HomeCaliforniaButte CountyChico
Chico, California: commercial real estate data.
Chico is a Census city of 102,188 people across 34.37 square miles of land, in Butte County. Median household income is $66,977, 43.4 percent of occupied homes are owned, and the SBA record carries 103 7(a) approvals to borrowers here worth $59.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chico
What Chico is
- Census place typecity
- Land area34.37 sq mi
- Water area0.15 sq mi
- Population per square mile of land2,973
- County holding the largest share of its areaButte County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
How many people live in Chico
- Population102,188
- Median age31.1
- Population under 1818,839
- Share under 1818.4 percent
- Population 65 and over14,532
- Share 65 and over14.2 percent
- Households42,943
- Family households20,895
- Share of households that are families48.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
Income and work in Chico
- Median household income$66,977
- Per capita income$38,830
- Civilian labor force56,640
- Employed52,812
- Unemployed3,828
- Unemployment rate6.8 percent
- Adults 25 and over61,173
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher42.2 percent
- Adults 25 and over with a graduate degree15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
Housing in Chico
- Housing units46,625
- Occupied units42,943
- Vacant units3,682
- Vacancy rate7.9 percent
- Owner occupied18,639
- Renter occupied24,304
- Ownership rate43.4 percent
- Median owner-occupied home value$468,100
- Median gross rent, monthly$1,488
- Annual rent as a share of median income26.7 percent
- Single family units25,351
- Share single family54.4 percent
- Units in buildings of two or more19,246
- Share in buildings of two or more41.3 percent
- Mobile homes1,963
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
How Chico gets to work
- Workers 16 and over who commute44,447
- Commuting under 15 minutes24,715
- Share commuting under 15 minutes55.6 percent
- Commuting 30 minutes or more7,646
- Share commuting 30 minutes or more17.2 percent
- Drove alone68.6 percent
- Carpooled9.9 percent
- Public transport0.9 percent plus or minus 0.3
- Walked3.7 percent
- Worked from home13.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
SBA loans in Chico (7(a))
- Approvals103
- Gross approval$59,686,200
- Average approval$579,478
- Median approval$307,300
- Ninetieth percentile approval$1,312,000
- Largest approval$4,920,000
- Jobs supported1,321
- Jobs per approval12.8
- Loans with a final outcome16
- Paid in full15
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more27.2 percent
- Share to franchises11.7 percent
- Distinct lenders36
- Distinct industries by NAICS74
Counted by borrower city: approvals to borrowers whose address is in Chico, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chico
SBA loans in Chico (504)
- Approvals125
- Gross approval$93,312,000
- Average approval$746,496
- Median approval$442,000
- Largest approval$5,499,000
- Jobs supported1,438
- Loans with a final outcome36
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs10
Counted by borrower city: approvals to borrowers whose address is in Chico, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chico
Flood risk in Chico
- NFIP communityCity of Chico
- NFIP community number060746
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/11
The City of Chico participates in the National Flood Insurance Program as community 060746 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Butte County, not Chico
Butte County context, not Chico figures
- Establishments in Butte County4,677
- Covered employment, Butte County78,999
- Average annual pay, Butte County$57,521
- Housing units permitted, Butte County946
Every figure in this section is published for Butte County as a whole and is not a measurement of Chico.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chico questions, answered from the record.
How many people live in Chico, California?
102,188, in 42,943 households. Chico city covers 34.37 square miles of land, which is 2,973 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chico in?
Butte County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chico?
$66,977. The median owner-occupied home is valued at $468,100. Median gross rent is $1,488 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chico businesses?
103 7(a) approvals totaling $59.7 m since FY2020, across 36 lenders, median approval $307,300, plus 125 504 approvals worth $93.3 m since FY2010. These count approvals to borrowers whose address is in Chico, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chico borrowers get paid back?
No rate is published for Chico. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chico in the National Flood Insurance Program?
Yes. Chico appears in the FEMA Community Status Book as Chico, city of, community 060746, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chico figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Butte County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chico.
Is zoning published for Chico?
No. Nothing on this page presents parcel level zoning.