count approvals to borrowers whose address is in McRae, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McRae borrowers get paid back?
No rate is published for McRae. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is McRae in the National Flood Insurance Program?
Yes. McRae appears in the FEMA Community Status Book as McRae, city of, community 050228, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page McRae figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for White County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McRae.
Is zoning published for McRae?
No. Nothing on this page presents parcel level zoning.
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