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HomeCaliforniaCalaveras CountyMurphys CDP

Murphys CDP, California: commercial real estate data.

Murphys CDP is a Census CDP of 1,951 people across 5.42 square miles of land, in Calaveras County. Median household income is $73,571, 71.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.4 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Murphys

What Murphys is

  • Census place typeCDP
  • Land area5.42 sq mi
  • Water area0 sq mi
  • Population per square mile of land360 plus or minus 79
  • County holding the largest share of its areaCalaveras County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Murphys

How many people live in Murphys

  • Population1,951 plus or minus 429
  • Median age64.6
  • Population under 18144 plus or minus 75
  • Share under 187.4 percent plus or minus 3.5
  • Population 65 and over954 plus or minus 217
  • Share 65 and over48.9 percent
  • Households1,008
  • Family households569 plus or minus 160
  • Share of households that are families56.4 percent plus or minus 13.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Murphys

Income and work in Murphys

  • Median household income$73,571 plus or minus $25,479
  • Per capita income$52,317 plus or minus $13,127
  • Civilian labor force792 plus or minus 250
  • Employed775 plus or minus 247
  • Unemployed17 plus or minus 29
  • Unemployment rate2.1 percent plus or minus 3.6
  • Adults 25 and over1,742 plus or minus 356
  • Adults 25 and over with a high school diploma or higher92.0 percent plus or minus 25.5
  • Adults 25 and over with a bachelor degree or higher33.9 percent plus or minus 7.2
  • Adults 25 and over with a graduate degree11.0 percent plus or minus 4.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Murphys

Housing in Murphys

  • Housing units1,330
  • Occupied units1,008
  • Vacant units322 plus or minus 120
  • Vacancy rate24.2 percent plus or minus 8.3
  • Owner occupied721 plus or minus 158
  • Renter occupied287 plus or minus 95
  • Ownership rate71.5 percent
  • Median owner-occupied home value$525,700 plus or minus $116,454
  • Median gross rent, monthly$1,523 plus or minus $543
  • Annual rent as a share of median income24.8 percent plus or minus 12.3
  • Single family units963
  • Share single family72.4 percent
  • Units in buildings of two or more78 plus or minus 59
  • Share in buildings of two or more5.9 percent plus or minus 4.3
  • Mobile homes289 plus or minus 119
  • Median year structure built1978

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Murphys

How Murphys gets to work

  • Workers 16 and over who commute663 plus or minus 222
  • Commuting under 15 minutes337 plus or minus 152
  • Share commuting under 15 minutes50.8 percent plus or minus 15.3
  • Commuting 30 minutes or more103 plus or minus 58
  • Share commuting 30 minutes or more15.5 percent plus or minus 7.0
  • Drove alone69.5 percent
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home14.5 percent plus or minus 8.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Murphys

SBA loans in Murphys (7(a))

  • Approvals3
  • Gross approval$2,377,300
  • Average approval$792,433
  • Median approval$367,300
  • Ninetieth percentile approval$1,660,000
  • Largest approval$1,660,000
  • Jobs supported27
  • Jobs per approval9.0
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more66.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS3

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Murphys

SBA loans in Murphys (504)

  • Approvals1
  • Gross approval$2,253,000
  • Average approval$2,253,000
  • Median approval$2,253,000
  • Largest approval$2,253,000
  • Jobs supported4
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Calaveras County, not Murphys

Calaveras County context, not Murphys figures

These are Calaveras County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Murphys measurements.

  • Establishments in Calaveras County986
  • Employment at those establishments, Calaveras County7,149
  • Covered employment, Calaveras County10,263
  • Average annual pay, Calaveras County$57,838
  • Average weekly wage, Calaveras County$1,112
  • Housing units permitted, Calaveras County72
  • Of those, single family, Calaveras County72
  • County product, 2024, Calaveras County$2,074,294,000
  • County product change over the prior year, Calaveras County7.8 percent
  • Average income of an arriving household, Calaveras County$93,950

Every figure in this section is published for Calaveras County as a whole and is not a measurement of Murphys. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Murphys questions, answered from the record.

How many people live in Murphys, California?

1,951, in 1,008 households. Murphys CDP covers 5.42 square miles of land, which is 360 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Murphys in?

Calaveras County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Murphys?

$73,571. The median owner-occupied home is valued at $525,700. Median gross rent is $1,523 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Murphys businesses?

3 7(a) approvals totalling $2.4 m, across 3 lenders, median approval $367,300, plus 1 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Murphys, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Murphys borrowers get paid back?

No rate is published for Murphys. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Murphys figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calaveras County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Murphys.

Is zoning published for Murphys?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.