HomeCaliforniaRiverside CountyThermal CDP
Thermal CDP, California: commercial real estate data.
Thermal CDP is a Census CDP of 1,800 people across 9.39 square miles of land, in Riverside County. 56.6 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $6.6 m.
74 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Thermal
What Thermal is
- Census place typeCDP
- Land area9.39 sq mi
- Water area0 sq mi
- Population per square mile of land192 plus or minus 51
- County holding the largest share of its areaRiverside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thermal
How many people live in Thermal
- Population1,800 plus or minus 476
- Median age34.3 plus or minus 8.3
- Population under 18407 plus or minus 139
- Share under 1822.6 percent plus or minus 4.9
- Population 65 and over352 plus or minus 287
- Share 65 and over19.6 percent plus or minus 15.1
- Households735 plus or minus 329
- Family households377 plus or minus 117
- Share of households that are families51.3 percent plus or minus 27.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thermal
Income and work in Thermal
- Per capita income$17,364
- Civilian labor force881 plus or minus 299
- Employed843 plus or minus 280
- Unemployed38 plus or minus 63
- Unemployment rate4.3 percent plus or minus 7.0
- Adults 25 and over1,184 plus or minus 369
- Adults 25 and over with a high school diploma or higher38.2 percent
- Adults 25 and over with a bachelor degree or higher8.7 percent plus or minus 5.7
- Adults 25 and over with a graduate degree3.0 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thermal
Housing in Thermal
- Housing units886 plus or minus 312
- Occupied units735 plus or minus 329
- Vacant units151 plus or minus 104
- Vacancy rate17.0 percent plus or minus 10.1
- Owner occupied416 plus or minus 325
- Renter occupied319 plus or minus 126
- Ownership rate56.6 percent plus or minus 36.2
- Median owner-occupied home value$187,000 plus or minus $60,933
- Median gross rent, monthly$986 plus or minus $210
- Single family units427 plus or minus 292
- Share single family48.2 percent plus or minus 28.2
- Units in buildings of two or more100 plus or minus 84
- Share in buildings of two or more11.3 percent plus or minus 8.7
- Mobile homes359 plus or minus 120
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thermal
How Thermal gets to work
- Workers 16 and over who commute803 plus or minus 274
- Commuting under 15 minutes209 plus or minus 108
- Share commuting under 15 minutes26.0 percent plus or minus 10.1
- Commuting 30 minutes or more308 plus or minus 134
- Share commuting 30 minutes or more38.4 percent plus or minus 10.3
- Drove alone65.2 percent
- Carpooled21.6 percent plus or minus 11.7
- Public transport0.0 percent
- Walked4.7 percent plus or minus 6.9
- Worked from home3.0 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thermal
SBA loans in Thermal (7(a))
- Approvals8
- Gross approval$6,625,500
- Average approval$828,188
- Median approval$50,000
- Ninetieth percentile approval$3,088,000
- Largest approval$3,088,000
- Jobs supported141
- Jobs per approval17.6
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises25.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thermal
SBA loans in Thermal (504)
- Approvals2
- Gross approval$4,890,000
- Average approval$2,445,000
- Median approval$4,744,000
- Largest approval$4,744,000
- Jobs supported51
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Riverside County, not Thermal
Riverside County context, not Thermal figures
These are Riverside County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Thermal measurements.
- Establishments in Riverside County46,244
- Employment at those establishments, Riverside County687,526
- Covered employment, Riverside County840,433
- Average annual pay, Riverside County$59,734
- Average weekly wage, Riverside County$1,149
- Housing units permitted, Riverside County9,598
- Of those, single family, Riverside County8,016
- County product, 2024, Riverside County$134,756,586,000
- County product change over the prior year, Riverside County6.1 percent
- Average income of an arriving household, Riverside County$80,685
Every figure in this section is published for Riverside County as a whole and is not a measurement of Thermal. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Thermal questions, answered from the record.
How many people live in Thermal, California?
1,800, in 735 households. Thermal CDP covers 9.39 square miles of land, which is 192 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thermal in?
Riverside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Thermal businesses?
8 7(a) approvals totalling $6.6 m, across 3 lenders, median approval $50,000, plus 2 504 approvals worth $4.9 m. These count approvals to borrowers whose address is in Thermal, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thermal borrowers get paid back?
No rate is published for Thermal. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Thermal figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Riverside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thermal.
Is zoning published for Thermal?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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