HomeCaliforniaAlameda CountyBerkeley city
Berkeley city, California: commercial real estate data.
Berkeley city is a Census city of 120,257 people across 10.43 square miles of land, in Alameda County. Median household income is $108,092, 44.2 percent of occupied homes are owned, and the SBA record carries 147 7(a) approvals to borrowers here worth $93.2 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Berkeley
What Berkeley is
- Census place typecity
- Land area10.43 sq mi
- Water area7.23 sq mi
- Population per square mile of land11,528
- County holding the largest share of its areaAlameda County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berkeley
How many people live in Berkeley
- Population120,257
- Median age33.2
- Population under 1815,238
- Share under 1812.7 percent
- Population 65 and over20,100
- Share 65 and over16.7 percent
- Households47,135
- Family households20,892
- Share of households that are families44.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berkeley
Income and work in Berkeley
- Median household income$108,092
- Per capita income$69,534
- Civilian labor force64,277
- Employed60,691
- Unemployed3,586
- Unemployment rate5.6 percent
- Adults 25 and over75,847
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher74.9 percent
- Adults 25 and over with a graduate degree42.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berkeley
Housing in Berkeley
- Housing units53,145
- Occupied units47,135
- Vacant units6,010
- Vacancy rate11.3 percent
- Owner occupied20,829
- Renter occupied26,306
- Ownership rate44.2 percent
- Median owner-occupied home value$1,413,900
- Median gross rent, monthly$2,133
- Annual rent as a share of median income23.7 percent
- Single family units23,309
- Share single family43.9 percent
- Units in buildings of two or more29,702
- Share in buildings of two or more55.9 percent
- Mobile homes104 plus or minus 81
- Median year structure built1944
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berkeley
How Berkeley gets to work
- Workers 16 and over who commute37,076
- Commuting under 15 minutes9,338
- Share commuting under 15 minutes25.2 percent
- Commuting 30 minutes or more14,802
- Share commuting 30 minutes or more39.9 percent
- Drove alone27.2 percent
- Carpooled3.3 percent
- Public transport12.4 percent
- Walked13.6 percent
- Worked from home37.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berkeley
SBA loans in Berkeley (7(a))
- Approvals147
- Gross approval$93,164,900
- Average approval$633,775
- Median approval$350,000
- Ninetieth percentile approval$1,500,000
- Largest approval$4,930,000
- Jobs supported1,183
- Jobs per approval8.0
- Loans with a final outcome16
- Paid in full12
- Charged off4
- Charge-off rate over resolved loans25.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more23.8 percent
- Share to franchises7.5 percent
- Distinct lenders49
- Distinct industries by NAICS85
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Berkeley
SBA loans in Berkeley (504)
- Approvals95
- Gross approval$89,294,000
- Average approval$939,937
- Median approval$708,000
- Largest approval$5,500,000
- Jobs supported778
- Loans with a final outcome33
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs9
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Berkeley
Flood risk in Berkeley
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060004
- Currently effective map date12/21/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Alameda County, not Berkeley
Alameda County context, not Berkeley figures
These are Alameda County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Berkeley measurements.
- Establishments in Alameda County42,318
- Employment at those establishments, Alameda County749,124
- Covered employment, Alameda County790,358
- Average annual pay, Alameda County$98,026
- Average weekly wage, Alameda County$1,885
- Housing units permitted, Alameda County1,743
- Of those, single family, Alameda County826
- County product, 2024, Alameda County$182,539,223,000
- County product change over the prior year, Alameda County3.9 percent
- Average income of an arriving household, Alameda County$142,638
Every figure in this section is published for Alameda County as a whole and is not a measurement of Berkeley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Berkeley questions, answered from the record.
How many people live in Berkeley, California?
120,257, in 47,135 households. Berkeley city covers 10.43 square miles of land, which is 11,528 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Berkeley in?
Alameda County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Berkeley?
$108,092. The median owner-occupied home is valued at $1,413,900. Median gross rent is $2,133 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Berkeley businesses?
147 7(a) approvals totalling $93.2 m, across 49 lenders, median approval $350,000, plus 95 504 approvals worth $89.3 m. These count approvals to borrowers whose address is in Berkeley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Berkeley borrowers get paid back?
Of the 16 loans that have reached a final outcome, 12 were paid in full and 4 charged off, a charge off rate of 25.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Berkeley in the National Flood Insurance Program?
Yes. Berkeley appears in the FEMA Community Status Book as community 060004, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Berkeley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alameda County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Berkeley.
Is zoning published for Berkeley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.