HomeCaliforniaAmador CountySutter Creek
Sutter Creek, California: commercial real estate data.
Sutter Creek is a Census city of 2,702 people across 2.70 square miles of land, in Amador County. Median household income is $88,478, 55.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $10.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sutter Creek
What Sutter Creek is
- Census place typecity
- Land area2.7 sq mi
- Water area0 sq mi
- Population per square mile of land1,002
- County holding the largest share of its areaAmador County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sutter Creek
How many people live in Sutter Creek
- Population2,702
- Median age46.9 plus or minus 10.4
- Population under 18453 plus or minus 158
- Share under 1816.8 percent plus or minus 5.8
- Population 65 and over755 plus or minus 235
- Share 65 and over27.9 percent plus or minus 8.7
- Households1,218
- Family households644 plus or minus 140
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sutter Creek
Income and work in Sutter Creek
- Median household income$88,478 plus or minus $18,862
- Per capita income$62,565 plus or minus $14,327
- Civilian labor force1,432
- Employed1,297 plus or minus 298
- Unemployed135 plus or minus 99
- Unemployment rate9.4 percent plus or minus 6.7
- Adults 25 and over2,106
- Adults 25 and over with a high school diploma or higher99.3 percent
- Adults 25 and over with a bachelor degree or higher33.2 percent plus or minus 10.1
- Adults 25 and over with a graduate degree13.4 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sutter Creek
Housing in Sutter Creek
- Housing units1,412
- Occupied units1,218
- Vacant units194 plus or minus 136
- Vacancy rate13.7 percent plus or minus 9.4
- Owner occupied673 plus or minus 208
- Renter occupied545 plus or minus 187
- Ownership rate55.3 percent plus or minus 15.4
- Median owner-occupied home value$543,800
- Median gross rent, monthly$1,572
- Annual rent as a share of median income21.3 percent plus or minus 6.0
- Single family units1,100
- Share single family77.9 percent
- Units in buildings of two or more281 plus or minus 147
- Share in buildings of two or more19.9 percent plus or minus 10.0
- Mobile homes31 plus or minus 36
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sutter Creek
How Sutter Creek gets to work
- Workers 16 and over who commute1,159 plus or minus 322
- Commuting under 15 minutes698 plus or minus 238
- Share commuting under 15 minutes60.2 percent
- Commuting 30 minutes or more249 plus or minus 138
- Share commuting 30 minutes or more21.5 percent plus or minus 10.4
- Drove alone76.1 percent plus or minus 26.3
- Carpooled6.8 percent plus or minus 7.6
- Public transport1.6 percent plus or minus 2.7
- Walked7.5 percent plus or minus 8.4
- Worked from home7.9 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sutter Creek
SBA loans in Sutter Creek (7(a))
- Approvals5
- Gross approval$10,442,300
- Average approval$2,088,460
- Median approval$1,499,000
- Largest approval$4,130,000
- Jobs supported64
- Jobs per approval12.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises40.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Sutter Creek, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sutter Creek
SBA loans in Sutter Creek (504)
- Approvals3
- Gross approval$924,000
- Average approval$308,000
- Median approval$237,000
- Largest approval$569,000
- Jobs supported43
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Sutter Creek, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sutter Creek
Flood risk in Sutter Creek
- NFIP communityCity of Sutter Creek
- NFIP community number060458
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/20/10
The City of Sutter Creek participates in the National Flood Insurance Program as community 060458 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Amador County, not Sutter Creek
Amador County context, not Sutter Creek figures
- Establishments in Amador County868
- Covered employment, Amador County12,492
- Average annual pay, Amador County$58,581
- Housing units permitted, Amador County57
Every figure in this section is published for Amador County as a whole and is not a measurement of Sutter Creek.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sutter Creek questions, answered from the record.
How many people live in Sutter Creek, California?
2,702, in 1,218 households. Sutter Creek city covers 2.70 square miles of land, which is 1,002 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sutter Creek in?
Amador County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sutter Creek?
$88,478. The median owner-occupied home is valued at $543,800. Median gross rent is $1,572 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sutter Creek businesses?
5 7(a) approvals totaling $10.4 m since FY2020, across 4 lenders, median approval $1,499,000, plus 3 504 approvals worth $924,000 since FY2010. These count approvals to borrowers whose address is in Sutter Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sutter Creek borrowers get paid back?
No rate is published for Sutter Creek. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sutter Creek in the National Flood Insurance Program?
Yes. Sutter Creek appears in the FEMA Community Status Book as Sutter Creek, city of, community 060458, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sutter Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Amador County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sutter Creek.
Is zoning published for Sutter Creek?
No. Nothing on this page presents parcel level zoning.