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Riverside County, California: commercial real estate data.

Riverside County, California had an estimated 2,529,933 residents on July 1, 2024, up 4.5 percent since the 2020 census base of 2,419,967, across 7,206 square miles. County output reached $134.76 bn in 2024, 46,244 establishments operate here, and the SBA record carries 2,713 7(a) approvals worth $1.56 bn since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Riverside County

How many people live in Riverside County

  • Population, American Community Survey 2020-20242,478,600
  • Households775,335
  • Average household size3.20
  • Median household income$93,074
  • Median age37.0
  • Median gross rent$1,901 per month
  • Median owner-occupied home value$557,300
  • Home value to household income6.0 times
  • Annual rent as a share of median income24.5 percent
  • Adults 25 and over with a bachelor degree or higher25.6 percent
  • Adults 25 and over with a graduate degree9.2 percent
  • Adults 25 and over1,649,835
  • Population under 18597,369
  • Share under 1824.1 percent
  • Population 65 and over382,888
  • Share 65 and over15.4 percent
  • Working age population, 18 to 641,498,343
  • Civilian labor force1,191,323
  • Unemployment rate6.5 percent
  • Labor force participation, adults 18 and over63.3 percent
  • Rank by population among California counties4th of 58
  • Rank by population among US county-equivalents, Puerto Rico included10th of 3,222

Riverside County is the 4th largest of 58 California counties by population. A median home costs 6.0 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 15.4 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Riverside County

Is Riverside County's population growing?

  • Population, July 1, 20242,529,933
  • Census 2020 base population2,419,967
  • Population change since the 2020 census base4.54 percent
  • Population change, 2023 to 202426,384
  • Births, 202427,265
  • Deaths, 202419,464
  • Natural change, 20247,801
  • Net domestic migration, 20247,509
  • Net international migration, 202411,037
  • Total net migration, 202418,546
  • Cumulative net domestic migration, 2021 to 202454,921
  • Rank by growth among US county-equivalents607th of 3,144

The county has grown 4.54 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Riverside County

Where are people moving to Riverside County from?

  • Tax returns filed by households arriving60,407
  • People arriving, from those returns113,590
  • Tax returns filed by households leaving57,357
  • Net household movement3,050
  • Adjusted gross income arriving$4.87 bn
  • Net adjusted gross income movement$636.9 m
  • Average income of an arriving household$80,685
  • Average income of a leaving household$73,873
  • Largest single originLos Angeles County (13,038 households)
  • Largest single destinationSan Bernardino County (10,126 households)
Largest origins of households moving into Riverside County
OriginHouseholdsPeopleAdjusted gross income
Los Angeles County13,03824,863$1.07 bn
San Bernardino County11,76922,524$746.9 m
Orange County9,45218,604$789.7 m
San Diego County7,49614,864$593.6 m
Maricopa County8001,391$44.7 m
Clark County7771,379$35.2 m
Imperial County446846$16.6 m
Ventura County438785$40.0 m

Households arriving report $6,812 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Los Angeles County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Riverside County

What is the Riverside County economy?

  • County GDP, 2024$134.76 bn
  • County GDP, 2023$127.00 bn
  • GDP change, 2023 to 20246.1 percent
  • GDP change over five years39.9 percent
  • Rank by GDP among the California areas BEA publishes10th of 58
  • Rank by GDP among the US county areas BEA publishes41st of 3,127
  • GDP per resident$54,368

Output grew 6.1 percent in the latest year and 39.9 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Riverside County

Employment by industry in Riverside County

  • Covered employment, annual average840,433
  • Establishments reporting86,446
  • Average annual pay$59,734
  • Average weekly wage$1,149
  • Health care and social assistance, employment132,092
  • Health care and social assistance, average annual pay$53,956
  • Retail trade, employment94,170
  • Retail trade, average annual pay$44,156
  • Accommodation and food services, employment90,357
  • Accommodation and food services, average annual pay$32,150
  • Construction, employment74,216
  • Construction, average annual pay$73,089
  • Transportation and warehousing, employment73,962
  • Administrative and support and waste management services, employment50,769
Private sector employment and pay by industry, Riverside County
SectorEmploymentEstablishmentsAverage annual pay
Health care and social assistance132,09243,350$53,956
Retail trade94,1705,504$44,156
Accommodation and food services90,3574,600$32,150
Construction74,2166,191$73,089
Transportation and warehousing73,9622,296$62,875
Administrative and support and waste management services50,7693,024$45,983
Manufacturing44,3561,840$67,880
Wholesale trade26,7202,049$82,261

Health care and social assistance is the largest private sector at 132,092 jobs, 15.7 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Riverside County

How many businesses are in Riverside County?

  • Establishments, all industries46,244
  • Employment at those establishments687,526
  • Annual payroll$36.18 bn
  • Establishments per 1,000 residents18.7

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Riverside County

Building permits in Riverside County

  • Housing units authorized by permit, 20249,598
  • Declared construction value permitted$2.54 bn
  • Single family units authorized8,016
  • Multifamily units authorized1,582
  • Multifamily share of units16.5 percent
  • Average declared value per unit$264,381
  • Units authorized per 1,000 households12.4

Single-family homes are 83.5 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Riverside County

SBA loans in Riverside County (7(a) and 504)

  • 7(a) approvals recorded2,713
  • 7(a) gross approval dollars$1.56 bn
  • Average 7(a) approval$574,235
  • Median 7(a) approval$230,500
  • 10th percentile approval$25,000
  • 90th percentile approval$1,614,000
  • Largest single approval$5,000,000
  • Jobs reported supported, 7(a)28,154
  • Jobs per approval10.4
  • Distinct 7(a) lenders active162
  • Distinct industries receiving approvals447
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer20.2 percent
  • Loans on real estate terms548
  • Loans on working capital terms, 120 months or shorter2,081
  • Franchise loans301
  • Franchise share of approvals11.1 percent
  • Leading industry by approval countFull-Service Restaurants (144)
  • Most active lenderU.S. Bank, National Association (549)
  • 504 approvals recorded1,295
  • 504 gross approval dollars$1.32 bn
  • Average 504 approval$1,019,880
  • Median 504 approval$637,000
  • Distinct CDCs active16
  • 504 jobs per approval13.7
  • 504 jobs per million dollars approved13.5
  • Most active CDCCDC Small Business Finance Corp. (369)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.88 bn

The average approval of $574,235 sits well above the median of $230,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Riverside County

SBA loan default and charge-off rates in Riverside County

Do SBA loans in Riverside County get paid back?

  • Loans with a final outcome recorded564
  • Paid in full497
  • Charged off67
  • Charge-off rate on resolved loans11.9 percent
  • Status: Paid in full497
  • Status: Exempt from disclosure1,659
  • Status: Cancelled360
  • Status: Charged off67
  • Status: Committed, not yet disbursed130
SBA 7(a) charge-off rate by industry, Riverside County, industries with 30 or more resolved loans
NAICSIndustryResolved loansCharged offCharge off rate
722511Full-Service Restaurants33412.1%

Of the 564 loans that have reached a final outcome, 11.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least 30 resolved loans, Full-Service Restaurants carries the highest charge-off rate at 12.1 percent.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Riverside County

SBA lending by place in Riverside County

  • Borrower cities with recorded lending73
  • Riverside, approvals496
  • Corona, approvals262
  • Murrieta, approvals253
  • Temecula, approvals236
  • Palm Desert, approvals129
  • Moreno Valley, approvals120
SBA 7(a) approvals by borrower city, loans with a project in Riverside County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Riverside496$323,639,600
Corona262$156,526,100
Murrieta253$119,112,700
Temecula236$130,156,500
Palm Desert129$73,252,100
Moreno Valley120$64,668,000
Lake Elsinore106$57,186,400
Hemet104$61,989,600
65 other borrower cities1,007$571,368,900

Riverside accounts for 496 approvals against 262 in Corona. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Riverside County

How large is Riverside County?

  • Land area7,206 sq mi
  • Rank by land area among California counties4th of 58
  • Width, east to west186.3 mi
  • Height, north to south45.1 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land344
  • Establishments per square mile6.42

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Riverside County

Flood risk in Riverside County

  • Participation of the county's own NFIP community Riverside County, unincorporated areasParticipating, community 060245
  • Community Rating System class of the county's own communityClass 5
  • Communities in the county in the NFIP Community Status Book30
  • Of those, participating in the NFIP29
  • NFIP participation rate96.7 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
  • Communities carrying a CRS class5
  • Radon levels in Riverside County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Riverside County (community 060245), participates in the National Flood Insurance Program and carries Community Rating System class 5, a flood insurance premium discount for policies written there. The EPA places Riverside County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 5, which carries a flood insurance premium discount for policies written in that community. 96.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Riverside County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Riverside County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20242,478,600
  • Households775,335
  • Average household size3.20
  • Median household income$93,074
  • Median age37.0

How a feasibility study works →

Common questions

Riverside County questions, answered from the record.

How many people live in Riverside County, California?

The Census Bureau estimates 2,529,933 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,478,600, in 775,335 households, ranking 4th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Riverside County's population growing?

The population has grown 4.54 percent since the 2020 census base of 2,419,967, to 2,529,933 on July 1, 2024. In 2024 there were 27,265 births against 19,464 deaths, with net migration of 18,546. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Riverside County?

$93,074. The median owner-occupied home is valued at $557,300, which is 6.0 times income, and median gross rent is $1,901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Riverside County?

46,244 establishments, employing 687,526 people with an annual payroll of $36.18 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Riverside County?

Health care and social assistance is the largest private sector at 132,092 jobs, 15.7 percent of covered employment. Covered employment averages 840,433 jobs at an average annual pay of $59,734, or $1,149 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Riverside County?

2,713 7(a) approvals totaling $1.56 bn since FY2020, across 162 lenders, with a median approval of $230,500, plus 1,295 504 approvals worth $1.32 bn since FY2010. These are approvals recorded in the release, not loans disbursed.

Do SBA loans in Riverside County get paid back?

Of the 564 loans that have reached a final outcome, 497 were paid in full and 67 charged off, a charge-off rate of 11.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.

How many building permits were issued in Riverside County?

9,598 housing units were authorized by permit in 2024, with a declared construction value of $2.54 bn. Multifamily was 16.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Riverside County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Riverside County come from?

The largest single origin is Los Angeles County, with 13,038 households. Arriving households report an average income of $80,685 against $73,873 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Riverside County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Riverside County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Riverside County

Cities and places in Riverside.

75 Census places lie wholly or partly in Riverside County. All 75 carry enough published place level data for a page of their own and are linked.

Census places in Riverside County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Riverside County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Riversidecity319,069496Wholly in this county
Moreno Valleycity211,666120Wholly in this county
Coronacity159,670262Wholly in this county
Murrietacity112,064253Wholly in this county
Temeculacity111,167236Wholly in this county
Menifeecity110,30575Wholly in this county
Jurupa Valleycity107,01172Wholly in this county
Indiocity91,95053Wholly in this county
Hemetcity91,326104Wholly in this county
Perriscity80,511100Wholly in this county
Lake Elsinorecity72,461106Wholly in this county
Eastvalecity70,63348Wholly in this county
Beaumontcity56,26635Wholly in this county
San Jacintocity55,18036Wholly in this county
Cathedral Citycity52,26744Wholly in this county
Palm Desertcity51,990129Wholly in this county
French ValleyCDP45,269None recordedWholly in this county
Palm Springscity45,07091Wholly in this county
Coachellacity43,30722Wholly in this county
La Quintacity38,70744Wholly in this county
Wildomarcity37,27737Wholly in this county
Desert Hot Springscity33,20031Wholly in this county
Banningcity31,09325Wholly in this county
Temescal ValleyCDP30,069None recordedWholly in this county
Norcocity25,05474Wholly in this county
East HemetCDP20,257None recordedWholly in this county
Mead ValleyCDP19,286None recordedWholly in this county
Valle VistaCDP18,602None recordedWholly in this county
Rancho Miragecity17,56342Wholly in this county
Blythecity17,39617Wholly in this county
WoodcrestCDP17,368None recordedWholly in this county
El SobranteCDP13,129None recordedWholly in this county
Lakeland VillageCDP12,236None recordedWholly in this county
Canyon Lakecity11,11914Wholly in this county
Calimesacity10,90212Wholly in this county
Home GardensCDP10,506None recordedWholly in this county
Good HopeCDP8,816None recordedWholly in this county
HighgroveCDP8,366None recordedWholly in this county
Bermuda DunesCDP7,9711Wholly in this county
Thousand PalmsCDP7,72011Wholly in this county
HomelandCDP7,5844Wholly in this county
GarnetCDP7,382None recordedWholly in this county
MeccaCDP7,1841Wholly in this county
NuevoCDP6,8039Wholly in this county
Cherry ValleyCDP6,6684Wholly in this county
Desert PalmsCDP6,579None recordedWholly in this county
Lake MathewsCDP6,527None recordedWholly in this county
El CerritoCDP5,325None recordedWholly in this county
Indian Wellscity4,8716Wholly in this county
WinchesterCDP4,55525Wholly in this county
OasisCDP4,051None recordedWholly in this county
Idyllwild-Pine CoveCDP3,957None recordedWholly in this county
SageCDP3,781None recordedWholly in this county
Desert EdgeCDP3,778None recordedWholly in this county
North ShoreCDP3,515None recordedWholly in this county
Green AcresCDP3,382None recordedWholly in this county
CoronitaCDP2,763None recordedWholly in this county
MeadowbrookCDP2,627None recordedWholly in this county
Vista Santa RosaCDP2,333None recordedWholly in this county
RomolandCDP2,2681Wholly in this county
Sky ValleyCDP2,255None recordedWholly in this county
LakeviewCDP2,062None recordedWholly in this county
AnzaCDP1,8989Wholly in this county
CabazonCDP1,8871Wholly in this county
ThermalCDP1,8005Wholly in this county
Warm SpringsCDP1,673None recordedWholly in this county
March ARBCDP1,273None recordedWholly in this county
Lake RiversideCDP1,262None recordedWholly in this county
WhitewaterCDP1,1811Wholly in this county
Indio HillsCDP1,117None recordedWholly in this county
Mesa VerdeCDP1,016None recordedWholly in this county
AguangaCDP9611Wholly in this county
RipleyCDP476None recordedWholly in this county
Desert CenterCDP1441Wholly in this county
Mountain CenterCDP45None recordedWholly in this county

A further 55 of the county's 2,713 SBA 7(a) approvals are to borrowers in cities that match no Census place in Riverside County, the largest being Mira Loma (8), Idyllwild (7), Colton (5). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.