HomeCaliforniaMono CountyMammoth Lakes town
Mammoth Lakes town, California: commercial real estate data.
Mammoth Lakes town is a Census town of 7,214 people across 24.87 square miles of land, in Mono County. Median household income is $98,056, 55.6 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $16.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mammoth Lakes
What Mammoth Lakes is
- Census place typetown
- Land area24.87 sq mi
- Water area0.44 sq mi
- Population per square mile of land290
- County holding the largest share of its areaMono County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
How many people live in Mammoth Lakes
- Population7,214
- Median age41.3
- Population under 181,170 plus or minus 356
- Share under 1816.2 percent plus or minus 4.9
- Population 65 and over1,093 plus or minus 307
- Share 65 and over15.2 percent plus or minus 4.3
- Households3,318
- Family households1,842
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
Income and work in Mammoth Lakes
- Median household income$98,056 plus or minus $24,278
- Per capita income$61,855
- Civilian labor force4,897
- Employed4,735
- Unemployed162 plus or minus 195
- Unemployment rate3.3 percent plus or minus 4.0
- Adults 25 and over5,844
- Adults 25 and over with a high school diploma or higher88.2 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent plus or minus 7.2
- Adults 25 and over with a graduate degree9.7 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
Housing in Mammoth Lakes
- Housing units9,649
- Occupied units3,318
- Vacant units6,331
- Vacancy rate65.6 percent
- Owner occupied1,845
- Renter occupied1,473 plus or minus 297
- Ownership rate55.6 percent
- Median owner-occupied home value$866,700 plus or minus $203,376
- Median gross rent, monthly$1,645
- Annual rent as a share of median income20.1 percent plus or minus 5.6
- Single family units4,022
- Share single family41.7 percent
- Units in buildings of two or more5,408
- Share in buildings of two or more56.0 percent
- Mobile homes219 plus or minus 141
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
How Mammoth Lakes gets to work
- Workers 16 and over who commute4,039
- Commuting under 15 minutes2,766 plus or minus 587
- Share commuting under 15 minutes68.5 percent
- Commuting 30 minutes or more363 plus or minus 234
- Share commuting 30 minutes or more9.0 percent plus or minus 5.7
- Drove alone65.3 percent
- Carpooled7.1 percent plus or minus 4.6
- Public transport0.5 percent plus or minus 0.7
- Walked4.3 percent plus or minus 3.6
- Worked from home14.1 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mammoth Lakes
SBA loans in Mammoth Lakes (7(a))
- Approvals15
- Gross approval$16,234,700
- Average approval$1,082,313
- Median approval$520,000
- Ninetieth percentile approval$2,805,000
- Largest approval$3,360,000
- Jobs supported202
- Jobs per approval13.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term121 months
- Share on real estate terms of 20 years or more46.7 percent
- Share to franchises6.7 percent
- Distinct lenders11
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mammoth Lakes
SBA loans in Mammoth Lakes (504)
- Approvals9
- Gross approval$8,716,000
- Average approval$968,444
- Median approval$393,000
- Largest approval$2,854,000
- Jobs supported89
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mammoth Lakes
Flood risk in Mammoth Lakes
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060724
- Currently effective map date02/18/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Mono County, not Mammoth Lakes
Mono County context, not Mammoth Lakes figures
These are Mono County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mammoth Lakes measurements.
- Establishments in Mono County627
- Employment at those establishments, Mono County7,237
- Covered employment, Mono County8,150
- Average annual pay, Mono County$52,503
- Average weekly wage, Mono County$1,010
- Housing units permitted, Mono County125
- Of those, single family, Mono County49
- County product, 2024, Mono County$1,564,588,000
- County product change over the prior year, Mono County4.8 percent
- Average income of an arriving household, Mono County$90,614
Every figure in this section is published for Mono County as a whole and is not a measurement of Mammoth Lakes. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mammoth Lakes questions, answered from the record.
How many people live in Mammoth Lakes, California?
7,214, in 3,318 households. Mammoth Lakes town covers 24.87 square miles of land, which is 290 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mammoth Lakes in?
Mono County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mammoth Lakes?
$98,056. The median owner-occupied home is valued at $866,700. Median gross rent is $1,645 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mammoth Lakes businesses?
15 7(a) approvals totalling $16.2 m, across 11 lenders, median approval $520,000, plus 9 504 approvals worth $8.7 m. These count approvals to borrowers whose address is in Mammoth Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mammoth Lakes borrowers get paid back?
No rate is published for Mammoth Lakes. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Mammoth Lakes in the National Flood Insurance Program?
Yes. Mammoth Lakes appears in the FEMA Community Status Book as community 060724, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mammoth Lakes figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mono County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mammoth Lakes.
Is zoning published for Mammoth Lakes?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.