HomeCaliforniaRiverside CountyPalm Springs city
Palm Springs city, California: commercial real estate data.
Palm Springs city is a Census city of 45,070 people across 94.54 square miles of land, in Riverside County. Median household income is $73,119, 65.9 percent of occupied homes are owned, and the SBA record carries 91 7(a) approvals to borrowers here worth $69.4 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Palm Springs
What Palm Springs is
- Census place typecity
- Land area94.54 sq mi
- Water area0.14 sq mi
- Population per square mile of land477
- County holding the largest share of its areaRiverside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Springs
How many people live in Palm Springs
- Population45,070
- Median age58.5
- Population under 183,538
- Share under 187.9 percent
- Population 65 and over15,917
- Share 65 and over35.3 percent
- Households24,567
- Family households10,380
- Share of households that are families42.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Springs
Income and work in Palm Springs
- Median household income$73,119
- Per capita income$67,909
- Civilian labor force21,354
- Employed19,707
- Unemployed1,647
- Unemployment rate7.7 percent
- Adults 25 and over39,242
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher44.5 percent
- Adults 25 and over with a graduate degree19.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Springs
Housing in Palm Springs
- Housing units36,813
- Occupied units24,567
- Vacant units12,246
- Vacancy rate33.3 percent
- Owner occupied16,184
- Renter occupied8,383
- Ownership rate65.9 percent
- Median owner-occupied home value$604,000
- Median gross rent, monthly$1,562
- Annual rent as a share of median income25.6 percent
- Single family units20,250
- Share single family55.0 percent
- Units in buildings of two or more14,238
- Share in buildings of two or more38.7 percent
- Mobile homes2,289
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Springs
How Palm Springs gets to work
- Workers 16 and over who commute14,295
- Commuting under 15 minutes6,154
- Share commuting under 15 minutes43.1 percent
- Commuting 30 minutes or more3,380
- Share commuting 30 minutes or more23.6 percent
- Drove alone61.7 percent
- Carpooled6.5 percent plus or minus 1.4
- Public transport1.4 percent plus or minus 0.4
- Walked2.3 percent plus or minus 0.6
- Worked from home26.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Springs
SBA loans in Palm Springs (7(a))
- Approvals91
- Gross approval$69,392,200
- Average approval$762,552
- Median approval$250,000
- Ninetieth percentile approval$1,921,000
- Largest approval$5,000,000
- Jobs supported1,136
- Jobs per approval12.5
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Charge-off rate over resolved loans9.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more20.9 percent
- Share to franchises11.0 percent
- Distinct lenders42
- Distinct industries by NAICS56
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Palm Springs
SBA loans in Palm Springs (504)
- Approvals44
- Gross approval$49,963,000
- Average approval$1,135,523
- Median approval$925,000
- Largest approval$4,996,000
- Jobs supported655
- Loans with a final outcome13
- Charged off1
- Charge-off rate over resolved loans7.7 percent
- Median term240 months
- Distinct CDCs12
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Palm Springs
Flood risk in Palm Springs
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number060257
- Currently effective map date04/19/17
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Riverside County, not Palm Springs
Riverside County context, not Palm Springs figures
These are Riverside County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Palm Springs measurements.
- Establishments in Riverside County46,244
- Employment at those establishments, Riverside County687,526
- Covered employment, Riverside County840,433
- Average annual pay, Riverside County$59,734
- Average weekly wage, Riverside County$1,149
- Housing units permitted, Riverside County9,598
- Of those, single family, Riverside County8,016
- County product, 2024, Riverside County$134,756,586,000
- County product change over the prior year, Riverside County6.1 percent
- Average income of an arriving household, Riverside County$80,685
Every figure in this section is published for Riverside County as a whole and is not a measurement of Palm Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Palm Springs questions, answered from the record.
How many people live in Palm Springs, California?
45,070, in 24,567 households. Palm Springs city covers 94.54 square miles of land, which is 477 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Palm Springs in?
Riverside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Palm Springs?
$73,119. The median owner-occupied home is valued at $604,000. Median gross rent is $1,562 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Palm Springs businesses?
91 7(a) approvals totalling $69.4 m, across 42 lenders, median approval $250,000, plus 44 504 approvals worth $50.0 m. These count approvals to borrowers whose address is in Palm Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Palm Springs borrowers get paid back?
Of the 11 loans that have reached a final outcome, 10 were paid in full and 1 charged off, a charge off rate of 9.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Palm Springs in the National Flood Insurance Program?
Yes. Palm Springs appears in the FEMA Community Status Book as community 060257, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Palm Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Riverside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Palm Springs.
Is zoning published for Palm Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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