HomeArkansasWhite CountySearcy
Searcy, Arkansas: commercial real estate data.
Searcy is a Census city of 23,340 people across 18.32 square miles of land, in White County. Median household income is $52,170, 53.6 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $10.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Searcy
What Searcy is
- Census place typecity
- Land area18.32 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,274
- County holding the largest share of its areaWhite County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Searcy
How many people live in Searcy
- Population23,340
- Median age32.4
- Population under 184,862
- Share under 1820.8 percent
- Population 65 and over3,936
- Share 65 and over16.9 percent
- Households8,776
- Family households5,660
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Searcy
Income and work in Searcy
- Median household income$52,170
- Per capita income$28,824
- Civilian labor force10,235
- Employed9,606
- Unemployed629 plus or minus 209
- Unemployment rate6.1 percent plus or minus 2.0
- Adults 25 and over13,676
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree15.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Searcy
Housing in Searcy
- Housing units10,016
- Occupied units8,776
- Vacant units1,240 plus or minus 364
- Vacancy rate12.4 percent plus or minus 3.6
- Owner occupied4,705
- Renter occupied4,071
- Ownership rate53.6 percent
- Median owner-occupied home value$188,500
- Median gross rent, monthly$905
- Annual rent as a share of median income20.8 percent
- Single family units6,808
- Share single family68.0 percent
- Units in buildings of two or more2,986
- Share in buildings of two or more29.8 percent
- Mobile homes205 plus or minus 139
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Searcy
How Searcy gets to work
- Workers 16 and over who commute8,912
- Commuting under 15 minutes6,009
- Share commuting under 15 minutes67.4 percent
- Commuting 30 minutes or more1,472 plus or minus 311
- Share commuting 30 minutes or more16.5 percent plus or minus 3.3
- Drove alone81.2 percent
- Carpooled8.0 percent plus or minus 2.1
- Public transport0.3 percent plus or minus 0.2
- Walked4.1 percent plus or minus 1.5
- Worked from home5.6 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Searcy
SBA loans in Searcy (7(a))
- Approvals19
- Gross approval$10,295,000
- Average approval$541,842
- Median approval$150,000
- Largest approval$3,170,300
- Jobs supported174
- Jobs per approval9.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more26.3 percent
- Share to franchises15.8 percent
- Distinct lenders13
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Searcy, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Searcy
SBA loans in Searcy (504)
- Approvals3
- Gross approval$3,583,000
- Average approval$1,194,333
- Median approval$846,000
- Largest approval$2,040,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Searcy, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Searcy
Flood risk in Searcy
- NFIP communityCity of Searcy
- NFIP community number050229
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/02/12
The City of Searcy participates in the National Flood Insurance Program as community 050229 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
White County, not Searcy
White County context, not Searcy figures
- Establishments in White County1,637
- Covered employment, White County26,169
- Average annual pay, White County$46,050
- Housing units permitted, White County205
Every figure in this section is published for White County as a whole and is not a measurement of Searcy.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Searcy questions, answered from the record.
How many people live in Searcy, Arkansas?
23,340, in 8,776 households. Searcy city covers 18.32 square miles of land, which is 1,274 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Searcy in?
White County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Searcy?
$52,170. The median owner-occupied home is valued at $188,500. Median gross rent is $905 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Searcy businesses?
19 7(a) approvals totaling $10.3 m since FY2020, across 13 lenders, median approval $150,000, plus 3 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Searcy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Searcy borrowers get paid back?
No rate is published for Searcy. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Searcy in the National Flood Insurance Program?
Yes. Searcy appears in the FEMA Community Status Book as Searcy, city of, community 050229, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Searcy figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for White County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Searcy.
Is zoning published for Searcy?
No. Nothing on this page presents parcel level zoning.
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