HomeCaliforniaRiverside CountyLake Elsinore
Lake Elsinore, California: commercial real estate data.
Lake Elsinore is a Census city of 72,461 people across 38.27 square miles of land, in Riverside County. Median household income is $101,888, 70.9 percent of occupied homes are owned, and the SBA record carries 106 7(a) approvals to borrowers here worth $57.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lake Elsinore
What Lake Elsinore is
- Census place typecity
- Land area38.27 sq mi
- Water area5.27 sq mi
- Population per square mile of land1,893
- County holding the largest share of its areaRiverside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
How many people live in Lake Elsinore
- Population72,461
- Median age33.7
- Population under 1819,807
- Share under 1827.3 percent
- Population 65 and over7,200
- Share 65 and over9.9 percent
- Households20,499
- Family households17,045
- Share of households that are families83.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
Income and work in Lake Elsinore
- Median household income$101,888
- Per capita income$35,809
- Civilian labor force36,243
- Employed33,973
- Unemployed2,270
- Unemployment rate6.3 percent
- Adults 25 and over45,667
- Adults 25 and over with a high school diploma or higher83.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree7.9 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
Housing in Lake Elsinore
- Housing units21,428
- Occupied units20,499
- Vacant units929 plus or minus 319
- Vacancy rate4.3 percent plus or minus 1.5
- Owner occupied14,532
- Renter occupied5,967
- Ownership rate70.9 percent
- Median owner-occupied home value$566,000
- Median gross rent, monthly$2,078
- Annual rent as a share of median income24.5 percent
- Single family units17,818
- Share single family83.2 percent
- Units in buildings of two or more2,959
- Share in buildings of two or more13.8 percent
- Mobile homes584 plus or minus 168
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
How Lake Elsinore gets to work
- Workers 16 and over who commute28,759
- Commuting under 15 minutes3,587
- Share commuting under 15 minutes12.5 percent
- Commuting 30 minutes or more18,320
- Share commuting 30 minutes or more63.7 percent
- Drove alone69.8 percent
- Carpooled13.4 percent
- Public transport0.2 percent plus or minus 0.2
- Walked1.3 percent plus or minus 0.7
- Worked from home13.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
SBA loans in Lake Elsinore (7(a))
- Approvals106
- Gross approval$57,186,400
- Average approval$539,494
- Median approval$156,500
- Ninetieth percentile approval$1,312,500
- Largest approval$5,000,000
- Jobs supported709
- Jobs per approval6.7
- Loans with a final outcome20
- Paid in full15
- Charged off5
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises5.7 percent
- Distinct lenders43
- Distinct industries by NAICS68
Counted by borrower city: approvals to borrowers whose address is in Lake Elsinore, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Elsinore
SBA loans in Lake Elsinore (504)
- Approvals48
- Gross approval$40,276,000
- Average approval$839,083
- Median approval$577,500
- Largest approval$3,170,000
- Jobs supported466
- Loans with a final outcome10
- Charged off0
- Median term300 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Lake Elsinore, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake Elsinore
Flood risk in Lake Elsinore
- NFIP communityCity of Lake Elsinore
- NFIP community number060636
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date04/19/17
The City of Lake Elsinore participates in the National Flood Insurance Program as community 060636 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Riverside County, not Lake Elsinore
Riverside County context, not Lake Elsinore figures
- Establishments in Riverside County46,244
- Covered employment, Riverside County840,433
- Average annual pay, Riverside County$59,734
- Housing units permitted, Riverside County9,598
Every figure in this section is published for Riverside County as a whole and is not a measurement of Lake Elsinore.
All Riverside County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lake Elsinore questions, answered from the record.
How many people live in Lake Elsinore, California?
72,461, in 20,499 households. Lake Elsinore city covers 38.27 square miles of land, which is 1,893 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Elsinore in?
Riverside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lake Elsinore?
$101,888. The median owner-occupied home is valued at $566,000. Median gross rent is $2,078 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Elsinore businesses?
106 7(a) approvals totaling $57.2 m since FY2020, across 43 lenders, median approval $156,500, plus 48 504 approvals worth $40.3 m since FY2010. These count approvals to borrowers whose address is in Lake Elsinore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Elsinore borrowers get paid back?
No rate is published for Lake Elsinore. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lake Elsinore in the National Flood Insurance Program?
Yes. Lake Elsinore appears in the FEMA Community Status Book as Lake Elsinore, city of, community 060636, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Elsinore figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Riverside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Elsinore.
Is zoning published for Lake Elsinore?
No. Nothing on this page presents parcel level zoning.
Nearby