HomeCaliforniaRiverside CountyLake Elsinore city
Lake Elsinore city, California: commercial real estate data.
Lake Elsinore city is a Census city of 72,461 people across 38.27 square miles of land, in Riverside County. Median household income is $101,888, 70.9 percent of occupied homes are owned, and the SBA record carries 106 7(a) approvals to borrowers here worth $57.2 m.
83 sourced place values · tier FULL · 9 sections
Lake Elsinore
What Lake Elsinore is
- Census place typecity
- Land area38.27 sq mi
- Water area5.27 sq mi
- Population per square mile of land1,893
- County holding the largest share of its areaRiverside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
How many people live in Lake Elsinore
- Population72,461
- Median age33.7
- Population under 1819,807
- Share under 1827.3 percent
- Population 65 and over7,200
- Share 65 and over9.9 percent
- Households20,499
- Family households17,045
- Share of households that are families83.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
Income and work in Lake Elsinore
- Median household income$101,888
- Per capita income$35,809
- Civilian labor force36,243
- Employed33,973
- Unemployed2,270
- Unemployment rate6.3 percent
- Adults 25 and over45,667
- Adults 25 and over with a high school diploma or higher83.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree7.9 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
Housing in Lake Elsinore
- Housing units21,428
- Occupied units20,499
- Vacant units929 plus or minus 319
- Vacancy rate4.3 percent plus or minus 1.5
- Owner occupied14,532
- Renter occupied5,967
- Ownership rate70.9 percent
- Median owner-occupied home value$566,000
- Median gross rent, monthly$2,078
- Annual rent as a share of median income24.5 percent
- Single family units17,818
- Share single family83.2 percent
- Units in buildings of two or more2,959
- Share in buildings of two or more13.8 percent
- Mobile homes584 plus or minus 168
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
How Lake Elsinore gets to work
- Workers 16 and over who commute28,759
- Commuting under 15 minutes3,587
- Share commuting under 15 minutes12.5 percent
- Commuting 30 minutes or more18,320
- Share commuting 30 minutes or more63.7 percent
- Drove alone69.8 percent
- Carpooled13.4 percent
- Public transport0.2 percent plus or minus 0.2
- Walked1.3 percent plus or minus 0.7
- Worked from home13.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Elsinore
SBA 7(a) lending to Lake Elsinore borrowers
- Approvals106
- Gross approval$57,186,400
- Average approval$539,494
- Median approval$163,000
- Ninetieth percentile approval$1,430,000
- Largest approval$5,000,000
- Jobs supported709
- Jobs per approval6.7
- Loans with a final outcome20
- Paid in full15
- Charged off5
- Charge-off rate over resolved loans25.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises5.7 percent
- Distinct lenders43
- Distinct industries by NAICS68
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Elsinore
SBA 504 lending to Lake Elsinore borrowers
- Approvals48
- Gross approval$40,276,000
- Average approval$839,083
- Median approval$579,000
- Largest approval$3,170,000
- Jobs supported466
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs8
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake Elsinore
Flood programme status in Lake Elsinore
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number060636
- Currently effective map date04/19/17
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Riverside County, not Lake Elsinore
Riverside County context, not Lake Elsinore figures
These are Riverside County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lake Elsinore measurements.
- Establishments in Riverside County46,244
- Employment at those establishments, Riverside County687,526
- Covered employment, Riverside County840,433
- Average annual pay, Riverside County$59,734
- Average weekly wage, Riverside County$1,149
- Housing units permitted, Riverside County9,598
- Of those, single family, Riverside County8,016
- County product, 2024, Riverside County$134,756,586,000
- County product change over the prior year, Riverside County6.1 percent
- Average income of an arriving household, Riverside County$80,685
Every figure in this section is published for Riverside County as a whole and is not a measurement of Lake Elsinore. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lake Elsinore questions, answered from the record.
How many people live in Lake Elsinore, California?
72,461, in 20,499 households. Lake Elsinore city covers 38.27 square miles of land, which is 1,893 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Elsinore in?
Riverside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lake Elsinore?
$101,888. The median owner-occupied home is valued at $566,000. Median gross rent is $2,078 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Elsinore businesses?
106 7(a) approvals totalling $57.2 m, across 43 lenders, median approval $163,000, plus 48 504 approvals worth $40.3 m. These count approvals to borrowers whose address is in Lake Elsinore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Elsinore borrowers get paid back?
Of the 20 loans that have reached a final outcome, 15 were paid in full and 5 charged off, a charge off rate of 25.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lake Elsinore in the National Flood Insurance Program?
Yes. Lake Elsinore appears in the FEMA Community Status Book as community 060636, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Elsinore figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Riverside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Elsinore.
Is zoning published for Lake Elsinore?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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