HomeCaliforniaMono CountyMammoth Lakes
Mammoth Lakes, California: commercial real estate data.
Mammoth Lakes is a Census town of 7,214 people across 24.87 square miles of land, in Mono County. Median household income is $98,056, 55.6 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $16.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mammoth Lakes
What Mammoth Lakes is
- Census place typetown
- Land area24.87 sq mi
- Water area0.44 sq mi
- Population per square mile of land290
- County holding the largest share of its areaMono County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
How many people live in Mammoth Lakes
- Population7,214
- Median age41.3
- Population under 181,170 plus or minus 356
- Share under 1816.2 percent plus or minus 4.9
- Population 65 and over1,093 plus or minus 307
- Share 65 and over15.2 percent plus or minus 4.3
- Households3,318
- Family households1,842
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
Income and work in Mammoth Lakes
- Median household income$98,056 plus or minus $24,278
- Per capita income$61,855
- Civilian labor force4,897
- Employed4,735
- Unemployed162 plus or minus 195
- Unemployment rate3.3 percent plus or minus 4.0
- Adults 25 and over5,844
- Adults 25 and over with a high school diploma or higher88.2 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent plus or minus 7.2
- Adults 25 and over with a graduate degree9.7 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
Housing in Mammoth Lakes
- Housing units9,649
- Occupied units3,318
- Vacant units6,331
- Vacancy rate65.6 percent
- Owner occupied1,845
- Renter occupied1,473 plus or minus 297
- Ownership rate55.6 percent
- Median owner-occupied home value$866,700 plus or minus $203,376
- Median gross rent, monthly$1,645
- Annual rent as a share of median income20.1 percent plus or minus 5.6
- Single family units4,022
- Share single family41.7 percent
- Units in buildings of two or more5,408
- Share in buildings of two or more56.0 percent
- Mobile homes219 plus or minus 141
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
How Mammoth Lakes gets to work
- Workers 16 and over who commute4,039
- Commuting under 15 minutes2,766 plus or minus 587
- Share commuting under 15 minutes68.5 percent
- Commuting 30 minutes or more363 plus or minus 234
- Share commuting 30 minutes or more9.0 percent plus or minus 5.7
- Drove alone65.3 percent
- Carpooled7.1 percent plus or minus 4.6
- Public transport0.5 percent plus or minus 0.7
- Walked4.3 percent plus or minus 3.6
- Worked from home14.1 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
SBA loans in Mammoth Lakes (7(a))
- Approvals15
- Gross approval$16,234,700
- Average approval$1,082,313
- Median approval$520,000
- Largest approval$3,360,000
- Jobs supported202
- Jobs per approval13.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term121 months
- Share on real estate terms of 20 years or more46.7 percent
- Share to franchises6.7 percent
- Distinct lenders11
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Mammoth Lakes, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mammoth Lakes
SBA loans in Mammoth Lakes (504)
- Approvals9
- Gross approval$8,716,000
- Average approval$968,444
- Median approval$393,000
- Largest approval$2,854,000
- Jobs supported89
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Mammoth Lakes, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mammoth Lakes
Flood risk in Mammoth Lakes
- NFIP communityTown of Mammoth Lakes
- NFIP community number060724
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/11
The Town of Mammoth Lakes participates in the National Flood Insurance Program as community 060724 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Mono County, not Mammoth Lakes
Mono County context, not Mammoth Lakes figures
- Establishments in Mono County627
- Covered employment, Mono County8,150
- Average annual pay, Mono County$52,503
- Housing units permitted, Mono County125
Every figure in this section is published for Mono County as a whole and is not a measurement of Mammoth Lakes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mammoth Lakes questions, answered from the record.
How many people live in Mammoth Lakes, California?
7,214, in 3,318 households. Mammoth Lakes town covers 24.87 square miles of land, which is 290 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mammoth Lakes in?
Mono County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mammoth Lakes?
$98,056. The median owner-occupied home is valued at $866,700. Median gross rent is $1,645 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mammoth Lakes businesses?
15 7(a) approvals totaling $16.2 m since FY2020, across 11 lenders, median approval $520,000, plus 9 504 approvals worth $8.7 m since FY2010. These count approvals to borrowers whose address is in Mammoth Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mammoth Lakes borrowers get paid back?
No rate is published for Mammoth Lakes. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mammoth Lakes in the National Flood Insurance Program?
Yes. Mammoth Lakes appears in the FEMA Community Status Book as Mammoth Lakes, town of, community 060724, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mammoth Lakes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mono County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mammoth Lakes.
Is zoning published for Mammoth Lakes?
No. Nothing on this page presents parcel level zoning.